Introduction At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them. We’re a community of bold explorers, trusted experts, and compassionate partners; working side by side to solve problems, and shape the future of work. Here, curiosity is encouraged, collaboration is second nature, and your ideas have room to grow. If you’re looking for a place where your contribution matters and where you can help build a better world of work; think of Gallagher. Overview Primary focus of role to provide guidance and assistance to Account teams and clients by using financial decision making tools, conducting client facing meetings when appropriate, and to speak effectively on behalf of the underwriting team regarding core services. How you'll make an impact - Analyzing data from carriers on complex clients and providing recommendations to account management teams or to clients in order to effectively negotiate rates and funding levels, evaluating and presenting monthly, quarterly and annual reports that measure client financial status, track expenses by product line, renewal projections, funding levels and rates, etc. to the Account management teams and to clients when necessary, and evaluating, assigning, monitoring and peer review reports generated by underwriting team subordinates. - Operates as a consultant to internal staff as well as clients, assisting clients with a range of complex issues and needs. - Provides underwriting analysis services to internal staff and to clients according to their needs and strategic interests, assisting in retaining clients. - Assists in the sales process through production of financial projections on large accounts and related underwriting analysis. - Oversees coordination of and help conduct underwriting team training programs for staff / clients. - Serves as a resource to branch office staff in order to contribute toward measurable ROI of services and retention of clients. About You Required: Bachelor's degree and 7 years experience with Broker or Carrier side with focus on Health and Benefits. Working knowledge of Microsoft Windows applications and Microsoft Office. High degree of understanding of employee benefits funding mechanisms. Must be familiar with carrier reporting systems. Preferred: Microsoft Excel expertise. Effective negotiation skills. Behaviors: Detail oriented; strong analytical skills and good communication and interpersonal skills. Must remain aware of new techniques and office procedures and be able to implement new or changing procedures with adequate instruction but minimal supervision. Must maintain favorable relationships with clients, vendors and other office staff. Compensation and benefits We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve: - Medical/dental/vision plans, which start from day one! - Life and accident insurance - 401(K) and Roth options - Tax-advantaged accounts (HSA, FSA) - Educational expense reimbursement - Paid parental leave Other benefits include: - Digital mental health services (Talkspace) - Flexible work hours (availability varies by office and job function) - Training programs - Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing - Charitable matching gift program - And more... **The benefits summary above applies to fulltime positions. If you are not applying for a fulltime position, details about benefits will be provided during the selection process. We value inclusion and diversity Click Here to review our U.S. Eligibility Requirements Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest. Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws. Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

Role Description Berkshire Hathaway Homestate Companies, Workers Compensation Division, has an immediate need for a Reserving Actuary to join its Actuarial team! This individual will oversee the quarterly analysis of loss and loss adjustment expense reserves and provide data to the Finance Department for external financial reporting. This individual will also conduct research into key drivers affecting loss reserves, including emerging types of claims, claim frequency and severity trends, and loss development patterns and diagnostics. The position requires clear and engaging communication of information to Senior Leadership with effective data visuals on a frequent basis. Reports directly to Chief Actuary. Required travel to San Francisco quarterly. Essential Responsibilities and Principal Accountabilities - Manages and directs the work of the reserving team (e.g., Actuaries, Analysts), ensuring timely completion of recurring assignments. - Turns data into critical information and knowledge for organizational decisions; presents findings to Senior Leadership. - Selects actuarial assumptions and methods based on available data, reviews alternatives, and defends assumptions during peer reviews. - Develops and maintains analytical standards and procedures, including peer reviews for consistency. - Monitors legislative and regulatory activity; incorporates effects of benefit and rate changes into actuarial analyses. - Engages with industry professional organizations and rating committees, representing the company's strategic interests. - Prepares and presents ad-hoc research and reporting. Leadership Responsibilities - Collaborates with Senior Leadership Team (SLT) to champion enterprise initiatives and operationalize the organization’s vision and goals. - Models and reinforces organizational values and behaviors in leadership actions. - Utilizes experience and judgment to solve problems and achieve results within established timelines. - Ensures employees understand accountability and provides ongoing feedback and support. - Executes responsibilities with professionalism and adherence to internal policies and standards. Qualifications - EDUCATION: Bachelor's degree in Actuarial Science, Mathematics, Statistics, Risk Management, Data Science, or other quantitative field required. - REQUIRED CERTIFICATIONS/LICENSES: Fellow or Associate of the Casualty Actual Society. - EXPERIENCE: Minimum of seven (7) years of relevant FCAS experience with insurance industry concepts and applications required. - Experience working with Willis Towers Watson ResQ preferred. - TECHNICAL SKILLS: Sound data analytical skills and familiarity with Microsoft Office applications (Excel, MS-Access, MS-SQL). - Knowledge of workers compensation standards and best practices preferred. Desired Competencies - PROBLEM-SOLVING: Logical thought process and ability to gather and analyze information skillfully. - INTERPERSONAL: Solid team-builder, result-oriented, and a creative thinker with innovative problem-solving skills. - INNOVATION AND INITIATIVE: Drive to learn and master new technologies; employs sound judgment in deploying innovations. - BUSINESS FOCUS: Leads discussions with senior leaders to support strategic planning and decision making. - DATA VISUALIZATION AND COMMUNICATION: Ability to explain complex situations to a diverse audience. Benefits - Bonus Eligibility - Free Onsite Garage Parking - Free Onsite Fitness Facility - Paid Time Off - Paid Holidays - Immediate Vesting of Retirement Savings + Company Match - Group Health Insurance (Medical, Dental, and Vision) - Life and AD&D Insurance - Long Term Disability Insurance - Hospital Indemnity Insurance - Accident and Critical Illness Insurance - Flexible Savings Accounts - Paid Community Volunteer Day - Employee Assistance Program - Tuition Reimbursement Program - Employee Referral Program - Diversity, Equity and Inclusion Program Company Description With more than 50 years in business, Berkshire Hathaway Homestate Companies (BHHC) has grown from a regional organization to a national insurance group, offering insurance products from coast to coast. Relationships are the cornerstone of our culture, and we believe in doing the right thing. Our commitment to financial strength and integrity means our customers can rest assured that we will be there when it counts. At BHHC we embrace diversity and foster an environment where our people can be their authentic selves. Our differences make us stronger and better together, fostering a harmonious workplace. We’ve created an approachable and collaborative atmosphere where everyone can feel valued, supported, and inspired to do great work.

The Role As a Senior Consultant in the Corporate practice within Risk and Analytics, you will work on and assist project teams focused on developing and delivering reserve studies, pricing/funding analyses and captive consulting activities for our healthcare and corporate clients. You will be responsible for leading the team through data preparation as well as producing and analyzing initial results. You will work closely with a variety of senior colleagues who will help you increase your industry knowledge and sharpen your actuarial skills – all while providing a blend of client facing skills as well. You will play a role in supporting our marketing efforts and the growth of this practice area. As a project manager, you will bring order and process to the client teams with whom you work, and you will serve as a resource to analysts as you help them build their technical and client-facing expertise. As part of our Corporate practice, you will be mentored by more senior colleagues with deep relevant experience. The Business The Risk and Analytics Corporate Practice includes over 100 actuarial professionals focused on large market, U.S. clients. Our primary services include reserving and funding for retained losses, captive feasibility, retention optimization, and cost allocation models. We also perform actuarial analyses of loyalty programs for hospitality, airlines and financial institutions, and are actively involved in the development of capital modeling and predictive analytics solutions for our clients. As a Senior Consultant, you will contribute to varied and interesting projects such as: - Self-insurance and captives reviews, including: - Pricing/funding analyses - Liability valuations - Captive feasibility - Risk retention optimization - Modeling of risk diversification and capital/surplus requirements - Analysis of loyalty reward programs for various industries - Internal development of practice/industry tools, benchmarks and information The Responsibilities We are looking for a motivated, independent learner, looking to deliver exceptional performance in the following areas: Excellence - Assist with actuarial activities on various project teams - Prepare the first draft of client deliverables for review by more senior colleagues on project teams - Seek and participate in key learning and development opportunities - Maintain steady progress through exams (if applicable) People - Build strong internal relationships and collaborate effectively on cross-functional teams - Demonstrate natural ease and effectiveness when dealing with clients/colleagues at all levels - Train, mentor and serve as a best practices resource for junior colleagues, new staff and project team associates Clients - Deliver superior, consistent project management for assigned clients - Deliver work in accordance with project deadlines - Grow and forge new relationships with clients; play an active role in client communications and delivery of results - Experienced colleagues will serve as the project manager on some projects which includes: - Creating project plans - Monitoring progress to deadlines and budget - Increased client interaction - Scheduling and managing regular status meeting calls - Ensuring appropriate and effective communication among team members and the client - Delivering projects that meet or exceed client expectations - Increasing efficiency within client teams by identifying ways to improve processes Financial - Meet billable hour goals - Perform work efficiently and look for process efficiencies - As project manager, support project profitability through effective project management - Contribute to sales and marketing efforts by drafting proposals and responding to RFPs

• Perform complex actuarial calculations to determine compliance with state insurance laws • Make recommendations to Bureau Chief and/or Senior Management • Responsible for reporting, analyzing and interpreting required data and statistics • Serve as actuarial consultant regarding legislative issues • Direct and conduct insurance- or data-related studies or projects • Respond to requests from the Insurance Commissioner, Legislature, media, and consumers • Assist management in the development of strategic plans and goals • Consult on actuarial issues and function as a business expert