Medicare Supplement Underwriter & Applicant Interviewer Location: Clearwater United States Job Description: Medicare Supplement Underwriter & Applicant Interviewer Insurance Administrative Solutions Clearwater, FL About Insurance Administrative Solutions Insurance Administrative Solutions, L.L.C. ("IAS"), an Integrity company headquartered in Clearwater, Florida, is a third-party administrator providing business process outsourcing for insurance carriers. Formed in 2002, IAS administers policies for insureds residing all across the United States. JOB SUMMARY: Interviewing applicants for Medicare Supplement insurance in a professional, patient, honest, confidential, and efficient manner. Primary Responsibilities other duties may be assigned as necessary: - Responsible for conducting phone interviews on both outbound and inbound telephone calls. - Verify all necessary information from the application over the phone with an applicant - Follow a telephone script and when appropriate, use supplemental questionnaires for medical conditions and certain medications to obtain detailed information about the condition/medication in question. - Carefully listen to the applicant's responses to ensure the accuracy of the information gathered. - Identify and request any outstanding underwriting requirements to complete the processing of an application. - Enter completed interviews and underwriting requirements in the admin system. - Determine if an applicant meets the underwriting guidelines set forth by our clients. - Comfortable working in a face paced environment while demonstrating critical and analytical thinking capabilities. Primary Skills & Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. - High school diploma or GED equivalent with 1 year of proven experience in insurance, medical field, or customer service - Medical insurance background preferred - Proven prescription drug knowledge required; Pharmacy background preferred - Strong phone contact handling skills and active listening - Familiarity with Microsoft Office products - Ability to adapt and respond to different types of people and tasks - Excellent communication and documentation skills - Problem solving ability with high level of attention to detail - Ability to exercise good judgment, maintain confidentiality, and uphold ethical standards - Confident, self-motivated individual who thrives both independently and within a team environment - Ability to multi-task, prioritize, and manage time effectively and efficiently - Reliable transportation and the ability to be punctual and dependable - Ability to work scheduled shifts, rotate schedules with other employees for proper department staffing needs and work overtime as needed - May have agent license but no active appointments. Benefits Available - We value flexibility and recognize the importance of work‑life balance. This role will begin as fully onsite to support learning and team integration. As proficiency is demonstrated, hybrid work opportunities may be introduced, dependent on business needs and department practices. - Medical/Dental/Vision Insurance - 401(k) Retirement Plan - Paid Holidays - PTO - Community Service PTO - FSA/HSA - Life Insurance - Short-Term and Long-Term Disability About Integrity Integrity is one of the nation's leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead. Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you'll love, and we'll love you back. We're proud of the work we do and the culture we've built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind. Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are - in person, over the phone or online. Integrity's employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.

Job Description Would you like to own a meaningful life insurance practice under the Allstate brand? Scale your existing life insurance practice with proven support, flexibility and access to new customers. We’re looking for professionals with a growing practice who want to leverage the Allstate brand and resources to expand in your community. Your Practice. As an Allstate Exclusive Life Specialist, you’ll build your own life insurance practice with support from Allstate. Your partnership with Allstate Agency owners will drive new business in your local community and create additional opportunities for growth. Your Support Team. We support our Exclusive Life Specialists nationwide with a variety of life insurance product offerings and continued education designed to help you succeed. Life Specialists can share space with an Allstate agency owner and receive customer referral and leads through these partnerships, as well as additional online and other lead sources. Your Rewards. We believe hard work should be rewarded. At Allstate, we offer unlimited earning potential tied directly to the growth of your business. Your Work. A typical agency office has one life specialist who meets with customers face-to-face, supported by a team of licensed professionals who help deepen relationships with customers and generate leads. Allstate provides support and expertise to help you build and sustain your business, industry leading technology to streamline your business, and customer experience better than anyone else. Job Description Are You a Fit? We are looking for someone with an entrepreneurial drive and a strong track record of customer-facing success. You’ll also need to have: - At least 2 years of life insurance customer facing sales experience - State Life/Health Insurance Licenses - A strong mix of life protection sales experience - Prior experience as a Life Insurance Agent, Insurance Representative, or related sales professional preferred - Professional designations such as CLU and LUTCF preferred - Bachelor’s degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive Life Specialist agreement. Allstate Exclusive Life Specialists are not franchisees. They are independent contractors and are not employed by Allstate Insurance Company (“Allstate”) or its affiliates. Allstate is an Equal Opportunity Company. Note: Life and Health licenses are required. Skills At Allstate, we work hard to help people live a good life every day. Allstaters are dedicated to serving clients, customers, and communities, which allows employees to find meaning and value in their work. Allstate offers an environment that fosters innovative thinking where you’ll be able to explore your ideas and feel proud of the work you do. Allstate helps protect nearly 16 million households with auto, home, life, and retirement products. We want every professional connected to Allstate to be committed to giving our customers the best and that means finding the best talent. We want you to be our next great addition. It’s easy to search and apply for a new opportunity with Allstate. Simply use the links below to identify the openings that interest you. Allstate Careers Learn more about Allstate United States. Learn more about Allstate Northern Ireland. Learn more about Allstate India Private Limited. For more information about Allstate's Website Accessibility Statement, please click here: Allstate Website Accessibility Statement Allstate Personal Financial Representatives are independent contractors and are not employed by Allstate Insurance Company (“Allstate”) or its affiliates. In NY, they are Allstate employees. Allstate is an Equal Opportunity Company. © 2019 Allstate Insurance Co.

Role Description We're seeking an experienced Commercial Insurance Underwriter to join the team as an independent contractor. This role will require strong technical underwriting skills, excellent client-facing communication, and the ability to evaluate and structure commercial risk solutions. You will work US business hours from 4 PM to 12 AM SA time, engaging directly with brokers, agents, and clients, while aligning with daily operational needs of the business. Key Responsibilities - Analyze commercial insurance submissions and risks across a variety of P&C lines (including property, general liability, commercial auto, umbrella and specialty risks). - Underwrite and structure insurance solutions with appropriate terms, pricing and coverage tailored to client needs. - Interface directly with clients and brokers to explain coverage, negotiate terms, and secure renewals. - Provide expert guidance on risk exposures and mitigation strategies, especially within healthcare and construction sectors. - Collaborate with internal sales and risk teams to support business development and retention. - Maintain detailed underwriting documentation and ensure compliance with client and carrier standards. Qualifications - Minimum 3–5+ years underwriting experience in commercial property & casualty insurance. - Significant experience underwriting healthcare industry risks (e.g., medical providers, assisted-living, home health) and/or construction-related insurance (contractors, builders risk, specialty trades) preferred. - Solid understanding of commercial policy forms, coverages and risk exposures. - Excellent verbal and written communication skills; confident presenting to clients and brokers. - Ability to work independently on contractor basis and adapt to US timezone schedule (afternoon/evening SA time). - Strong analytical skills, attention to detail, and ability to make sound underwriting decisions. Requirements - Minimum 3-5+ years underwriting experience in commercial property & casualty insurance. - Solid understanding of commercial policy forms, coverages and risk exposures. - Excellent verbal and written communication skills. - Ability to work independently on contractor basis and adapt to US timezone schedule. - Strong analytical skills, attention to detail, and ability to make sound underwriting decisions. Benefits - Independent contractor engagement. - Remote role requiring reliable internet and availability during the designated shift. - Ability to collaborate seamlessly with US-based underwriting and sales teams.

Calculate premium rates for complex group insurance cases, coordinate account reporting accuracy, propose rates utilizing demographic data, and prepare annual settlements and reports to assess impact on benefits and plan changes.