Who Are We? Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Job Category Underwriting Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $67,000.00 - $110,600.00 Target Openings 1 What Is the Opportunity? InsuraMatch is a national independent agency, owned by Travelers Insurance, that has launched a new business division focusing on commercial lines business with an Excess and Surplus lines focus. The new venture has become a key strategy for the agency as it seeks to diversify its business operations and help advance key strategic objectives of Travelers. As a Wholesale/E&S Commercial Lines Underwriter you will be primarily responsible for working with appointed Travelers Retail Agents to evaluate individual commercial lines risk applications for underwriting acceptability and pricing determinations. You will also manage portfolio profitability while working with Retail Agents to provide new and renewal products based on their client needs.What Will You Do? - Underwriters play a key role in managing the overall risk portfolio and profitability of the Wholesaler's business through rigorous evaluation of individual risk and pricing elements of all new, renewal and endorsement business submissions. - Evaluate new and renewal submissions from Retail Agents to determine underwriting and pricing attributes permitted within the parameters of company guidelines and industry best practices. - Develop comprehensive understanding of state by state underwriting strategies and regulatory requirements. - Evaluate individual submissions for completeness and request additional documentation necessary for the evaluation and processing of an application, endorsement or cancellation. - Apply appropriate terms and conditions and document underwriting and pricing decision rationale. - Engage with agents to close individual transactions. - Coach and guide others as needed. - Form a holistic view of each account and its risk and profitability prospects by marrying publicly available data sources with submitted documentation to properly evaluate risk, make pricing considerations, and apply underwriting judgment. - Prepare premium quotations for new and renewal business risk submissions. - Promptly address inquiries from agents, policyholder, or prospects. - Perform other duties as assigned. What Will Our Ideal Candidate Have? - 5 plus years of Commercial Line Underwriting Experience - Insurance Industry designations What is a Must Have? - 2 years of Insurance, Underwriting, MGA or program business experience - Comprehensive knowledge of Commercial Lines insurance coverage forms and their application - Working knowledge of applicable Insurance Department regulations and policies - Must have a valid Producer's License in home state What Is in It for You? - Health Insurance: Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment. - Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. - Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. - Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. - Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/.

Company Overview FOCUS provides cloud-based, core administration solutions (FOCUS Tech) and services (FOCUS Insurance Services) for P&C insurance companies and MGAs. Using decades of industry experience, FOCUS is taking the risk out of insurtech for small, mid-size, and growth-focused insurance organizations. When you join FOCUS, you immediately become one of our most valued components – and we’re committed to investing in you. That means you can look beyond the paycheck and excellent benefits to an environment that will help you grow and achieve your professional goals through development and advancement opportunities and the support of our outstanding leaders and teammates. Position Objective   The Underwriter I – Commercial Lines plays a vital role in supporting the underwriting and servicing needs of our commercial insurance clients. This position is responsible for providing concierge-level service to insureds and agents by managing small to mid-sized commercial lines accounts. Core responsibilities include processing policy transactions with underwriting authority, managing endorsement requests, handling certificates of insurance, responding to service inquiries, and proactively identifying cross-sell opportunities. The role requires a high level of accuracy, efficiency, and professionalism in a fast-paced, customer-focused environment.       Position Summary   Description  Underwriting & Policy Processing - Underwrite and process commercial lines endorsements within assigned authority levels. - Support proactive policy renewals by reviewing account status and coverage adequacy prior to outreach. - Maintain clear and accurate documentation of all interactions and underwriting decisions in applicable systems. - Monitor outstanding items and follow through on pending requests until resolution, ensuring exceptional customer experience. - Customer & Agent Servicing (Calls/Emails) - Answer inbound phone calls from agents, policyholders, and other stakeholders regarding billing, policy documents, and claims setup. - Review and respond to policy-related inquiries received via phone and email, ensuring timely and thorough resolution. - Manage tasks and service requests indexed through the email and call systems, ensuring timely follow-up and closure.  Certificate & Compliance Processing - Accurately issue certificates of insurance in accordance with client guidelines and state regulations. - Verify compliance requirements related to endorsements, certificates, and renewal documentation. -  Relationship Management & Cross-Selling - Cross-sell additional lines of coverage when appropriate, in alignment with client and company goals. - Establish and maintain positive working relationships with agents, underwriters, and other internal teams.   Education   - Active Property & Casualty Insurance License required; must be able to obtain licensing in all 50 states. - Associate or bachelor’s degree preferred.     Work Experience   - 3–5 years of experience servicing or underwriting commercial property & casualty insurance policies. - Prior experience in an agency or carrier environment with demonstrated customer service skills. - Call center or high-volume client service experience is a strong plus.       Knowledge, Skill and Abilities   - Strong knowledge of commercial lines insurance products and underwriting principles. - Exceptional communication skills, both verbal and written. - High attention to detail with strong organizational and time management abilities. - Proficient in agency management systems such as EZLynx and policy administration platforms. - Ability to multitask and prioritize work in a dynamic, fast-paced environment.   Manager Level   Keep the relevant option and remove the rest.  ☐ Non-Manager/Individual Contributor    Supervisory Responsibility   Keep the relevant option and remove the rest.    ☐ No supervisory responsibility for internal employees          Organizational Structure  Job Title this position reports to:  Supervisor/Team Lead, Client Experience     Working Conditions   - Remote work schedule with flexibility required to support extended business hours (up to 8:00 PM ET). - Prolonged periods of sitting and computer use. - Occasional lifting up to 10 lbs. - Ability to speak clearly over the phone and manage multiple systems simultaneously.       FLSA Status   The FLSA status for this position will be determined by the Compensation or HR team    Why join the FOCUS Team? The FOCUS Difference: - Medical, Dental, Vision, Life, Pet; Flexible Spending Account - Competitive Salaries - 401K Match - Work-Life Balance: Personal Days, PTO Days, 12 Paid Holidays, Two Paid Days for Volunteer Service, Paid Parental Leave - Short and Long-Term Disability - Employee Support Programs, Including Mental Health - Tuition Reimbursement - Matching Charitable Gift Program - Lucrative Referral Program - Commuter Benefits - Flexibility: Remote and Hybrid Opportunities Available This position is not able to be performed in California, Colorado, New York or Washington. EEO Team Focus Insurance Group is an equal opportunity employer that does not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, veteran status, marital status, or any other protected characteristic. Our hiring practices ensure that all qualified applicants receive fair consideration without regard to these characteristics. Disability Team Focus Insurance Group is committed to creating an inclusive and accessible workplace for all candidates, including those with disabilities. We are dedicated to ensuring equal employment opportunities and providing reasonable accommodations to qualified individuals with disabilities. If you require reasonable accommodations to participate in the application or interview process, please contact our HR department at hrinfo@peak6insurtech.com. We will work with you to provide the necessary accommodations to ensure your full participation in our hiring process. Note to applicant: It is unlawful in Massachusetts and Maryland to require or administer a lie detector test as a condition of employment or continued employment. Please know that our company does not use lie detector tests in our hiring process.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Condo Loan Processor is responsible for providing exceptional customer service and file quality. This position obtains and verifies necessary documentation for analyzing the condo project and communicating directly with the condo reviewers and/or loan officers. The Condo Loan Processor works with Homeowners Associations (HOA’s), Loan Officers, Project Reviewers, agencies, and other professional services. This position primarily operates within Eastern and Central Time zone working hours to support the East Coast region. Job Responsibilities: - Communicate with various companies to obtain project information including, but not limited to, condo questionnaires, verification of insurance, project budgets and project litigation; verify document requests are completed and returned to maintain company turn times. - Perform a thorough review and analysis of project questionnaires, budgets and insurance policies as required by agencies before submitting the file for project review. - Obtain a complete project package before submitting to project review; verify all required documentation in the file is complete and accurate and identify any potential issues that may arise before submitting to the project review team (pre-review). - Prepare a project approval summary for missing documentation before submitting to project review for Loan Officer/Branch Manager to review; submit a completely documented file to the underwriter which is ready for approval or denial. - Directly communicate with customer to obtain missing documentation required for the loan as needed. - Complete required project submission checklists. - Manage pipeline within allotted turn times. - Document all communication related to the loan application in the LOS. - Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for loans worked on and/or loans worked on from other team members. - Performs such other duties as required. - Available to work varying hours and overtime if needed. Qualifications and Skills: - High School Diploma or equivalent. - Minimum of 5 years’ residential mortgage processing experience, required. - Excellent math and analytical skills - Excellent communication skills - Excellent prioritization and time management skills. - Proficient in DU, LP, Microsoft Outlook, Salesforce & Windows. This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: - Hourly Rate: 26.44 - 28.84 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.

Career Opportunity Role Title Senior Underwriter Purpose of role The Senior Underwriter is responsible for underwriting life insurance application using universally recognized underwriting principles by evaluating health, financial, lifestyle and other risk factors to determine the appropriate underwriting rate class, while managing and maintaining service levels and acceptable mortality results. The incumbent will work closely with and establish strong relationships with company stakeholders including New Business, Actuarial, Claims, and Distribution. Job Description Key Responsibilities - Review insurance application files for new business, reinstatements and coverage change requests - Establish and maintain effective relationships with producers, including communicating the underwriting decision - Balance investigative costs for tests/assessments versus risk management requirements to make informed underwriting decisions and determine steps to be taken to fully evaluate the application, including identifying additional required information and/or professional resource assessment reports - Order required medical tests/assessments, as required. Arrange for any additional required assessments from professional resource contacts and contact the producer to obtain missing application information - Research, interpret and analyze information relevant to the application, including product details, legislation, rate manuals, medical/drug reference books, applicant insurance history, motor vehicle reports and other relevant sources. Access (decode) confidential medical information related to the applicant through the Medical Information Bureau (MIB) - Efficiently document the applicant file on the Underwriting systems as additional information is received. Code and enter data from received medical reports to the information system - Complete a full underwriting assessment of the application following the receipt and review of all required information, considering potentially competing factors such as new/increased business income to Foresters versus risk of significant financial loss. Consult with Chief Underwriter as required on complex underwriting issues - Finalize the underwriting decision within approval limits as assigned by the Chief Underwriter, carefully distinguishing standard from preferred and preferred plus risks, and authorize issues of the new or revised insurance certificate for approval applications - Initiate processes to refer application files for reinsurance as required - Compose related correspondence to members/producers related to the information required to assess the application with appropriate reconsiderations, where possible; advisory letters to the member and producer regarding the approval/decline of the application, letters containing confidential medical information to the applicant’s physician related to a decline decision - Participate in the research, review and analysis of underwriting related legislation and regulations, and current underwriting issues and trends, and participate in the review and development of new/revised underwriting policies, procedures, systems and standards as assigned by the Chief Underwriter - Work with the Medical Director on cases as required - Other projects and duties as assigned Key Qualifications - A minimum of five (5) plus years of underwriting experience - Achieved AALU and working towards FALU/FLMI designations - Strong medical and financial underwriting knowledge - Experience with simplified issue and final expense type products - Strong knowledge of underwriting theory, principles, methods, systems, processes and standards attained from Part One of the Academy of Life Underwriting program and underwriting experience - Consultation skills to make consistent and appropriate underwriting decisions within Foresters policies and standards - Consultation and communication skills to request information from a broad range of resources/professionals as required - Knowledge of the interpretation and application of underwriting legislation and regulations across the US - Knowledge of the Foresters purpose, goals and objectives to ensure compliance of decisions with Foresters policies and standards - Ability to learn and understand in detail, Foresters insurance products and contact provisions to review and assess applications in order to make effective underwriting decisions LI-Remote Salary Range: $71,500 - $104,500 USD - Travel to Head Office, Toronto, Ontario, Canada will be required. Salary Range: $71,500.00 - $104,500.00 The actual base salary for this position will depend on several factors, including job-related skills, experience, and education. In addition to base pay, eligible employees may participate in a discretionary variable incentive plan, results are subject to both individual and company performance. Please note that this posting is intended to fill an existing vacancy; however, there may be instances where more than one vacancy is available for the same role. Equal Opportunity Employment and Inclusion – at Foresters Financial, we are committed to sustaining an equal opportunity environment for all job applicants. We embrace Inclusion, Diversity and Equity (IDE) as a core strategic objective for building strong, innovative teams in which all our employees can show up wholly and authentically as themselves. Foresters Financial strives to provide an accessible candidate experience for prospective employees with different abilities. If you anticipate needing any type of accommodations during the recruitment process, please email accommodations@foresters.com in advance of your appointment. Thank you for choosing Foresters. Only those candidates who will be selected for further consideration will be contacted by our Talent Acquisition Team.