Overview: This position is responsible for submitting loan modification workups for the entire waterfall of investor workout options. Primary Responsibilities: - Understand investor’s waterfall and required documents for loss mitigation. - Communicate with customers, real estate agents and attorneys to negotiate short sale settlement offers and advise of loss mitigation decisions. - Manage and monitor account portfolio to ensure that all documentation and account decisions comply with banking policies, investor guidelines and applicable regulations. - Assess property value and variance between appraised properties and offers submitted by potential buyers. - Review tax returns, income statements, pay stubs, credit reports and general customer financial documents. - Determine the most suitable repayment option for customers and calculate loan modification terms. - Prepare workout summaries for management approval. - Communicate with Single Point of Contact, title vendors and Loss Mitigation Closing team to gather information and resolve account complications. - Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. - Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. - Promote an environment that supports belonging and reflects the M&T Bank brand. - Complete other related duties as assigned. Scope of Responsibilities: Works a portfolio of approximately 70 loans. Education and Experience Required: A combined 3 years’ higher education and/or experience, including a minimum of 1 year collections or underwriting experience. Ability to communicate effectively and professionally over the phone. Excellent communication and customer service skills. Proficiency with word processing and spreadsheet software. Education and Experience Preferred: Bachelor’s degree. Paralegal certification or experience. Mortgage collections experience. Knowledge of M&T systems. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.55 - $34.25 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America

Title: Production Underwriter Location: Remote - USA Job Description: Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Production Underwriter to join our growing team in Seattle, WA! The Production Underwriter reviews insurance applications to evaluate, classify, and rate individuals and groups for insurance and accepts or rejects applications by performing the following duties. How You Will Contribute: - Examines such documents as application forms, inspection reports, insurance maps, and medical reports to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property, - Reviews company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluates possibility of losses due to catastrophe or excessive insurance, - Underwrite or broker risks, ensuring that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws. Secure payments on risks bound or written, - Review, analyze and underwrite risks submitted by Producers, rate submissions for premium and terms, analyze exposures for quotes for new and renewal business, issue written indications, quotes and binders; use inspection companies to obtain further information, quote rates, or explain company underwriting policies, - Markets and meets with retail agency customers to develop business and cultivate relationships to grow a book of business, - Understand and extend Company facilities, utilizing binding authorities or brokering risks when required to successfully negotiate a placement; be responsible for your underwriting results, - See that coding on specific required forms is completed and utilized, - Service and perpetuate existing business, produce new business, and have a keen awareness of priorities, - Instruct and train processors and assistants, review indications, quotes, binders, submissions and policies for completeness and accuracy, - Provide guidance and training to the processors and assistants, to enable them to reduce the underwriter's clerical workload, and to develop basic underwriting and brokering skills and techniques - Foster and improve relationships with other departments, producers, companies and competitors, Licenses and Certifications: - CIC or CPCU candidate, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions and terms. - P&C State license and E&S license Skills & Experience to Be Successful: - Bachelor’s degree (B. A.) from four-year College or university is desired or five years insurance experience, two years of which is as an underwriting assistant. - Proficient with MS Office Suite and paperless environment - Exceptional telephone demeanor - Experience with excess and surplus lines underwriting agency or company. - This position requires routine or periodic travel which may require the team member to drive their own vehicle or a rental vehicle. Acceptable results of a Motor Vehicle Record report at the time of hire and periodically thereafter, and maintenance of minimum acceptable insurance coverages are a requirement of this position About Us: Bridge Specialty Group creates a seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers’ comp, property and personal lines.   With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7+ billion premium book.    Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group – aligning risk with greater reach.   Pay Range $80k - $100k Annual The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: - Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance - Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement - Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services - Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

Medicare Supplement Underwriter & Applicant Interviewer Location: Clearwater United States Job Description: Medicare Supplement Underwriter & Applicant Interviewer Insurance Administrative Solutions Clearwater, FL About Insurance Administrative Solutions Insurance Administrative Solutions, L.L.C. ("IAS"), an Integrity company headquartered in Clearwater, Florida, is a third-party administrator providing business process outsourcing for insurance carriers. Formed in 2002, IAS administers policies for insureds residing all across the United States. JOB SUMMARY: Interviewing applicants for Medicare Supplement insurance in a professional, patient, honest, confidential, and efficient manner. Primary Responsibilities other duties may be assigned as necessary: - Responsible for conducting phone interviews on both outbound and inbound telephone calls. - Verify all necessary information from the application over the phone with an applicant - Follow a telephone script and when appropriate, use supplemental questionnaires for medical conditions and certain medications to obtain detailed information about the condition/medication in question. - Carefully listen to the applicant's responses to ensure the accuracy of the information gathered. - Identify and request any outstanding underwriting requirements to complete the processing of an application. - Enter completed interviews and underwriting requirements in the admin system. - Determine if an applicant meets the underwriting guidelines set forth by our clients. - Comfortable working in a face paced environment while demonstrating critical and analytical thinking capabilities. Primary Skills & Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. - High school diploma or GED equivalent with 1 year of proven experience in insurance, medical field, or customer service - Medical insurance background preferred - Proven prescription drug knowledge required; Pharmacy background preferred - Strong phone contact handling skills and active listening - Familiarity with Microsoft Office products - Ability to adapt and respond to different types of people and tasks - Excellent communication and documentation skills - Problem solving ability with high level of attention to detail - Ability to exercise good judgment, maintain confidentiality, and uphold ethical standards - Confident, self-motivated individual who thrives both independently and within a team environment - Ability to multi-task, prioritize, and manage time effectively and efficiently - Reliable transportation and the ability to be punctual and dependable - Ability to work scheduled shifts, rotate schedules with other employees for proper department staffing needs and work overtime as needed - May have agent license but no active appointments. Benefits Available - We value flexibility and recognize the importance of work‑life balance. This role will begin as fully onsite to support learning and team integration. As proficiency is demonstrated, hybrid work opportunities may be introduced, dependent on business needs and department practices. - Medical/Dental/Vision Insurance - 401(k) Retirement Plan - Paid Holidays - PTO - Community Service PTO - FSA/HSA - Life Insurance - Short-Term and Long-Term Disability About Integrity Integrity is one of the nation's leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead. Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you'll love, and we'll love you back. We're proud of the work we do and the culture we've built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind. Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are - in person, over the phone or online. Integrity's employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.

Job Description Would you like to own a meaningful life insurance practice under the Allstate brand? Scale your existing life insurance practice with proven support, flexibility and access to new customers. We’re looking for professionals with a growing practice who want to leverage the Allstate brand and resources to expand in your community. Your Practice. As an Allstate Exclusive Life Specialist, you’ll build your own life insurance practice with support from Allstate. Your partnership with Allstate Agency owners will drive new business in your local community and create additional opportunities for growth. Your Support Team. We support our Exclusive Life Specialists nationwide with a variety of life insurance product offerings and continued education designed to help you succeed. Life Specialists can share space with an Allstate agency owner and receive customer referral and leads through these partnerships, as well as additional online and other lead sources. Your Rewards. We believe hard work should be rewarded. At Allstate, we offer unlimited earning potential tied directly to the growth of your business. Your Work. A typical agency office has one life specialist who meets with customers face-to-face, supported by a team of licensed professionals who help deepen relationships with customers and generate leads. Allstate provides support and expertise to help you build and sustain your business, industry leading technology to streamline your business, and customer experience better than anyone else. Job Description Are You a Fit? We are looking for someone with an entrepreneurial drive and a strong track record of customer-facing success. You’ll also need to have: - At least 2 years of life insurance customer facing sales experience - State Life/Health Insurance Licenses - A strong mix of life protection sales experience - Prior experience as a Life Insurance Agent, Insurance Representative, or related sales professional preferred - Professional designations such as CLU and LUTCF preferred - Bachelor’s degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive Life Specialist agreement. Allstate Exclusive Life Specialists are not franchisees. They are independent contractors and are not employed by Allstate Insurance Company (“Allstate”) or its affiliates. Allstate is an Equal Opportunity Company. Note: Life and Health licenses are required. Skills At Allstate, we work hard to help people live a good life every day. Allstaters are dedicated to serving clients, customers, and communities, which allows employees to find meaning and value in their work. Allstate offers an environment that fosters innovative thinking where you’ll be able to explore your ideas and feel proud of the work you do. Allstate helps protect nearly 16 million households with auto, home, life, and retirement products. We want every professional connected to Allstate to be committed to giving our customers the best and that means finding the best talent. We want you to be our next great addition. It’s easy to search and apply for a new opportunity with Allstate. Simply use the links below to identify the openings that interest you. Allstate Careers Learn more about Allstate United States. Learn more about Allstate Northern Ireland. Learn more about Allstate India Private Limited. For more information about Allstate's Website Accessibility Statement, please click here: Allstate Website Accessibility Statement Allstate Personal Financial Representatives are independent contractors and are not employed by Allstate Insurance Company (“Allstate”) or its affiliates. In NY, they are Allstate employees. Allstate is an Equal Opportunity Company. © 2019 Allstate Insurance Co.