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Senior Software Engineer – Site Reliability
Location
United States
Posted
132 days ago
Salary
$166.9K - $230.9K / year
Seniority
Senior
Job Description
Senior Software Engineer – Site Reliability
Upstart
• Set technical direction for the applicant funnel • Define and drive the architecture of the end-to-end "Got Rate → Funded Loan" journey • Identify and resolve systemic bottlenecks impacting conversion, latency, and reliability • Lead large, cross-team initiatives • Own ambiguous, high-impact efforts that span Growth, Verifications Platform, Risk/Decisioning, and Lending Partners • Align multiple teams around cohesive technical strategies and execution plans • Evolve platform architecture • Drive decomposition of tightly coupled systems into scalable, reusable services and APIs • Enable cross-product reuse across unsecured lending while maintaining system integrity • Translate complex business problems into systems • Balance product velocity, risk constraints, compliance requirements, and long-term maintainability • Partner deeply with product, risk, compliance, and operations to deliver measurable business outcomes • Drive experimentation and intelligent automation • Elevate experimentation frameworks and data-driven iteration across the funnel • Identify and lead opportunities for AI-driven experiences (e.g., adaptive flows, conversational interfaces, automation) • Raise the engineering bar • Establish best practices in system design, observability, testing, and operational excellence • Mentor senior and staff engineers and influence engineering culture across the organization • Operate as a force multiplier • Provide technical leadership beyond the team, influencing architecture and strategy across Personal Loans and adjacent domains • Proactively identify long-term risks and opportunities, and drive alignment with leadership
Job Requirements
- 10+ years of professional software engineering experience, with a strong track record of building and scaling consumer-facing systems
- Proven experience operating at a Staff or Principal level, leading large, ambiguous, cross-functional initiatives
- Deep expertise in distributed systems, service-oriented architectures, and system design at scale
- Demonstrated experience decomposing or modernizing tightly coupled systems into modular components/services with clear interfaces, while maintaining reliability and continuity.
- Experience with experiment-driven development (instrumentation, A/B testing, analysis/iteration) and translating product goals into technical execution.
- Excellent written and verbal communication skills, able to explain complex technical topics to non-technical stakeholders
- Track record of successfully mentoring and developing other engineers around you while seeking out and appreciating constructive feedback
- Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent experience)
Benefits
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
- Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
- Health Savings Account contributions from Upstart for eligible plans
- Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
- Paid time off, sick and safe time, and company holidays
- Paid family and parental leave to support caregiving and major life moments
- Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).
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