Brief Summary of Role Obie is looking for an innovative, bright and hard-working individual to join our underwriting team to help us accomplish our mission of combining insurance know-how and innovative technology to bring bottom line success for the programs in which we manage. Those successful in this role will have property underwriting experience within P&C insurance. Additionally, you’ll be self-motivated and directed. An ability to collaborate is a must, but you will be autonomous and expected to succeed without heavy direction. What you'll Do - Facilitate underwriting processes to maintain the profitability and integrity of the book of business - Ensure your assigned territory is performing profitably by monitoring relevant KPI’s; reacting to indicators where necessary and propose solutions as needed - Use your in-depth knowledge to find procedural efficiencies to continually evolve our best practices - Collaborate with TPAs to help manage & monitor post loss activity - Maintain the existing culture predicated on motivation and positive reinforcement while upholding a standard of accountability to self, team and company What you'll Bring - 2+ years of experience in P&C property underwriting - Detail orientation in everything you do: there is a lot of customer and policy information flying by you – having a keen eye here is essential - Strong analytical skills in assessing P&L within a book of business - Property inspection underwriting experience - Experience and comfort using a variety of tools from Excel and G-Suite to policy management systems - Excellent verbal and written communication skills to problem solve, answer questions, and leave a positive impression - Fearlessness and adaptability in a fast-moving, ever changing environment and ability to work on multiple tasks at once - Ability to prioritize competing demands and manage time effectively Interview Process At Obie, transparency is core to our interview process. We focus on open communication and a positive experience; no trick questions—just honest conversations about your skills and aspirations. To help you prepare, please familiarize yourself with these resources before moving forward: - Our company’s blog to learn more about the market we serve and the information our customers value. - Check out our LinkedIn to see how people interact with our brand and product. - Press and podcast features like Inc. 5000, TechCrunch, Innovate State, Uncontested Investing Podcast, Insurtech Amplified Podcast - Meet us and get to know Obie You'll first talk to Skylar on a 30-minute call to determine whether we’re a good fit for one another. You’ll learn more about Obie and have the chance to ask about our company, team, culture, and product. - Meet the hiring manager Next, you'll have a 45-minute video interview with the hiring manager, Joel Place, to assess your technical skills for the role. - Complete a Project Exercise This role requires strong underwriting, collaboration, communication, and analytical skills, so we’ll ask you to complete a short exercise. You can take your time and use the resources available. We’ll assess your problem-solving abilities, written skills, empathy, demeanor, and how well you apply underwriting principles. More details will come when you reach this step! - Meet the Team Since you'll be joining a close-knit team, we'll ask you to meet other people in the company so we get to know each other a bit better. This will be a 60-minute video interview. Moving Forward with Obie Obie is leading the future of real estate investment protection, securing over $25 billion in coverage for thousands of policyholders nationwide. Backed by $39 million in funding and recognized as a top workplace by Built In and Inc., we’re committed to driving progress for our customers and team. Through advanced digital tools, a trusted agent network, and strategic partnerships, Obie provides real estate investors the insurance coverage they need to move forward confidently. Obie has you Covered Being in the insurance industry, we understand the importance of comprehensive benefits for you and your family. These are just some of the benefits and perks we provide: - Comprehensive health, dental, vision and life insurance - Flexible paid time off - Retirement savings plan with company match Obie values transparency and data driven decision making, enabling us to have a consistent and equitable approach to compensation. We are informed by a benchmarking tool which provides real time compensation data allowing us to regularly check our salary ranges against other venture backed companies and startups within our industry. We've provided the starting salary range for this role below. Your salary is dependent upon many factors, including years of relevant experience, expertise, etc. The pay range for this role is: $60,000 - $80,000 USD per year (US) During your first interview, you can expect to have an open conversation with your recruiter regarding your compensation expectations.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description Are you a life insurance underwriter with 3+ years of experience, who is passionate about the profession of underwriting? Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters? - Understand underwriting policies, guidelines, practices and procedures - Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background - Communicate effectively both written and verbally to explain underwriting decisions - Influence and champion changes to improve processes while maintaining mortality expectations - Work efficiently to gather information necessary for decision making - Ability to independently work assigned requests with minimal direction - Have to be comfortable with ambiguity Qualifications - 4 year degree preferred - Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial) - Ability to think critically and problem solve independently - Positive, inclusive, agile, and collaborative mindset - Strong verbal and written communication skills - Term and permanent life insurance underwriting - In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU Company Description Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description This is a remote position with occasional travel for in-person agency visits. Ideal candidate will live and work remotely in the Central, Mountain, or Pacific time zone. This is a ranged posting. Level offered will be based on candidate experience at manager discretion. Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Farm Underwriter in property casualty insurance, you’ll: - Develop, grow and maintain diversified books of business - Work closely with agents and brokers to assess risks, determine premiums, set conditions, and negotiate deals that maximize profitability and meet business goals We encourage you to apply and bring your expertise if you’re a: - Strategic Account Manager : Ensure a profitable book of Farm and Ranch insurance by writing new accounts of all sizes and growing successful agent and broker relationships and pursuing renewals - Problem solver : Crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification - Clear communicator : Maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals - Collaborative teammate : Contribute to overall team success, mentor underwriters in both a technical and professional capacity, share best practices and identify opportunities for continuous improvement - Conscientious professional : Document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines Qualifications - 3-5+ years of commercial lines or farm and ranch experience - Experience with multi-line insurance products - Analytical, problem-solving capabilities - Strong territory management skills - Excellent communication skills - An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters - Command of insurance finance and actuarial concepts - Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories - Understanding of contract language, including regulatory and policy differences among applicable states - Familiarity with continuous improvement processes and tools - A bachelor’s degree in a related field - Chartered Property Casual Underwriter or other professional insurance designation preferred (currently or in process) and/or AFIS Agribusiness and Farm Insurance Specialist Benefits - Comprehensive benefits that support your life and well-being - Workplace flexibility - Professional development opportunities - Opportunities provided through Employee Resource Groups Company Description At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

• Lead complex, high-visibility ad hoc projects supporting Employer Underwriting priorities, including projects that impact strategic RFP readiness, underwriting process optimization, and organizational alignment. • Act as a primary liaison between Underwriting and key partners including Pricing, Networks, ANCS, Rebates, Proposals, Sales, Operations, and Implementation. • Own and maintain the Underwriting Capacity Planning Tool, including forecasting, enhancements, and reporting insights for leadership. • Monitor new client performance relative to underwriting assumptions; identify variances and support refinement of future assumptions. • Ensure full adherence to Underwriting Standards of Practice across the team, including pricing governance and procedural compliance.