Title: Senior Data Scientist - Healthpulse Job Description: Job#: 3027946 Job Description: Senior Data Scientist Location: Remote Employment Type: Contract until December 2026 2 roles open - specifying the need for standard and senior data scientists with complementary skill sets, experience in healthcare, and familiarity with claims data, PBM, insurance, and privacy regulations such as HIPAA, PHI, and PII Top Must-Haves: Strong SQL, Healthcare experience is highly beneficial (especially with data from retail, PBMs, Aetna), Familiarity with LLMs and agency models is helpful. Ability to work in a high pace environment Role Overview Data Scientist Hiring Criteria: Clarify and document the specific experience requirements for the two data scientist roles, including healthcare, claims data, PBM, insurance, and familiarity with LLMs and agentic models. We are looking for a Senior Data Scientist to serve as a member of the Healthpulse portfolio who brings strong technical expertise in SQL for complex healthcare data analysis, along with advanced use of R or Python for statistical modeling, machine learning, and analytics. Preferably the candidate has experience working with diverse healthcare data sources, such as medical and pharmacy claims, retail and specialty pharmacy data, and EHRs. In addition, the candidate would have experience developing dashboards and data visualizations to communicate insights effectively, with a strong understanding of patient journeys, healthcare delivery systems, and industry challenges. Ideally, the candidate would have experience conducting real‑world evidence studies, patient outcomes research, and analyses of healthcare disparities, provider networks, care patterns, and access barriers. Compensation & Benefits The anticipated pay range for this position is $75.00 to $80.00 per hour. The final pay rate will be determined based on the candidate's experience, qualifications, and other relevant factors. This employer is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Apex uses a virtual recruiter as part of the application process. Click here for more details. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation in using our website for a search or application, please contact our Benefits Department at [email protected] or 804-523-8228. Apex Systems is a world-class IT services company that serves thousands of clients across the globe. When you join Apex, you become part of a team that values innovation, collaboration, and continuous learning. We offer quality career resources, training, certifications, development opportunities, and a comprehensive benefits package. Our commitment to excellence is reflected in many awards, including ClearlyRated's Best of Staffing in Talent Satisfaction in the United States and Great Place to Work in the United Kingdom and Mexico. Apex uses a virtual recruiter as part of the application process. Click here for more details. Apex Benefits Overview: Apex offers a range of supplemental benefits, including medical, dental, vision, life, disability, and other insurance plans that offer an optional layer of financial protection. We offer an ESPP (employee stock purchase program) and a 401K program which allows you to contribute typically within 30 days of starting, with a company match after 12 months of tenure. Apex also offers a HSA (Health Savings Account on the HDHP plan), a SupportLinc Employee Assistance Program (EAP) with up to 8 free counseling sessions, a corporate discount savings program and other discounts. In terms of professional development, Apex hosts an on-demand training program, provides access to certification prep and a library of technical and leadership courses/books/seminars once you have 6+ months of tenure, and certification discounts and other perks to associations that include CompTIA and IIBA. Apex has a dedicated customer service team for our Consultants that can address questions around benefits and other resources, as well as a certified Career Coach. You can access a full list of our benefits, programs, support teams and resources within our 'Welcome Packet' as well, which an Apex team member can provide. Employee Type: Contract Remote: Yes Location: Woonsocket, RI, US Job Type: Date Posted: March 27, 2026 Pay Range: $70 - $75 per hour Similar Jobs - Senior Data Scientist - Sr. Data Engineer - Sr. Data Analyst - Sr Data Architect - Sr Data Analyst

• Design and develop robust pipelines using advanced methods with large language models (LLMs) to extract features and label data from unstructured datasets. • Create and implement rigorous evaluation metrics to assess feature extraction processes, ensuring continuous improvement aligned with clinical and product goals. • Enhance and maintain scalable, reproducible data science infrastructure to support agile development and secure operations across partitioned client environments. • Design and implement MLOps practices to streamline, scale, and automate machine learning workflows. • Manipulate, analyze, and manage large-scale datasets using Python, SQL, and other tools. • Work closely with engineers, clinicians, and product teams to ensure data solutions are aligned with user needs and drive meaningful outcomes. • Thrive in a dynamic and rewarding environment that emphasizes excellence, autonomy, and impact.

• Build and deploy scalable AI/ML applications • Collaborate with cross-functional teams on digital projects • Engage in data processing and analytics

About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The Team: Upstart’s Personal Loans Underwriting and Credit Analytics team is responsible for building, improving, and monitoring Upstart’s core underwriting model. This machine learning model powers our decisions on which loans to approve and at what rates, directly influencing borrower access to credit, investor returns, and overall company performance. Because underwriting sits at the heart of Upstart’s marketplace, the team’s work is central to the company’s long-term success. As a Staff Data Scientist at Upstart, you will own the monitoring and performance analytics of our Personal Loans underwriting models and credit portfolio. This role provides regular visibility to senior leadership and plays a key role in shaping data-driven decisions at the highest levels of the organization. In addition to leading recurring reporting and performance tracking, this role requires strong analytical curiosity and investigative rigor. You will proactively monitor portfolio and model performance, identify emerging trends, diagnose unexpected outcomes, and recommend actionable treatments. This role is well-suited for someone who enjoys going beyond standard reporting to conduct deep analytical investigations and drive meaningful business impact in a production machine learning environment. How you’ll make an impact - Lead end-to-end monitoring of underwriting model performance and outcomes, ensuring models are behaving as expected across risk segments and macroeconomic conditions; translate model metrics into clear business implications - Detect shifts in approval rates, loss performance, borrower behavior, or model predictions, and use analytical methods to investigate drivers of change, distinguish signal from noise, and quantify business impact - Apply statistical techniques to assess A/B tests, model launches, and natural experiments, and provide clear recommendations grounded in causal reasoning and quantitative evidence - Develop and maintain automated reporting, monitoring frameworks, and workflows that ensure timely, accurate visibility into model performance at scale Minimum Qualifications - Master’s degree in a quantitative field (e.g., Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related field) - 6+ years of experience in analytics, data science, or a related quantitative field - Proficiency in Python (Pandas/Numpy) and SQL - Strong analytical and first-principles thinking, with the ability to tackle complex and ambiguous problems - Strong communication, presentation, and collaboration skills, with the ability to clearly articulate complex analytical concepts to diverse audiences Preferred Qualifications - PhD in a quantitative field (e.g., Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related) - Experience in consumer finance, credit risk, or lending analytics - Experience working with production machine learning systems or underwriting models Position location This role is available in the following locations: Remote Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time. #LI-REMOTE #LI-MidSenior At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Base Salary Range $200,000—$276,000 USD What you'll love At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect: - Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly - Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year - Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees - Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose - Health Savings Account contributions from Upstart for eligible plans - Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage - Paid time off, sick and safe time, and company holidays - Paid family and parental leave to support caregiving and major life moments - Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving - Employee Assistance Program (EAP) offering mental health support and life-centered resources - Financial wellness resources, including access to financial planning tools and a financial concierge service - Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you - Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from - Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs) - Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!). Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com https://www.upstart.com/candidate_privacy_policy