You could be the one who changes everything for our 28 million members. Centene is transforming the health of our communities, one person at a time. As a diversified, national organization, you’ll have access to competitive benefits including a fresh perspective on workplace flexibility. Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Sponsorship and future sponsorship are not available for this opportunity, including employment-based visa types H-1B, L-1, O-1, H-1B1, F-1, J-1, OPT, or CPT. This position offers the flexibility to work remotely from anywhere in the continental United States, with optional quarterly in‑person lunches to support team connection. Position Purpose: Compile and analyze financial information for the company, with a focus on supporting month-end close, planning and forecasting cycles, recurring reporting, and ad hoc analysis for the Medicaid Finance team. In this Finance Analyst II role, you will: - Develop integrated revenue/expense analyses, projections, reports, and presentations - Create and analyze monthly, quarterly, and annual reports and ensures financial information has been recorded accurately - Identify trends and developments in competitive environments and presents findings to senior management - Perform financial forecasting and reconciliation of internal accounts - Analyze financial performance and provide variance explanations against plan, forecast, and prior periods - Assist in the development and consolidation of budgets, forecasts, and long-range plans for the Medicaid product - Collaborate with cross-functional teams to gather relevant data and improve forecasting accuracy - Performs other duties as assigned - Complies with all policies and standards. Why this role is appealing: The opportunity to interact with senior leaders within the organization. This exposure allows candidates to gain valuable insights into strategic decision-making and corporate priorities. The role is part of a collaborative team where individuals are encouraged to contribute and share ideas. The leadership style will be supportive and development-focused, fostering an environment where team members are empowered to succeed and learn. Education/Experience: Bachelor's degree or equivalent experience. 2+ years of financial or data analysis experience. Preferred: - Advanced MS skills - OneStream experience - Accounting/Finance background - Healthcare / Managed Care experience Pay Range: $56,200.00 - $101,000.00 per year Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus holidays, and a flexible approach to work with remote, hybrid, field or office work schedules. Actual pay will be adjusted based on an individual's skills, experience, education, and other job-related factors permitted by law, including full-time or part-time status. Total compensation may also include additional forms of incentives. Benefits may be subject to program eligibility. Centene is an equal opportunity employer that is committed to diversity, and values the ways in which we are different. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other characteristic protected by applicable law. Qualified applicants with arrest or conviction records will be considered in accordance with the LA County Ordinance and the California Fair Chance Act

Perform financial analysis involving company expenses, income, and other business results based on past, present, and future operations. Research, analyze, and report fluctuations in financial and business results to identify trends and research variances; make recommendations to improve company performance and resolve issues Research, analyze, and report fluctuations between actual financial results compared to budgeted amounts to advise management on potential areas of cost impacts; make recommendations for corrective actions Assist in the preparation of company budgets and financial forecasts for the development of business plans Monitor and evaluate individual department expenses and identify any specific trends to assist in cost control Recommend changes to streamline accounting systems and processes to ensure maximum efficiency and appropriate utilization of resources Prepare reports that outline the company's financial position in the areas of income, expenses, and earnings to assist in financial decision-making Analyze and interpret various financial reports and statistics to management; make recommendations to ensure proper business decisions are made Job Specifications Typically has the following skills or abilities: Bachelor’s degree in Accounting, Business or related field or equivalent experience 4+ years of financial analysis or related experience Demonstrated ability to conduct various types of analysis, including cost-benefit and alternative analysis Demonstrated ability to document, propose, negotiate and present approaches and solutions Proficient in spreadsheet applications and mainframe accounting systems Ability to visualize and create plans for future business outcomes and changes Thorough understanding of business implications, interdependencies and system interfaces Strong conflict management skills Proficient at facilitating meetings, and negotiating across all levels of the organization Ability to multi-task and work in a team environment Proven ability to effectively communicate information to a wide variety of technical and non-technical individuals or groups at all levels of the organization Regularly exercises discretion and independent judgment the in performance of his/her job duties Preferred Skills: Accounting foundation Budget forecasting Cost analysis ERP SAP familiarity/knowledge #LI-MARCHON Compensation range for the role is listed below. Applicable salary ranges may differ across markets. Actual pay will be determined based on experience and other job-related factors permitted by law. As a part of the compensation package, this role may include eligible bonuses and commissions. For more information regarding VSP Vision benefits, please click here. Salary Ranges: $63,000.00 - $108,675.00 VSP Vision is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to age, gender, race, color, religion, sex, national origin, disability or protected veteran status. We maintain a drug-free workplace and perform pre-employment substance abuse testing. Unincorporated LA County Residents: Qualified Applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act, and any other similar laws. Notice to Candidates: Fraud Alert - Fake Job Opportunity Solicitations Used to Collect Fees/Personal Information. We have been made aware that fake job opportunities are being offered by individuals posing as VSP Vision and affiliate recruiters. Click here to learn about our application process and what to watch for regarding false job opportunities. As a regular part of doing business, VSP Vision (“VSP”) collects many different types of personal information, including protected health information, about our audiences, including members, doctors, clients, brokers, business partners, and employees.  VSP Vision employees will have access to this sensitive personal information and are subject to follow Information Security and Privacy Policies.

Role Description The Jumbo and Non-QM Underwriter is responsible for reviewing, conditioning, and underwriting Jumbo and Non-QM mortgage loans in accordance with company policies, investor guidelines, and regulatory requirements. This position ensures accuracy, completeness, and compliance with all loan documentation while delivering timely credit decisions and supporting the underwriting team with guidance and expertise. Qualifications - High School Diploma or GED required; college degree preferred. - Minimum of five (5) years of recent underwriting experience in Jumbo and Non-QM products required. - Strong knowledge of non-conforming/non-agency Jumbo and Non-QM loan programs. - Superior knowledge of property and credit underwriting requirements for FNMA, FHLMC, Non-Agency Jumbo, Non-QM, and private investor guidelines. - Strong working knowledge of automated mortgage LOS and underwriting systems required; experience with Encompass preferred. Requirements - Review and underwrite loan submissions in accordance with FNMA, FHLMC, Non-Agency Jumbo, Non-QM, and other private investor guidelines, as well as internal overlays. - Perform credit, income, and property analysis for conventional, Jumbo, and Non-QM loan files, including complex financial profiles. - Accurately analyze tax returns, calculate income, and assess borrower eligibility for complex or atypical financial scenarios. - Identify and assess loan risk factors related to borrower credit, collateral, and loan structures. - Maintain production and quality standards as established by management. - Clearly communicate credit decisions and conditions to internal staff and external partners. - Assist the VP of Underwriting, including support on the scenario desk and managing email inquiries from the field and other underwriters. - Underwrite multiple investors’ Jumbo and Non-QM products in a changing market and regulatory environment. - Perform other duties as assigned. Benefits - Employee Discount - Paid Time off - Health/Dental/Vision/Life/Disability Insurance - 401(k) with an employer match - Health Savings Account with employer contribution - Employee Assistance Program

Role Description The Jumbo and Non-QM Underwriter is responsible for reviewing, conditioning, and underwriting Jumbo and Non-QM mortgage loans in accordance with company policies, investor guidelines, and regulatory requirements. This position ensures accuracy, completeness, and compliance with all loan documentation while delivering timely credit decisions and supporting the underwriting team with guidance and expertise. Qualifications - High School Diploma or GED required; college degree preferred. - Minimum of five (5) years of recent underwriting experience in Jumbo and Non-QM products required. - Strong knowledge of non-conforming/non-agency Jumbo and Non-QM loan programs. - Superior knowledge of property and credit underwriting requirements for FNMA, FHLMC, Non-Agency Jumbo, Non-QM, and private investor guidelines. - Strong working knowledge of automated mortgage LOS and underwriting systems required; experience with Encompass preferred. Requirements - Review and underwrite loan submissions in accordance with FNMA, FHLMC, Non-Agency Jumbo, Non-QM, and other private investor guidelines, as well as internal overlays. - Perform credit, income, and property analysis for conventional, Jumbo, and Non-QM loan files, including complex financial profiles. - Accurately analyze tax returns, calculate income, and assess borrower eligibility for complex or atypical financial scenarios. - Identify and assess loan risk factors related to borrower credit, collateral, and loan structures. - Maintain production and quality standards as established by management. - Clearly communicate credit decisions and conditions to internal staff and external partners. - Assist the VP of Underwriting, including support on the scenario desk and managing email inquiries from the field and other underwriters. - Underwrite multiple investors’ Jumbo and Non-QM products in a changing market and regulatory environment. - Perform other duties as assigned. Benefits - Employee Discount - Paid Time off - Health/Dental/Vision/Life/Disability Insurance - 401(k) with an employer match - Health Savings Account with employer contribution - Employee Assistance Program