Toast is driven by building the all-in-one restaurant platform that helps restaurants operate their business, increase sales, engage guests, and keep employees happy. The Toast Fintech Compliance Program provides a compliance by design embedded approach to compliance program management , with an emphasis on product lifecycle management, while enabling the business to innovate and deliver quality products and solutions to serve our customers. Toast, Inc. seeks a strategic, commercially oriented, forward thinking Director to lead the Compliance organization supporting the Fintech business. Reporting to the Chief Compliance Officer, the Director is responsible and accountable for establishing, managing, and maintaining quality compliance programs for Fintech products and directing the Fintech compliance team in the ongoing management of the product specific compliance management systems. Products in scope include: commercial lending program, leases, commercial deposit account, payment facilitation, debit cards, prepaid payroll cards, earned wage access, billpay and stored value cards. This role is also responsible for the maintenance of state money transmitter licenses and compliance with associated requirements. About this roll* (Responsibilities): - Compliance leader managing compliance team supporting Fintech products. - Oversee the development and maintenance of product-specific compliance management programs within Toast's Fintech Line of Business. Direct the Fintech Compliance team on establishing best-in-class compliance management systems, mitigation of key compliance risks related to in-scope products, and the remediation of process and control gaps. Products in scope include: commercial lending program, leases, commercial deposit account, payment facilitation, debit cards, prepaid payroll cards, earned wage access, billpay and stored value cards. - Serve as a compliance thought partner to Fintech business stakeholders in the design and implementation of products/product enhancements. Guide Fintech Compliance team in product reviews to ensure regulatory compliance requirements are met. - Serve as compliance sponsor on compliance committees. Escalate key compliance risks and issues to Chief Compliance Officer and governing bodies, such as the Enterprise Risk and Compliance Committee. - Review results from compliance testing programs to identify themes or trends in findings and gaps. Mature and enhance Fintech compliance program and/or framework to address. - Ensure product specific regulatory changes are monitored and assessed, and communicated to business partners in a timely manner. - Oversee partner relationships and ensure obligations are met, including, but not limited to timely and accurate reporting and successful completion of partner reviews and required testing. Serve as an escalation point for concerns and issues raised by key partner contacts. - Maintain state money transmitter licenses and compliance with associated requirements. Do you have the right ingredients*? (Requirements): - Bachelor’s Degree required and CRCM preferred. - Strong knowledge of financial laws and regulations, including: CFPB regulations (most specifically Reg B, Reg E, Reg P, and Reg Z); federal and state consumer protection laws (most specifically UDA(A)P, CAN SPAM, and TCPA); other laws and industry best practices related to commercial and consumer credit, prepaid debit cards, and electronic funds transactions; money transmitter laws, and card association and payment network rules. - Direct experience leading compliance programs for financial products and services, specifically payment processing, money transmission, and banking products which may include: commercial and consumer credit, purchase financing, deposit accounts, debit, credit, and stored-value cards, bill pay services, and earned wage access. - Typically requires 15+ years of related experience with a Bachelor’s degree; or 12+ years and a related Master’s degree. - 10+ years of experience in a compliance, risk, or audit role at a financial institution providing commercial and/or consumer non-investment banking products (Fintech or payments industry preferred). - Experience maintaining fintech-oriented frameworks, bank partnerships and third party vendors programs. - Familiarity with operational processes and regulations related to banking products. Ability to work well with ambiguity and synthesize large amounts of complex information. - Strong communication skills (both written and verbal). Special Sauce (Nice-to-Have Skills): - CAMS AI at Toast At Toast we’re Hungry to Build and Learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture. Our Spread* of Total Rewards We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits. #LI-REMOTE The base salary range for this role is listed below. The starting salary will be determined based on skills and experience. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions, if eligible), benefits, and equity (if eligible). Pay Range $171,000—$274,000 USD How Toast Uses AI in its Hiring Process Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. Diversity, Equity, and Inclusion is Baked into our Recipe for Success At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences. We Thrive Together We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out: https://careers.toasttab.com/locations-toast. Apply today! Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com. ------ For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

• Lead development of a portfolio of solar and energy storage projects across the New York market from origination through construction readiness • Serve as the primary decision maker and project lead for assigned projects, advancing them through the development lifecycle • Drive project value creation while ensuring projects progress on schedule toward construction readiness • Oversee project budgets and development schedules to ensure efficient deployment of capital • Present project-level investment recommendations and budget requests to internal Investment Committee meetings • Represent BlueWave and project interests at local public hearings, community meetings, and regulatory proceedings • Monitor market, regulatory, and policy developments affecting the viability and competitiveness of BlueWave’s solar and storage pipeline in New York • Develop expertise in dual-use community solar project development, supporting BlueWave’s leadership in agrivoltaics and land stewardship • Support the evaluation and execution of project acquisition and/or sale opportunities • Lead post-Origination real estate negotiations with landowners and project stakeholders • Manage relationships with external consultants and technical partners to ensure timely, high-quality deliverables across development scopes • Utilize BlueWave’s project management, document control, and MIS tools to track and report on project progress • Collaborate cross-functionally with internal teams including Grid Integration, Legal, Engineering, Execution, and Policy & Government Affairs to advance project milestones • Represent BlueWave at regional industry association meetings and stakeholder forums •Supervise and mentor Analysts and/or Associates supporting development activities within your portfolio

• Oversee the monitoring of security events and incidents • Develop and lead Threat Hunting and Detection Engineering functions • Implement proactive threat hunting and detection strategies • Develop and lead a Cyber Threat Intelligence function • Maintain Incident Response plans including playbooks and escalation procedures • Conduct post-incident analysis and oversee forensic investigations • Collaborate with various teams for coordinated responses • Lead tabletop exercises with senior management and executive teams • Provide leadership and direction to the team • Manage team performance and development

Role Description The Director of Surplus Lines & Compliance is responsible for the day-to-day execution and oversight of surplus lines compliance, agent appointments, and regulatory operational processes across Novatae’s wholesale divisions. This role is responsible for leading a team and ensuring accurate filings, adherence to state-specific surplus lines requirements, and timely agency appointments. The position partners closely with brokerage, underwriting, accounting, licensing, and external vendors to maintain compliance while supporting efficient business operations. - Manage surplus lines compliance operations including affidavits, tax filings, stamping office submissions, audits, and diligent search requirements. - Oversee agent and market appointments and renewals across all applicable states. - Coordinate with third-party vendors and platforms supporting surplus lines filings. - Coordinate with corporate licensing to ensure compliance with state-specific producer licensing requirements. - Ensure accuracy and timeliness of regulatory submissions and internal compliance documentation. - Partner with accounting and finance teams to reconcile surplus lines taxes and related reporting. - Maintain internal compliance procedures, checklists, and documentation standards for wholesale operations. - Support internal audits, carrier reviews, and regulatory inquiries by gathering documentation and coordinating responses. - Track regulatory deadlines and ensure proactive compliance with state-specific requirements. - Assist with onboarding and offboarding compliance requirements for producers and staff. - Identify process improvement opportunities to streamline compliance workflows and reduce operational risk. - Provide guidance and training to internal teams regarding surplus lines and licensing requirements. Qualifications - 6–10 years of experience in surplus lines, agency appointments, or compliance operations within wholesale insurance, MGA/MGU, or brokerage environments. - Demonstrated team leadership with experience in process and quality improvement, organizational design, and issue resolution. - Strong working knowledge of state surplus lines laws, stamping office processes, and producer licensing requirements. - Experience working with licensing and compliance systems such as RegEd, AgentSync, NIPR, or surplus lines filing platforms. - Demonstrated experience supporting audits, carrier reviews, or regulatory inquiries. - Prior experience managing vendors or external compliance partners preferred. Requirements - Strong organizational and multitasking skills with close attention to regulatory detail. - Ability to manage high-volume, deadline-driven compliance activities. - Clear and effective written and verbal communication skills. - Strong collaboration skills across operations, finance, and brokerage teams. - Proficiency in Microsoft Office Suite and compliance tracking systems. - Sound judgment and problem-solving skills within established regulatory frameworks. - Ability to handle confidential information with discretion and professionalism. Education - Bachelor’s degree in Business, Insurance, Risk Management, or a related field preferred. - Industry certifications (CIC, CPCU, ARM) are a plus but not required. Physical Demands & Working Conditions - Office work involves working at a desk most of the time, using a stand-up/sit-down adjustable desk. - Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently to lift, carry, push, pull, or otherwise move objects. - Typing, grasping, and repetitive motion typically is required every day. - Walking and standing are required occasionally. Equal Employment Opportunity At World Insurance Associates (WIA), we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. WIA is honored to be an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or Veteran status. In addition, WIA makes reasonable accommodations to known physical or mental limitations of an otherwise qualified applicant or employee with a disability, unless the accommodation would impose an undue hardship on the operation of our business.