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(Previously Vance) Global finance for global Indians.
Chief Compliance Officer
Location
United States
Posted
60 days ago
Salary
0
Seniority
Lead
Job Description
Chief Compliance Officer
Aspora
• Design, implement, and maintain Aspora's BSA/AML compliance programme for the US entity, in full compliance with FinCEN requirements and the Bank Secrecy Act • Own the SAR and CTR filing process end-to-end — ensuring accuracy, timeliness, and defensibility • Maintain and continuously strengthen the Customer Identification Programme (CIP), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) frameworks • Oversee OFAC screening, sanctions compliance, and adverse media monitoring for US customers and counterparties • Lead the annual independent audit and periodic risk assessments of the BSA/AML programme • Manage Aspora's Money Transmitter License portfolio across all active US states — including renewals, amendments, and new state applications as the business expands • Serve as primary point of contact with state regulators (NMLS, DFS, DFPI, and equivalents) for examinations, information requests, and supervisory correspondence • Monitor evolving state and federal MSB regulations and proactively assess and communicate their impact on Aspora's operations • Coordinate with external US counsel (currently Orrick and Sequoia's legal network) on complex regulatory questions, licensing strategy, and examination support • Oversee agent/partner due diligence and compliance requirements where Aspora engages third-party distribution or banking partners in the US • Maintain Aspora's compliance with applicable federal consumer protection laws — including the Remittance Transfer Rule (Regulation E), UDAAP standards, and CFPB supervisory expectations for non-bank payment companies • Review and approve customer-facing disclosures, terms of service, and marketing materials for US regulatory compliance • Manage the US consumer complaints process, ensuring resolution timelines and escalation protocols meet regulatory and best-practice standards • Monitor CFPB guidance, enforcement actions, and rulemaking relevant to digital remittance providers and provide regular internal briefings • Build and maintain Aspora's US compliance policies, procedures, and controls framework — keeping them current with regulatory changes and business evolution • Design and deliver ongoing compliance training for US-facing staff and relevant global team members • Operate as the compliance business partner to the US product, operations, and customer experience teams — advising on new product launches, feature changes, and operational decisions • Build and maintain a US compliance risk register; track and escalate open items to the Group CCO • Evaluate and manage compliance technology and vendor relationships (e.g. transaction monitoring, sanctions screening, ID verification).
Job Requirements
- 5 - 8 years of compliance experience in financial services, with a substantial focus on US MSB, money transmission, or fintech compliance — law firm training is a strong signal of the rigour we're looking for.
- Deep, first-hand working knowledge of FinCEN BSA/AML requirements, the Bank Secrecy Act, OFAC sanctions frameworks, and state Money Transmitter Licensing regimes.
- Direct experience managing MTL portfolios — including state regulatory exams, renewals, and NMLS administration.
- Familiarity with Remittance Transfer Rule (Reg E) obligations and CFPB consumer protection standards for non-bank payment companies.
- Demonstrated ability to build or significantly enhance compliance programmes in growth-stage or scaling environments — not just maintain inherited frameworks.
- Confidence engaging directly with state and federal regulators independently and credibly
- Strong written and analytical skills; able to translate regulatory complexity into actionable internal guidance and board-quality reporting.
- Bachelor's degree required; JD, CAMS, or equivalent professional qualification strongly preferred.
Benefits
- Competitive compensation benchmarked to US fintech compliance market rates, with equity participation
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Employment decisions are made without regard to race, color, age, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other characteristics protected by law. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process or are limited in the ability or unable to access or use this online application process and need an alternative method for applying, you may contact Precision Medicine Group at QuestionForHR@precisionmedicinegrp.com. It has come to our attention that some individuals or organizations are reaching out to job seekers and posing as potential employers presenting enticing employment offers. We want to emphasize that these offers are not associated with our company and may be fraudulent in nature. Please note that our organization will not extend a job offer without prior communication with our recruiting team, hiring managers and a formal interview process.
• Responsible for delivery, in terms of timeliness and quality, of site activation readiness • Preparation of Clinical Trial Application Forms and submission dossiers • Interaction with Competent Authorities and Ethics Committees • Providing updates about submissions to team leads • Maintenance of project plans and regulatory intelligence tools • Preparation/support the development of startup plans • Partner with site CRA for communication and document collection • Customize country/site specific Patient Information Sheet and Informed Consent Form • Maintain communication with key functions on project status • Assist in collection and maintenance of critical path data points • May support negotiation of study budgets • Keep updated knowledge of local clinical trial laws and regulations • Maintain audit/inspection readiness
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• Responsible for delivery, in terms of timeliness and quality, of site activation readiness within the assigned country/sites and foreseeing and mitigating any risks. • Preparation of Clinical Trial Application Forms as well as preparation of submission dossier (initial and amendments/notifications) for submission to Competent Authorities, Ethics Committees, and other applicable local bodies according to local requirements and within required timelines to obtain all necessary authorizations/approvals for the conduct of the Clinical Trial according to international and local/national applicable regulations, company SOPs and principles of ICH-GCP. • Interaction with CA/EC for study purposes and handling responses to the CA/EC. • Providing regular updates about CA and EC submissions to the Start Up Lead and/or Regulatory Lead assigned to the study and to Project Manager/Project Team. • Maintenance of project plans, project trackers and regulatory intelligence tools as it pertains to assigned responsibilities and to keep Regulatory Leadership. • Preparation/Support the development of study specific start-up plans, IMP release requirements and essential document review criteria. • Partner with the assigned site CRA to ensure alignment in communication and secure site review and manage collection of essential documents required for site activation/IMP release. • Customize country/site specific Patient Information Sheet and Informed Consent Form. • Responsible for/facilitates the translation and co-ordination of translations for documents. • Maintain communication with other key functions participating to country start up e., Feasibility, Clinical Operations, Project Management, Regulatory, and Site Contracts management group on project specific status and deliverables. • Act as SME for collection and maintenance of site level critical path to Site Activation data points, including but not limited to Competent Authority, local IRB/Ethics Committee (EC) timelines, site contracts and budget negotiation requirements for and other required reviews to secure on time site activation for the assigned sites in the country. • When required, participate/support the negotiation of study budgets and the execution of investigator contracts under directions of Site Contract Management department/designee department. • May participate/support feasibility group in site outreach to assess potential interest of investigators to a potential study. • Keep an updated knowledge of the local clinical trial laws, regulations and help distributing their knowledge within PFM to ensure the conduct of Clinical Trials according to international and local/national applicable regulations. • Maintain audit/inspection readiness at all times and file documents as per TMF plan and/ or study specific plans in the relevant TMF. • May support the clinical team performing Pre-Study Site Visits.



