• Complete post-closing audit based on compliance guidelines set by CFPB • Request post-closing final documents from settlement agents • Escalate non-compliant loans to the manager with detailed explanation • Communicate/coordinate with internal and external stakeholders • Generate accurate and timely disclosures and ensure all regulatory requirements are met • Review tolerance violations based on TRID (TILA RESPA Integrated Disclosure) guidelines and provide detailed reporting of cures determined • Disclose accurate Post Closing Consummation Disclosure after necessary corrections • Audit and Reconciliation of Compliance reports, Redisclosures and Closing Disclosures

• Audit loan files post funding and identify and remediate exceptions/errors. • Verify loan terms, interest rates, borrower information, and compliance with regulatory requirements. • Reviewing Closed loan documents to ensure compliance and identify any discrepancy. • Collaborate with internal teams to address any discrepancies or issues identified during the • review process and get resolution. • Deliver electronic image files to investors and servicers as per their guidelines. • Verify and analyse all necessary financial information and documentation.

• Actively engage in continuous learning and cross-training across diverse workflows within the organization. • Master various business functions, processes, and tools to become a versatile resource for different teams. • Collaborate with team leaders and managers to assess and address short-term supply shortages. • Respond promptly to emerging needs in different teams by deploying acquired skills and knowledge. • Provide operational support to teams facing increased workloads or urgent projects. • Ensure a smooth transition when temporarily joining a new team, adapting quickly to the specific requirements of the role. • Effectively communicate with team members, leaders, and stakeholders to understand and fulfil temporary assignments. • Share insights and lessons learned to facilitate continuous improvement within the team. • Maintain comprehensive documentation of cross-training experiences, creating a knowledge repository for the Flex Team. • Demonstrate effective time management skills to balance assignments across different teams. • Maintain flexibility in availability to address urgent needs, ensuring timely response and support.

• Calculation of direct and indirect taxes (IRPJ/CSLL and PIS/COFINS, respectively); • Reconciliations and analyses of all balance sheet and income statement accounts; • Preparation of the month-end closing and monthly trial balances, management reports, and the full set of financial statements; • Preparation and submission of SPED ECD and ECF; • Good understanding of accounting standards (IFRS/CPC); • Solid knowledge of taxation for companies under the Lucro Real and Lucro Presumido regimes, and of cumulative and non-cumulative regimes for PIS and COFINS.