• Development and implement the product and underwriting strategy for all Casualty Lines of business • Lead the ongoing management and expansion of the product and underwriting appetite for all Casualty Lines of business • Creating and testing innovation and new data strategies • Partner with AVP Product & Underwriting (Property Lines), AVP Product & Underwriting (Financial Lines), key business leaders, and stakeholders/partners to proactively identify trends and opportunities, diagnose and strengthen all Casualty Lines performance and share/incorporate best practices across teams. Maintain strong external knowledge and marketplace connectivity. • Assess areas of opportunity for profitable growth for all Casualty Lines of business. In conjunction with business partners, develop underwriting and product plans to capitalize on identified areas of opportunity for all Casualty Lines of business • Monitor all Casualty Lines of business results and react quickly and effectively to growth and profit challenges • Monitoring emerging issues to inform appetite, coverage response, rate response, and risk tolerance • Gather marketplace insights and competitive intelligence to inform solutions (product, rate/price, appetite) • For all Casualty Lines of business, lead the development, management, and communication of Global Specialty underwriting policies • Lead the development of new or revised underwriting positions and appetite • Lead and support key Global Specialty segment initiative and/or projects • For all Casualty Lines of business shape and lead the appetite, underwriting, product, and pricing model development agenda to optimize profitable growth • Provide leadership support on specific Casualty Lines of business product development initiatives • Work with legal and compliance to ensure that new products and product changes are compliant with state laws and regulations • Lead a team of product and underwriting professionals with an emphasis on diversity, equity, and inclusion to deliver on the core strategic priorities • Build and maintain strong partnerships with key stakeholders to ensure alignment on strategic initiatives, insights, trends, and maintenance of all Casualty Lines • Build supportive and collaborative development plans designed to advance career experiences of the team • Participate and lead in enterprise forums to represent Global Specialty business and our interests

Are you looking to make an impactful difference in your work, yourself, and your community? Why settle for just a job when you can land a career? At ICW Group, we are hiring team members who are ready to use their skills, curiosity, and drive to be part of our journey as we strive to transform the insurance carrier space. We're proud to be in business for over 50 years, and its change agents like yourself that will help us continue to deliver our mission to create the best insurance experience possible. Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for ten consecutive years as a Top 50 performing P&C organization offering the stability of a large, profitable and growing company combined with a focus on all things people. It's our team members who make us an employer of choice and the vibrant company we are today. We strive to make both our internal and external communities better everyday! Learn more about why you want to be here! PURPOSE OF THE JOB The purpose of this job is to establish collaborative relationships with agencies and producers to understand the external marketplace and underwrite within established guidelines. This role will evaluate routine business for risk acceptability, matching price to exposure, loss frequency, and severity for profitability, and rating plans/modifications for renewal retention. This role exists to ensure that the Company’s marketing and producer management objectives are met, through the generation and maintenance of a profitable book of business. Seeking a candidate based in or near Kansas City, MO. ESSENTIAL DUTIES AND RESPONSIBILITIES Drives and manages a profitable and growing book of business. - Sells, services, and maintains a producer force that can sell and control a profitable and growing book of business. - Monitors production and quality of assigned producers. - Drives profitable sale of the Company's products including increasing sales of existing products and introducing new products as they are developed. - Develops the assigned producer group to improve the quality and quantity of the business we obtain from assigned producers. - Keeps alert to industry changes, including WCIRB/NCCI rulings, forms, and coverage changes. Prospects and develops new business. - Prospects and prequalifies new producers to determine working relationship. - Appoints new quality producers; sets and monitors production expectations with each Agency. - Attains a thorough knowledge of the geographic territory assigned with regard to production sources, competitor activity, and economic and demographic idiosyncrasies. - Produces marketing research to help identify opportunities for management, product enhancements, new distribution channels, and new geographic markets with growth potential. - Utilizes underwriting authority to effectively price Company’s products. - Accepts or rejects simple to slightly complex risks, evaluating all risk characteristics (operations, financials, management, employees, prior experience, etc.) as compared to the average in its class and price for profit within Company Underwriting guidelines. Delivers superior customer service through collaborative relationships. - Provides productions support through producer visitations and by participating in underwriting and production presentations. - Provides personal assistance to agents and insureds through regular visits to outside locations such as producer’s offices. - Maintains communication with customers through the use of Company technology. - Communicates decisions and resolve agent/customer concerns promptly. - Presents Agency Management solutions to agency principals and ICW management team. - Serves as the primary Company contact and representative with existing and prospective producers. SUPERVISORY RESPONSIBILITIES This role does not have supervisory responsibilities. EDUCATION AND EXPERIENCE Bachelor's degree from four-year college or university with a major or emphasis in Business, Accounting, Statistics, or related field or equivalent combination of education and experience. Minimum 1 year of related experience and/or training required. CERTIFICATES, LICENSES, REGISTRATIONS Current driver’s license required. KNOWLEDGE AND SKILLS - Demonstrated ability to service the Company’s clients and maintain relationships with production sources. - Ability to apply fundamental Underwriting concepts, practices, and procedures in area of specialization. - Ability to read and interpret documents such as submissions, loss control reports, and standard policy form/endorsements. PHYSICAL REQUIREMENTS - Office environment – no specific or unusual physical or environmental demands and employees are regularly required to sit, walk, stand, talk, and hear. - Role requires 50%-75% travel to meet with clients, attend industry events, and develop new business opportunities. - Travel is usually limited to automobile but occasional air travel is required. - Requires regular visits to outside locations such as producer's offices. WORK ENVIRONMENT - This position operates in an home office environment and requires the frequent use of a computer, telephone, copier and other standard office equipment. We are currently not offering employment sponsorship for this opportunity. #LI-KK1 #LI-REMOTE The current range for this position is $90,559.93 - $152,723.07This range is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors unique to each candidate, including experience, education and the location of the role and considers employees performing substantially similar work. WHY JOIN ICW GROUP? - Challenging work and the ability to make a difference - You will have a voice and feel a sense of belonging - We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match - Bonus potential for all positions - Paid Time Off - Paid holidays throughout the calendar year - Want to continue learning? We’ll support you 100% ICW Group is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer. ICW Group will not discriminate against an applicant or employee on the basis of race, color, religion, national origin, ancestry, sex/gender, age, physical or mental disability, military or veteran status, genetic information, sexual orientation, gender identity, gender expression, marital status, or any other characteristic protected by applicable federal, state or local law. ___________________ Job Category Underwriting

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description In this role, you will be responsible for evaluating complex mortgage loan applications that fall outside traditional Qualified Mortgage (QM) guidelines. You will assess borrower risk based on alternative documentation, ensure compliance with company policies and investor guidelines, and play a key role in decision-making for loan approvals. - Manually underwrite mortgage loan transactions submitted by our Correspondent and Wholesale lending clients to company and investor credit guidelines. - Perform quality control audits of our third-party vendor to ensure mortgage loans met all company and investor credit guidelines and requirements. - Review loan scenarios and communicate purchase/funding eligibility requirements to our Correspondent and Wholesale lending clients. - Collaborate with internal staff (e.g., Underwriters, Account Managers, Processors, Closers, Operations Management, etc.) of our correspondent lending clients, brokers and third-party vendors throughout the review process to clear purchase/funding eligibility conditions. - Work closely with processing staff to clear loan conditions throughout the process. - Assist in handling loan-level credit and compliance questions & issues and in the preparation and dissemination of updated mortgage underwriting and compliance standards and procedures. Qualifications - Recent, hands-on Non-QM underwriting experience is required, including, but not limited to: - DSCR - Bank Statement (personal & business) - P&L–only qualification - Asset Depletion - Multi-family - Experience underwriting HELOCs and 2nd mortgages strongly preferred. - 12+ years of experience as an underwriter plus 3-4 years of recent experience underwriting Non-QM products. - Ability to manually calculate income across all Non-QM programs, including complex self-employed borrower profiles, layered income sources, and variable cash flow. - Demonstrated ability to independently review and clear: - Title commitments & supporting documentation - Appraisal reports (including complex or unique property types) - Full condo project reviews (warrantable, non-warrantable, new construction, and small projects) - Proficiency in Encompass, with the ability to navigate workflows, analyze documentation, and manage conditions efficiently. - High-volume underwriting background, managing 50+ initial underwrites per month while maintaining quality, accuracy, and fast SLAs. - Strong understanding of Non-QM guidelines, investor overlays, compensating factors, and risk layering. - Excellent communication skills with the ability to clearly document decisions and collaborate with sales, processors, and closers. - Strong critical-thinking, independent-decision-making, and problem-solving skills. - Commitment to loan quality, compliance, and responsible lending. Benefits - Flexible Time to Recharge – Personalized Time Off for What Matters (because rest isn't one-size fits all) - Future Finance Focused – Generous employer-matched 401(k) plan - Community Connect – Philanthropy Committee that creates charitable initiatives - Health from Day One – Comprehensive health insurance starting on day one of employment - Family Matters – Competitive maternity and paternity leave - Culture & Celebrations – Culture Committee with team-building events and celebrations - Ideas Welcome – Encouraging thought leadership and innovation - Guidance & Growth – Mentorship opportunities for career development - Perk Up – Exclusive discounts on travel, tech, pets, legal, and more

• Oversee daily underwriting operations, including pipeline management and escalations • Work with cross-functional teams (sales/originations, processing) to support underwriting decisions and improve processes • Mentor underwriter team and contribute to training performance • Oversee a team of quality control Underwriters to ensure loans meet the Bank’s standards • Manage third-party vendors for underwriting and compliance reviews • Manage pipelines to meet established SLA’s and exceed customer expectations • Review and approve exception requests and scenarios based on strong compensating factors • Perform market analysis and comparisons • Present recommendations to senior managers and sales team • Provide process improvement recommendations to streamline processes and improve the customer experience