• Work closely with the acquisition team to support them with accurate, reliable, and timely data insights • Own and drive growth of key acquisition funnel metrics • Develop and maintain dashboards, perform ad-hoc analyses and deliver actionable insights to the acquisition team • Ensure high quality of data collection and contribute to technical decisions that improve data pipelines and reporting systems • Apply machine learning techniques to improve acquisition efficiency • Collaborate on development and evaluation of ML models (feature design, validation, interpretation of results) • Use data-driven approaches to optimise user acquisition • Support experimentation with advanced methods

We're building a future where every mental health provider can deliver the full spectrum of care, including advanced interventions such as transcranial magnetic stimulation (TMS), SPRAVATO®, and others without the complexity of going it alone. We partner with mental health practices to bring these life-changing treatments to the people who need them most. Our tech-enabled platform embeds the end-to-end infrastructure, technology, and operations directly into existing practices so providers can expand their care, and patients can finally access the treatments they deserve. Everbright is currently partnered with 75+ providers across seven markets and backed by $7M in early-stage venture capital funding. About the Role We're seeking a Product Analyst to join our India-based team supporting US operations. This is a research and analysis-focused role ideal for someone with strong analytical skills, healthcare knowledge, and expertise in compliance and regulatory research. You'll conduct in depth healthcare research, analyze market trends, and investigate compliance landscapes to generate insights that inform product strategy and operations. If you have experience in healthcare research, regulatory analysis, or healthcare compliance, this is your opportunity to make a direct impact. You'll work with the product team to conduct market research, analyze healthcare trends, research compliance requirements, and synthesize complex information into actionable insights. The ideal candidate is structured, curious, and research driven a detail oriented operator who thrives on deep analysis, understands healthcare complexity, and excels at turning ambiguity into clear, evidence-based recommendations.

Role Description At SAIF, actuaries are more than our numbers people. Their work is the thread that binds together our enterprise-wide projects, strategies, and mission. Heavily relied-upon for their creativity and expertise, this team has the autonomy to work directly with business partners to help establish rates, maintain adequate reserves, produce forecasts, and ensure long term stability. As our new senior actuarial analyst, you'll play a vital role in SAIF's mission to serve Oregon's workers and employers by making workers' compensation coverage widely available and affordable, and by providing extraordinary service. We're looking for a highly motivated self-starter with actuarial experience, but just as importantly, we're seeking a collaborative teammate, strategic communicator, seeker of challenges and opportunities, and champion of analytics. Your work won't be done in isolation. You will work closely with a seasoned team of actuaries and analysts in a fast-paced, high pressure environment and collaborate regularly with partners across the company. You will work directly with senior executives and influence critical work for our customers, board members, regulators, and other stakeholders. The impact and visibility of your work could reach the four corners of the state and beyond. We are hiring for two positions: one senior actuarial analyst and one associate actuary. Candidates interested in either position should apply to this opening. The responsibilities and qualifications outlined in this posting are for an associate actuary; however, we are considering candidates with less experience to fill our senior actuarial analyst role. Note: This position is open to remote candidates, however, due to some state restrictions there are some locations that SAIF is not able to hire remote candidates. Remote workers may be required to travel to SAIF's offices in Salem, Oregon, in rare circumstances. Responsibilities - Development of reasonable loss and loss adjustment expense reserves. - Preparation of various inputs to the annual and quarter financial statements and related filings and participation in regulatory audits. - Development and filing of sound rate recommendations, maintenance of SAIF’s pricing and rate adequacy monitoring tools, conducting trend and market analysis research, and providing support to Underwriting on individual account pricing and the development of technical underwriting guidelines. - Updates to and maintenance of SAIF’s financial forecasts, dividend models, capital models, and surplus analyses. Completion of supporting documentation and communication including the Own Risk Solvency Assessment (ORSA). - Support for SAIF’s reinsurance program and monitoring of reinsurance coverage including claim reporting, commutations, and financial reporting. - NCCI financial data call process, including calculating any data anomalies and communicating with NCCI to explain SAIF’s data and answer questions. - Conduct research and analysis that contributes to recommendations that inform strategic priorities related to actuarial analysis and planning. - Participate in the design and execution of data analysis, and support to various external and internal customers, including auditors, reinsurers, and reinsurance brokers, SAIF’s appointed actuary and staff, and SAIF’s executive leadership team and board of directors. - Monitor external information sources for developments that may affect SAIF’s operations and strategies, including such areas as regional business conditions, competitors, demographics, legal or regulatory changes, and medical costs, utilization, treatment patterns and practices, medical outcomes, and healthcare policy. Assess potential impacts and assist with the preparation of recommendations to inform management response. - Stay abreast of trends and innovations in the casualty actuarial profession related to pricing, reserving, workers’ compensation, and related areas. - Serve as a consultant and resource for internal and external business information, pro-active problem resolution, and the application of analytical techniques. - Work closely with the Data & Analytics function to monitor and inform data integrity and incorporate the use of analytics to inform decisions. - Coach others in the use and interpretation of standard actuarial procedures. - Explore diverse perspectives and consistently behave sensitively toward differences in cultural norms, expectations, and ways of communicating. Work effectively with others who have different perspectives, backgrounds, and/or work styles. Qualifications - Four years of actuarial experience, including experience supporting actuarial reserving, pricing, or financial modeling in the insurance industry. Experience in workers’ compensation insurance strongly preferred. - A bachelor’s degree in actuarial science, mathematics, economics, finance, or a related field. - Continued progress towards or maintenance of membership in the Casualty Actuarial Society in accordance with the guidelines established by SAIF’s Actuarial Study and Professionalism Program. - Progress towards membership in the Casualty Actuary Society including completion of CAS exam 5 or exam 6. - Other combinations of skills and experience may be considered. Requirements - To receive consideration, please submit your resume with a cover letter by the close of this recruitment. We want your submission to count, so be sure it’s complete. - This recruitment will close on Friday, May 1, 2026. If a sufficient number of qualified applications are received this recruitment may close early. Benefits - Typical hiring range: $122,043 - $143,580. The pay range for this position is annually based on a full-time schedule. Actual compensation will be determined using factors such as experience, skills, training, certifications & education. - SAIF provides a wide range of benefits to employees who work at least 20 hours per week, including health care, retirement savings plans, paid time off, and more. - Full salary range: $107,685 - $179,475. - We provide preference to qualifying and disabled veterans.

You could be the one who changes everything for our 28 million members. Centene is transforming the health of our communities, one person at a time. As a diversified, national organization, you’ll have access to competitive benefits including a fresh perspective on workplace flexibility. This role offers the flexibility to work remotely from home anywhere within the continental United States. Eligibility Requirement ASA‑track candidates meeting the SOA Rule of 5 with a bachelor’s degree or equivalent experience. Credentialed ASAs or FSAs may wish to explore our Associate or Actuary roles aligned with their credentials. Position Purpose Assist in financial analysis and forecasting, pricing, and risk assessment to estimate outcomes. This role supports actuarial forecasting and financial analysis for ACA Marketplace individual and family health insurance products, including evaluation of emerging experience and cost trends. What’s in It for You - Strong actuarial study support with a well‑established exam program, paid study time, and mentorship from experienced actuaries. - High‑impact analytical work with ownership of key forecasting components that directly influence business decisions. - Hands‑on technical exposure using R and SQL, with opportunities to deepen modeling, automation, and large‑data analysis skills. - Supportive, collaborative team environment that values knowledge sharing, coaching, and professional growth as you progress toward ASA. - Meaningful visibility and influence, translating complex healthcare cost drivers into insights used by leadership. In this Senior Actuarial Analyst role, you will: - Apply knowledge of mathematics, probability, statistics, principles of finance and business to calculate financial outcomes, with a focus on healthcare cost forecasting for ACA Marketplace products, including analysis of medical and pharmacy trends, utilization patterns, and overall financial performance. - Assist with developing probability tables based on analysis of statistical data and other pertinent information, incorporating emerging Marketplace experience and changes in population mix. - Analyze and evaluate required premium rates and support estimation of financial outcomes for individual health insurance products. - Assess cash reserves and liabilities to enable payment of future benefits, supporting broader understanding of financial risk and sustainability. - Develop and run data reports, including independently pulling, preparing, and analyzing large claims and membership datasets to support forecasting, reporting, and actuarial analyses. - Create financial and analytical exhibits and communicate the results to both technical and non‑technical audiences, summarizing key drivers of cost, utilization, and financial performance. - Assist with determining the equitable basis for distributing money for insurance benefits, applying actuarial judgment to Marketplace‑specific considerations. - Participate in merger and acquisition analysis, as needed, by supporting financial and actuarial evaluation. - Use SQL to extract and validate data and analytical tools (e.g., R or similar) to support modeling, automation, and recurring analyses that enhance forecasting accuracy and efficiency. - Support process improvement and automation efforts to improve scalability, consistency, and timeliness of actuarial analyses. - Maintain documentation of methodologies, assumptions, and data sources to ensure transparency and continuity. - Provide guidance, review, and informal mentoring to more junior analysts, supporting technical development and analytical best practices. - Perform other duties as assigned. Additional Preferred Qualifications - Experience working in a data‑driven analytical role, with the ability to interpret results, identify patterns, and ask the right follow‑up questions. - Comfort working in ambiguous or evolving problem spaces, where requirements and assumptions may change as new information becomes available. - Strong communication and collaboration skills, with the ability to explain analytical findings clearly and work effectively with others in a team environment. Education/Experience: Bachelor's degree in related field or equivalent experience. Combination of years of experience and number of actuarial exams passed equals or exceeds 5 (Rule of 5). For example, 2 years of actuarial experience and 3 passed actuarial exams. License/Certification: Bachelor's degree in related field or equivalent experience. Combination of years of experience and number of actuarial exams passed equals or exceeds 5 (Rule of 5). For example, 2 years of actuarial experience and 3 passed actuarial exams. Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Sponsorship and future sponsorship are not available for this opportunity, including employment-based visa types H-1B, L-1, O-1, H-1B1, F-1, J-1, OPT, or CPT. Pay Range: $70,100.00 - $126,200.00 per year Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus holidays, and a flexible approach to work with remote, hybrid, field or office work schedules. Actual pay will be adjusted based on an individual's skills, experience, education, and other job-related factors permitted by law, including full-time or part-time status. Total compensation may also include additional forms of incentives. Benefits may be subject to program eligibility. Centene is an equal opportunity employer that is committed to diversity, and values the ways in which we are different. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other characteristic protected by applicable law. Qualified applicants with arrest or conviction records will be considered in accordance with the LA County Ordinance and the California Fair Chance Act