• Lead initiatives to grow Corporate deposit balances by identifying client needs, structuring competitive deposit solutions, and building a book of business focused on deposits while providing excellent client satisfaction • Develop and maintain a portfolio of Corporate Clients, ensuring their deposit and banking needs are met with high-quality service and strategic financial advice • Build strong relationships with new clients, focusing on deposit acquisition, retention, and expansion • Act as a trusted advisor by understanding client businesses and offering relevant banking solutions • Promote the full suite of bank products and work executive leadership, marketing, retail banking, treasury management, commercial lending, and digital banking to refer opportunities and enhance client value • Stay current on industry trends, competitor strategies, and regulatory changes affecting deposit products • Provide insights and feedback to clients and internal stakeholders • Monitor client accounts for potential risks, including deposit volatility or signs of financial distress • Recommend appropriate actions to protect the bank’s interests • Contribute to the formulation of deposit growth strategies by leveraging market knowledge, competitor analysis, and innovative product structuring • Lead or participate in ad hoc projects related to Corporate Clients and deposit initiatives

Title: Vice-President, Member Value Organization: WorkMoney, Inc. Reporting to: Chief Product Officer Location: United States / Remote, <10% travel Term: Permanent, Full-Time, Exempt, requires U.S. work authorization Compensation: $205,000.00 - $225,000.00 Annually Deadline: Applications will be considered on a rolling basis About WorkMoney, Inc. At WorkMoney.org, we are dedicated to enhancing the financial well-being of hard working Americans. Founded on the belief of the American dream, we strive to provide our members with the tools, resources, and support they need to navigate their financial journeys with confidence.  We don't stop at individual support. At WorkMoney, we believe in systemic change and actively advocate for policies that promote economic fairness and opportunity. By amplifying the voices of our members and partnering with policymakers, we strive to create a more just and equitable economic landscape. We believe that financial stability should be accessible for everyone and we're here to make that a reality. By offering financial tools and resources, fostering a supportive environment and championing policy changes, we empower our members to take control of their finances and build a more secure future.   Join us at WorkMoney, Inc. and become part of a movement dedicated to economic empowerment, financial security, and advocacy for all. About the Vice-President, Member Value Position Reporting to the Chief Product Officer, the Vice-President, Member Value owns the full member value equation from new product and program adoption economics to retention and ARPU optimization. This role partners cross-functionally to improve cost-to-serve, guide build/buy/partner decisions, and ensure every investment drives sustained member and enterprise value. This role directly shapes revenue performance, capital allocation, and long-term value creation across our member base. The Vice-President, Member Value provides strategic leadership member-focused teams, champions innovation, and is deeply committed to delivering impactful, member-centered services. A typical day in the life of our Vice-President, Member Value could look like: Market Strategy & Partnerships - Lead market analysis across core spending categories to identify the high value opportunities that meaningfully improve financial outcomes for working families - Define and lead the organization’s partnership strategy, including partner identification, negotiation, portfolio oversight, and success frameworks with clear metrics that drive member value, revenue growth, and measurable business impact - Evaluate build vs. buy vs. partner opportunities using structured ROI frameworks and executive recommendations Member Economics & Growth - Collaborate with marketing & other stakeholders to define and monitor key member economic metrics, including ARPU, LTV, churn rate, LTV:CAC ratio, and total member value delivered - Lead development of a membership health scorecard, including activation rates, feature adoption, and NPS - Partner with Data team on member segmentation and predictive analytics to inform growth strategy, targeting, and value delivery Government Programs & Benefits - Build and manage strategic relationships with government agencies, advocacy organizations, and program administrators to curate and optimize a high-impact portfolio of federal, state, and local benefit programs aligned to member needs - Drive program enrollment performance and member utilization, measuring value  value delivered per member - Partner with Research and Policy teams to ensure  programs remain current while identifying and integrating new initiatives into WorkMoney Inc.’s program portfolio Member Services Operations - Own vendor selection and performance management for member support operations (Genesys, call centers/agents, AirTable, etc.) - Design and implement the optimal blend of self-service and human assistance across the member journey - Establish and monitor service excellence metrics, including response times, resolution rates, NPS, and cost per interaction - Develop agent training programs and escalation protocols aligned with product capabilities and service standards Cross-Functional Integration - Ensure programs, partnerships, and product features operate as a cohesive ecosystem - Partner with Product, Engineering, Marketing, and Data teams on roadmap prioritization, program integration, and go-to-market strategy - Design seamless member journeys that maximize awareness and adoption across all touchpoints - Orchestrate cross-functional execution of seasonal initiatives and time-sensitive campaigns (e.g., tax filing programs, benefit enrollment deadlines, open enrollment periods), ensuring coordinated launch, member communications, and operational readiness

Role Description Reporting to the Chief Product Officer, the Vice-President, Member Value owns the full member value equation from new product and program adoption economics to retention and ARPU optimization. This role partners cross-functionally to improve cost-to-serve, guide build/buy/partner decisions, and ensure every investment drives sustained member and enterprise value. This role directly shapes revenue performance, capital allocation, and long-term value creation across our member base. The Vice-President, Member Value provides strategic leadership member-focused teams, champions innovation, and is deeply committed to delivering impactful, member-centered services. A typical day in the life of our Vice-President, Member Value could look like: - Market Strategy & Partnerships - Lead market analysis across core spending categories to identify high value opportunities that meaningfully improve financial outcomes for working families. - Define and lead the organization’s partnership strategy, including partner identification, negotiation, portfolio oversight, and success frameworks with clear metrics that drive member value, revenue growth, and measurable business impact. - Evaluate build vs. buy vs. partner opportunities using structured ROI frameworks and executive recommendations. - Member Economics & Growth - Collaborate with marketing & other stakeholders to define and monitor key member economic metrics, including ARPU, LTV, churn rate, LTV:CAC ratio, and total member value delivered. - Lead development of a membership health scorecard, including activation rates, feature adoption, and NPS. - Partner with Data team on member segmentation and predictive analytics to inform growth strategy, targeting, and value delivery. - Government Programs & Benefits - Build and manage strategic relationships with government agencies, advocacy organizations, and program administrators to curate and optimize a high-impact portfolio of federal, state, and local benefit programs aligned to member needs. - Drive program enrollment performance and member utilization, measuring value delivered per member. - Partner with Research and Policy teams to ensure programs remain current while identifying and integrating new initiatives into WorkMoney Inc.’s program portfolio. - Member Services Operations - Own vendor selection and performance management for member support operations (Genesys, call centers/agents, AirTable, etc.). - Design and implement the optimal blend of self-service and human assistance across the member journey. - Establish and monitor service excellence metrics, including response times, resolution rates, NPS, and cost per interaction. - Develop agent training programs and escalation protocols aligned with product capabilities and service standards. - Cross-Functional Integration - Ensure programs, partnerships, and product features operate as a cohesive ecosystem. - Partner with Product, Engineering, Marketing, and Data teams on roadmap prioritization, program integration, and go-to-market strategy. - Design seamless member journeys that maximize awareness and adoption across all touchpoints. - Orchestrate cross-functional execution of seasonal initiatives and time-sensitive campaigns (e.g., tax filing programs, benefit enrollment deadlines, open enrollment periods), ensuring coordinated launch, member communications, and operational readiness. Qualifications - 10+ years of leadership experience in member growth, engagement, retention, and value delivery, including 5+ years in leadership roles building and developing teams responsible for member outcomes. - Proven experience leading complex portfolios of programs, partnerships, or products, setting strategic priorities and allocating resources to maximize member and organizational impact. - Strong strategic and financial acumen, including P&L ownership, financial modeling, and deep expertise in unit economics (LTV, CAC, ARPU, cohort performance), with the ability to translate insights into measurable business outcomes. - Proven experience evaluating and executing build, buy, and partner decisions, using ROI analysis, risk assessment frameworks, and market and competitive intelligence. - Deep experience in partnerships and negotiation, including structuring performance-based or marketplace agreements and managing complex multi-stakeholder relationships. - Operational leadership experience building and scaling member-facing functions, including vendor management, process design, CCaaS/CRM implementation, self-service tooling, and continuous improvement practices. - Expertise in market research and analytics, including primary and secondary research, member segmentation, competitive analysis, with the ability to synthesize complex qualitative and quantitative insights into clear, executive ready recommendations. - Experience leveraging member/customer data platforms and predictive analytics to inform lifecycle strategy, segmentation, and personalized engagement. - Proven ability to translate member insights into strategies that deliver both financial value and meaningful member impact. - Demonstrated ability to lead cross-functional initiatives and influence stakeholders across the organization to drive strategic outcomes. - Strong judgment and decision-making skills, with the ability to prioritize investments and initiatives based on member value, financial impact, and organizational strategy. - Familiarity with public benefits ecosystems (e.g., SNAP, EITC, Medicaid), including experience partnering with policy or research teams to evaluate emerging programs, assess enrollment barriers, measure impact, and inform partnership or product strategy. Requirements - Experience in fintech, consumer financial services, or mission-driven organizations, with comfort navigating the intersection of product, policy, and community impact. Benefits - Competitive salaries. - Fully covered premiums for medical, dental, and vision insurance. - Retirement plan includes up to a 6% employer match. - Contributions toward student debt repayment. - Four weeks of paid vacation each year. - Generous paid family and medical leaves. - Stipends for remote work expenses, professional development, health & wellness, and cell/internet data usage. Company Description At WorkMoney.org, we are dedicated to enhancing the financial well-being of hard working Americans. Founded on the belief of the American dream, we strive to provide our members with the tools, resources, and support they need to navigate their financial journeys with confidence. We don't stop at individual support. At WorkMoney, we believe in systemic change and actively advocate for policies that promote economic fairness and opportunity. By amplifying the voices of our members and partnering with policymakers, we strive to create a more just and equitable economic landscape. We believe that financial stability should be accessible for everyone and we're here to make that a reality. By offering financial tools and resources, fostering a supportive environment and championing policy changes, we empower our members to take control of their finances and build a more secure future. Join us at WorkMoney, Inc. and become part of a movement dedicated to economic empowerment, financial security, and advocacy for all.

• Identify, develop, and close new business opportunities with national and regional health plans, managed care organizations, and other payer entities • Own the full sales process from initial outreach through deal structuring, contracting, and launch • Build strong, trusted relationships with senior and executive stakeholders across the payer landscape • Collaborate closely with Covera’s Product, Clinical, and Analytics teams to align payer needs with Covera’s offerings • Collaborate in shaping go-to-market messaging and materials in partnership to ensure a compelling and consistent story for payer audiences • Provide market insights and feedback that inform product development, partnership design, and pricing strategy • Represent Covera at key industry conferences and events to build brand awareness and foster relationships