PayPal

Title: Senior Software Engineer Location: New York City United States Job Description: The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: Job Description: PayPal, Inc. seeks Senior Software Engineer in New York, NY Job Duties: Architect and develop large-scale back-end software systems. Design, build, and maintain complex RESTful APIs and microservices. Lead engineering teams through complex technical challenges and design decisions. Perform large-scale data processing, caching strategies, and performance optimization. Work closely with design, product, and QA teams to deliver world-class software experiences. Prioritize code quality, customer focus, and rapid iteration. Drive technical excellence and best practices. Define problems, collect data, establish facts, and draw valid conclusions. Build distributed systems and microservices. Contribute to open-source software projects. Partial telecommuting permitted from within a commutable distance. Minimum Requirements: Master's degree, or foreign equivalent, in Computer Science, Engineering, or a closely related field, plus three years of experience in the job offered or a related occupation. Special Skill Requirements: - Experience with Python or Java Data and Application Software Development - 3 years; - Experience with Java Application Software Development - 3 years; - Experience with Monitoring & Logging Production Workloads and Resolving Production Incidents for Tier 1 Services at Scale - 3 years; - Experience with Architecting Infrastructure and Application Solutions with a focus on Scale, Availability, and Performance - 1.5 years; - Experience as a Technical lead for project execution for multi-year phased project, including leading a team of engineers - 1.5 years; - Experience evolving existing systems to meet new business and product requirements - 2 years; - Experience collaborating with product, TPM, and cross-functional stakeholders to deliver end-to-end solutions - 3 years; - Experience establishing evolving coding standards and enforcing best practices in SDLC - 3 years. Additional Responsibilities & Preferred Qualifications: EOE, including disability/vets. The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is: Primary Location | Pay Range: New York, NY | Salary: $160,805.00-270,500.00 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m. Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable. Must be legally authorized to work in the U.S. without sponsorship. Subsidiary:PayPal Travel Percent:0 PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us. For the majority of employees, PayPal''s balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits: At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing-physical, emotional, and financial-delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health. Who We Are: Click Here to learn more about our culture and community. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com. Belonging at PayPal: Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal. Any general requests for consideration of your skills, please Join our Talent Community. We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply. Notice to Applicants and Employees who reside within New York City. Click here to view the notice.

Title: Sr. Data Scientist Location: Chicago United States Job Description: The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: Job Description: PayPal, Inc. seeks Sr. Data Scientist in Chicago, IL Job Duties: Help reduce Card losses by developing and optimizing risk strategies throughout the customer lifecycle. Drive business strategy recommendations through data analytics on Card authorization and PayPal customer data. Develop innovative card risk solutions while collaborating with key stakeholders in core payments, operations, risk, finance, and product owners. Develop and optimize risk strategies for PayPal, leveraging knowledge of U.S. or international financial markets, card networks and customer spending behavior. Manage a portfolio of relationships to ensure that payment solutions meet financial and timeline objectives. Creatively leverage partnerships to further PayPal's strategic business objectives. Develop business cases in support of new risk policies, risk vendor integrations, and PayPal risk infrastructure enhancements. Come up with risk requirements for product initiatives and prioritize said requirements with partner teams. Consult/partner with other PayPal business and technology groups to assure the optimal deployment of payment solutions to satisfy customer needs and corporate objectives. Partial telecommuting permitted from a commutable distance Minimum Requirements: Master's degree, or foreign equivalent, in Engineering, Statistics or a closely related field plus two years of experience in the job offered or a related occupation. Special Skill Requirements: - Experience analyzing and solving financial risk cases using regression and logistics statistical methods and Python (2 years). - Experience in fraud and risk management for debit card end to end lifecycle. Construct, implement, and fine-tune risk strategies across debit card platforms. (2 years) - Use A/B testing and statistical validation to refine fraud rules. (2 years) - Experience developing SQL queries on large-scale financial transaction databases (2 years). - Experience developing machine learning models using Python to predict transaction-level risk alerts and support fraud detection for payment systems. (2 years) - Industry experience in payments, e-commerce, or financial services (2 years). - Experience collaborating with product, operation and engineering teams in financial services to investigate and resolve technical problems (2 years). - Experience building and visualizing risk metrics in Tableau and Looker dashboards to monitor approval trends, decline rates and loss ratios. Experience setting up ring alert to inform business decisions (2 years). Additional Responsibilities & Preferred Qualifications: EOE, including disability/vets. The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is: Primary Location | Pay Range: Chicago, IL | Salary: $96,928.00-180,000.00 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m. For benefits summary please visit: https://www.paypalbenefits.com. Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable. Must be legally authorized to work in the U.S. without sponsorship. Subsidiary: PayPal Travel Percent: 0 PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us. For the majority of employees, PayPal''s balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits: At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing-physical, emotional, and financial-delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health. Who We Are: Click Here to learn more about our culture and community. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com. Belonging at PayPal: Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal. Any general requests for consideration of your skills, please Join our Talent Community. We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

Title: Experience Designer Location: New York City United States Requisition ID: R0137057 Time Type: Full time The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: Job Description: PayPal, Inc. seeks Experience Designer in New York, NY Job Duties: Ideate and create new, interactive prototypes and related designs using analytical User Experience (UX) data and research to inform design concepts and decision­ making. Design new visual experiences for PayPal's digital advertising business, using a customer-focused, iterative design process. Collaborate with a cross-functional team to create meaningful and cohesive consumer experiences for PayPal customers and merchants. Periodically meet with senior leaders and executives to present new designs for review/approval. Leverage product design techniques, templates, presentations, and assets in the creation of User Experience (UX) analysis, solutions, and materials. Draft high-quality designs and templates that can be used across PayPal and offsite surfaces, collaborating with other designers and peers, within timelines and project requirements. Serve as subject matter expert for the ads business and for other designers. Responsible for quality assurance reviews before implementation of new UX designs and product features. Partial telecommuting permitted from within a commutable distance. Minimum Requirements: Master’s degree, or foreign equivalent, in Graphic Design, Industrial Design, UX design, or a related field, plus three years of experience in the job offered or a related occupation. Employer will also accept a Bachelor’s degree, or foreign equivalent, in Graphic Design, Industrial Design, UX design, or a related field, plus five years of experience in the job offered or a related occupation. Special Skill Requirements: 1. Experience designing process, product, and service improvements based on understanding of business, customer, industry needs and technical feasibility (3 years) 2. Led projects and/or programs within the product design function (1 year) 3. Ability to analyze qualitative and quantitative research data and develop plans to enhance the user experience (3 years) 4. Subject matter expert to advise on strategies and tactics related to digital advertising (1 year) 5. UX and Graphic design software and tools: Figma, Adobe Creative Cloud, or Sketch(3 years) 6. AI tools to conduct analysis, generate content, and optimize design process (1 year) 7. Skills to facilitate cross-functional stakeholder alignment workshops (2 years) 8. Experience using Human-Centered Design methodologies as a problem-solving tool (3 years) 9. Web Content Accessibility Guidelines (WCAG) and the ways in which they influence digital product design (2 years) 10. Experience designing consumer facing digital products and working in teams that launch digital products to market (3 years) Additional Responsibilities & Preferred Qualifications: EOE, including disability/vets. The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is: Primary Location | Pay Range: New York, NY | Salary: $116,500.00-198,500.00 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m. Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable. Must be legally authorized to work in the U.S. without sponsorship. Subsidiary: PayPal Travel Percent: 0 PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits: At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.

Title: Staff Data Scientist Location: Chicago, Illinois, United States of America Requisition ID R0136869 Time Type: Full time The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: Job Description: PayPal, Inc. seeks Staff Data Scientist in Chicago, IL Job Duties: Lead Data Science initiatives within the Pricing Optimization team to drive data-informed pricing decisions. Analyze large, multidimensional datasets and translate findings into actionable insights. Conduct hypothesis testing, statistical inference, and regression analysis to support decision-making. Manage and derive insights from large, complex, and unstructured datasets. Develop machine learning and statistical models to identify pricing targets and treatment strategies that protect margin and sustain merchant engagement. Design and implement experimentation frameworks to evaluate pricing sensitivity and optimize incentive strategies. Collaborate cross-functionally with Product, Engineering, and Finance teams to influence pricing decisions and roadmap priorities. Partial telecommuting permitted from within a commutable distance. Minimum Requirements: Bachelor’s degree, or foreign equivalent, in Data Science, Business Analytics, or a closely related field plus six years of experience in the job offered or a related occupation. Special Skill Requirements: 1. Experience with scripting languages: Python (Pandas, NumPy, Scikit-learn, and Statsmodels), and SQL, for data manipulation and modeling (5 years) 2. Experience working with large, complex, and high-dimensional datasets in a production environment (5 years) 3. Experience in statistical analysis, hypothesis testing, and regression (5 years) 4. Experience communicating with cross-functional executive stakeholders, driving alignment on high-impact data science initiatives, and influencing non-technical stakeholders to drive business impact (5 years) 5. Experience with pricing science concepts, including elasticity, marginal value, and segmentation (2 years) 6. Experience with causal impact modeling techniques, including Propensity Score Matching and Difference-in-Differences (2 years) 7. Experience with supervised learning (e.g., regression, classification) and unsupervised learning (e.g., clustering, dimensionality reduction) methods (5 years) 8. Experience analyzing large, multi-dimensional data sets and synthesizing insights into actionable business insights and solutions (6 years) 9. Experience with statistical inference techniques for complex business scenarios, including hierarchical modeling and Bayesian approaches (5 years) 10. Experience designing experimentation frameworks and mentoring teams on best practices in large-scale A/B and multivariate testing (2 years) Additional Responsibilities & Preferred Qualifications: EOE, including disability/vets. The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is: Primary Location | Pay Range: Chicago, IL | $142,210.00-221,500.00 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m. Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable. Must be legally authorized to work in the U.S. without sponsorship. Subsidiary: PayPal Travel Percent: 0 PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits: At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.

Drive key initiatives and manage critical incidents while conducting in-depth bug analysis. Develop high-quality software solutions and present issues to diverse audiences, ensuring efficient workload management and ownership of assigned components.

Title: Product Manager 2 - Technical Location: San Jose United States Requisition ID: R0136890 Time Type:: Full time Job Description: PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: Job Description: PayPal, Inc. seeks Product Manager 2 - Technical in San Jose, CA Job Duties: Work closely with engineering, analytics, compliance, and other development teams in an agile environment by converting business requirements to a high-level technical requirement. Responsible for technical product feature delivery. Build and execute on the domain product roadmap to create value and remove barriers for the engineering team. Identify goals and metrics to drive prioritization and timely deliver products and experiments. Own a software domain and drive design and solutioning by working with engineering and platform software architects. Become a subject matter expert for a software domain. Gather and communicate requirements with technical and non-technical stakeholders. Work with engineering throughout the software development lifecycle from product requirements gathering, translating technical requirements, software design/solution, implementation, testing, and the delivery of the software feature. Represent technology team in product meetings to identify and scope technology needs in early stages of product definition. Telecommuting permitted - work can be performed from anywhere in the US Minimum Requirements: Master's degree, or foreign equivalent, in Computer Science, Engineering, or a closely related field and two years of experience in the job offered or a related occupation. Special Skill Requirements: 1. Digital financial payments technology experience (2 years) 2. API integrations and API drive platforms (2 years) 3. Product management experience in FinTech (1 year) 4. SQL query experience writing basic selection queries against data warehouse (1 year) 5. Data analysis and defining user stories with applicable acceptance criteria (1 year) 6. Defining detailed product requirements scope and designing applications and measuring features to build financial products for customers (2 years) Additional Responsibilities & Preferred Qualifications: EOE, including disability/vets. The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is: Primary Location | Pay Range: San Jose, California | Salary: $150,218.00-243,500.00 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m. Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable. Must be legally authorized to work in the U.S. without sponsorship. Subsidiary: PayPal Travel Percent: 0 PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us. For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits: At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing-physical, emotional, and financial-delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health. Who We Are: Click Here to learn more about our culture and community. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. Belonging at PayPal: Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Title: Sr Data Scientist Location: Chicago United States Job Description: The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: Job Description: PayPal, Inc. seeks Sr Data Scientist in Chicago, IL Job Duties: Develop and implement credit risk strategies for various products, including PayPal and Venmo credit card programs. Ensure strategies are reviewed and approved within the approved governance committee structures. Develop and automate tracking functionality that monitors volume and strategy performance. Test new data sources to enhance credit risk decisions. Provide PayPal and Venmo Card program insights via monitoring and reporting leveraging internal/external data. Employ mathematical, statistical and data mining methods to make sound decisions that balance risk and reward, user experience and financial performance. Perform operational monitoring to ensure that the strategy executions align perfectly with intents. Conduct ongoing performance reviews with senior leadership team. Partial telecommuting permitted from within a commutable distance. Minimum Requirements: Master's degree, or foreign equivalent, in Data Science, Business Analytics or a closely related field plus four years of experience in the job offered or a related occupation. Special Skill Requirements: 1. Credit risk management / analytics in consumer lending space (4 years) 2. Predictive analytics and segmentation in consumer lending credit risk area (classification models, regression models, and statistical analysis) (4 years) 3. Experimental design (A/B testing) in consumer lending credit risk area (3 years) 4. Machine learning (model development/deployment; optimization including parameter tuning, dimension reduction, feature selection, and model validation) in consumer lending credit risk area (4 years) 5. Profit & Loss (P&L) analytics in the consumer lending area (3 years) 6. Credit bureau analytics (4 years) 7. Python (pandas, numpy, and sklearn packages) (4 years) 8. SQL tools: Google Big Query and Teradata (4 years) 9. Data visualization / Business Intelligence tools (Tableau, Amplitude, and Q-monitor) (4 years) 10. Database management: Big data and cloud (Hadoop, Hive, Stampy, Teradata, and Google Big Query) (4 years) 11. Forecasting techniques/algorithms and automation with Python (4 years) Additional Responsibilities & Preferred Qualifications: EOE, including disability/vets. The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is: Primary Location | Pay Range: Chicago, IL | $142,210.00-221,500.00 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m. Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable. Must be legally authorized to work in the U.S. without sponsorship. Subsidiary: PayPal Travel Percent: 0 PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us. For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits: At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing-physical, emotional, and financial-delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Title: Sr Software Engineer Location: Austin United States Job Description: The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: Job Description: PayPal, Inc. seeks Sr Software Engineer in Austin, TX Job Duties: Develop and maintain scalable and secure payment processing systems that interact with databases and other Microservices, ensuring compliance with industry standards and regulatory requirements. Write clean and efficient code using programming languages and frameworks like Java and Spring Boot, adhering to best practices and design patterns. Create and oversee automated Continuous Integration pipelines utilizing tools such as Jenkins, and monitor the health and performance of production applications through platforms like Splunk and Kibana. Participate in code reviews to ensure code quality, maintainability, and adherence to coding standards. Optimize system performance by analyzing metrics, identifying bottlenecks, and implementing performance improvements. Create high traffic backend services, with low latency and design them for scale. Collaborate with business users to define the key business requirements and translate them into process/technical solutions. Participate in the development of tools, systems and processes aimed at improving product supportability or overall support productivity. Create and review well-articulated, detailed design documents. Mentor other engineers and developers by providing technical and business-related guidance and resources. Troubleshoot and debug issues in the payment platform, identifying root causes and implementing timely solutions to minimize impact on users. Enhance and maintain existing product capabilities by working with various cross functional teams. Stay updated on emerging technologies, industry trends, and best practices in payment processing, contributing to the continuous improvement of PayPal's payment platform. Partial telecommuting permitted from within a commutable distance. Minimum Requirements: Master's degree, or foreign equivalent, in Computer Science, Engineering, or a closely related field plus two years of experience in the job offered or a related occupation. Special Skill Requirements: 1. Scaling applications architecture & Batch processing (2 years). 2. Java, J2EE, Object oriented design, J2EE Design Patterns (2 years). 3. Spring Framework, Spring Boot, Spring Batch, Spring IOC, Spring MVC, and Spring JDBC (2 years) 4. REST API Web Services Development using Junit, Mockito, Swagger, Maven, and Gradle (2 years). 5. Data Visualization for Monitoring Dashboard and Observability (2 years). 6. Splunk and Kibana (2 years). 7. Python, Oracle, and MySQL (2 years). 8. AWS Cloud, Kafka, and Git (2 years). 9. Payment API processing platform (1 year). 10. AppDynamics (1 year) Additional Responsibilities & Preferred Qualifications: EOE, including disability/vets. The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is: Primary Location | Pay Range: Austin, TX | Salary: $130,500.00-221,500.00 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m. Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable. Must be legally authorized to work in the U.S. without sponsorship. Subsidiary: PayPal Travel Percent: 0 PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us. For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits: At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing-physical, emotional, and financial-delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health. Who We Are: Click Here to learn more about our culture and community. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com. Belonging at PayPal: Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal. Any general requests for consideration of your skills, please Join our Talent Community. We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

Analyze business levers across payment products, perform data analyses using SQL and Python, and communicate insights to stakeholders to drive data-driven decision-making and optimize business growth through financial modeling and process improvement.

Title: Sr Software Engineer Location: Chicago United States Job Description: The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: Job Description: PayPal, Inc. seeks Sr Software Engineer in Chicago, IL Job Duties: Lead architectural discussions and contribute to the overall technical direction of the client-side applications, advocating for best practices and innovative solutions. Design and deploy end-to-end solutions towards client-side applications using JavaScript, Node.js, React, GraphQL, and other relevant technologies. Own and be accountable for clean, scalable, high-performing, secure, and reliable software services, in all areas, including coding, documentation, automation, etc. Identify and implement critical non-functional requirements (Availability, Security, Performance, Scalability, and Observability), improve automated test strategies, and build and deploy processes to enable speedy and reliable continuous integration. Demonstrate end-to-end ownership of features, projects, modules, and services to assist the team in delivering within all phases of the software development lifecycle. Conduct formal and informal code reviews, providing constructive feedback to team members to ensure quality of code and adherence to clean and scalable coding principles. Optimize software performance, identifying and resolving bottlenecks via monitoring, logging, and metrics to enhance the user experience. Communicate effectively with all technical and non-technical partners and stakeholders (Architecture, Developer Experience, Product, Design, Analytics, Legal, Marketing, etc.) as well as within team to ensure shared understanding around the new products and features under consideration. Collaborate with other development teams to ensure seamless integration and deployment of client-side applications, automating and enhancing build, test, and deployment processes. Participate in program planning, influencing the product and technology roadmap and driving outcomes. Mentor and guide junior engineers, fostering their professional growth and promoting a collaborative and knowledge-sharing environment. Partial telecommuting permitted from within a commutable distance. Minimum Requirements: Bachelor's degree, or foreign equivalent, in Computer Science, Engineering, or closely related field plus four years of experience in the job offered or a related occupation. Special Skill Requirements: 1. Designing and implementing solutions using JavaScript (4years) 2. Server-side application development with Node.js (4 years) 3. Experience with React for building scalable, performant front-end applications (4 years) 4. Designing and developing APIs using GraphQL (3 years) 5. Experience with Continuous integration and deployment tools such as Jenkins or GitHub Actions (2 years) 6. Experience with Docker and Kubernetes for deploying and managing microservices (3 years) 7. Experience with Unit and E2E testing frameworks, such as Jest, Mocha, or Playwright. (3 years) 8. Experience with AWS, GCP, or Azure for deploying and managing cloud-based applications (3 years) 9. Experience with SQL and NoSQL databases such as PostgreSQL or MongoDB for designing and optimizing data storage solutions (3 years) 10. Experience with Monitoring and observability tools such as New Relic, Splunk, or Prometheus for tracking application performance and troubleshooting (3 years) 11. Experience with web components for embeddable applications (2 years) Additional Responsibilities & Preferred Qualifications: EOE, including disability/vets. The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is: Primary Location | Pay Range: Chicago, IL | Salary: $130,707.00-199,500.00 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m. Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable. Must be legally authorized to work in the U.S. without sponsorship. Subsidiary: PayPal Travel Percent: 0 PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits: At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing-physical, emotional, and financial-delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health. Who We Are: Click Here to learn more about our culture and community. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. Belonging at PayPal: Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.