Benchmark Mortgage

Wholesale Non-QM Underwriter Position Overview: The Wholesale Non-QM Underwriter reviews and underwrites Non-QM mortgage loan applications and property appraisals and evaluates the loans to minimize risk or loss within regulatory guidelines. Ideal candidates for this position will be experienced underwriting Non-QM loans, highly detail-oriented, and familiar with loan program guidelines. Essential Functions of the Role: - Analyze and underwrite Non-QM mortgage loans within compliance guidelines and approved seller variances. - Manage loan conditions and provide recommendations for underwriting waiver and eligibility exceptions. - Communicate with loan originators and processors regarding loan status, approvals, suspensions, denials, and conditions. - Maintain a pipeline of loans adhering to posted service level agreements. - Remain current on loan program requirements and review documents for compliance. - Other duties as assigned. Classification: Full Time, Non-Exempt Essential Knowledge/Skills/Abilities: - Knowledge of regulatory requirements (RESPA, TILA, etc.) - Strong communication skills - Excellent organizational skills - Highly detail-oriented - Ability to work across organizational boundaries - Strong decision making skills - Advanced problem solving capabilities - Strong critical thinking skills - Proven ability to prioritize and multi-task - Understanding of Non-QM products Experience Requirements: - Minimum of five (5) years of mortgage underwriting experience required. - Minimum of three (3) years of underwriting Non-QM loans with complex income analysis required. - National bond program experience preferred. Education / Licensing Requirements: - High school diploma or equivalent required. Some college preferred. Working Conditions: - Fast-paced environment. - Requires normal vision (corrected) both close and distant. - Requires normal hearing levels (corrected). - Requires working at a desk to use a phone and computer for extended periods of time. - Requires sitting, bending. - Works effectively with frequent interruptions. - Lifting requirements of 10 lbs. occasionally. - Minimal travel <5%. • Along with a great culture and competitive pay, full-time employees are eligible to receive additional benefits: o Medical, dental, and vision insurance o Short-term and long-term disability o 401(k) and Roth 401(k) plans and Company match o Company-provided life insurance o 8 paid holidays o AND MORE! Pay: $90,000- $105,000 annually depending on experience, with eligibility for a discretionary bonus.

• Manage, coach and train a team of underwriters to ensure quality, compliance and service-level standards are met • Oversee the non-QM underwriting pipeline to ensure loans are reviewed, approved, and cleared-to-close within established turn times • Serve as escalation point for difficult files, guideline interpretation, and exception requests • Track productivity, quality, suspense, and defect trends with reporting and loan-level reviews • Conduct periodic loan reviews to ensure adherence to internal credit standards, investor guidelines, and regulatory requirements • Ensure loans are underwritten to guidelines that are compliant with state and federal laws and regulations, including HMDA, Regulation Z, and Regulation B • Collaborate with Operations, Sales, and Secondary leadership to align on goals, capacity planning, and service-level expectations • Other duties as assigned.

• Establish and maintain relationships through frequent travel with mortgage brokers and mortgage bankers to generate business referrals. • Present loan products, pricing, point of contacts, and business model to prospective and existing customers. • Educate brokers and banking partners on 11 Mortgage procedures to expedite underwriting, locking, and closing. • Act as the mediator between external partners and 11 Mortgage operations. • Extend the 11 Mortgage name through networking, conferences, and social media. • Other duties as assigned.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description 11 Mortgage strives to provide a high level of excellence in every aspect of the loan process. This includes ensuring the effectiveness of compliance with federal and state regulations through each step. The Wholesale Disclosure Desk Specialist is responsible for disclosing and monitoring initial and revised disclosures to ensure accuracy and timeliness. Ideal candidates for this position are experienced in preparing/reviewing disclosure/compliance documents, have a customer-service mindset, and proven time management and prioritization skills. - Disclose initial and revised disclosures promptly and accurately within regulatory requirements. - Monitor and disclose change of circumstance requests requiring a re-disclosure. - Ensure that all required regulatory, state, and investor disclosures are included in disclosed packages. - Verify fee and loan information for accuracy at time of disclosure or re-disclosure. - Review filed disclosures for completeness and accuracy and ensure system tracking is accurate. - Remain current on changing state and federal regulations and ensure up-to-date compliance for multi-state locations. - Other duties as assigned. Qualifications - Excellent customer service skills - Highly detail-oriented - Proven ability to prioritize and multi-task - Strong communication skills, including regulatory correspondence - Excellent organizational skills - Works well with little direction - Ability to work across organizational boundaries Requirements - Minimum of two (2) years of experience preparing/reviewing disclosures preferred. - Wholesale experience preferred. - Experience with Encompass or similar LOS preferred. Education / Licensing Requirements - High school diploma or equivalent required. Some college preferred. Working Conditions - Fast-paced environment. - Requires normal vision (corrected) both close and distant. - Requires normal hearing levels (corrected). - Requires working at a desk to use a phone and computer for extended periods of time. - Requires sitting, bending. - Works effectively with frequent interruptions. - Lifting requirements of 10 lbs. occasionally. - Minimal travel <5%. Benefits - Medical, dental, and vision insurance - Short-term and long-term disability - 401(k) and Roth 401(k) plans and Company match - Company-provided life insurance - 8 paid holidays - AND MORE! Pay $55,000 to $60,000 annually depending on experience, with eligibility for a discretionary bonus.

• Develop and execute a sales strategy aligned with the Company’s production and profitability targets. • Drive market share expansion through broker acquisition, activation, and retention initiatives. • Recruit, develop, and retain high-performing Account Executives within the managed territory. • Elevate the Company’s brand position through industry conferences and regional events. • Collaborate with Operations, Underwriting, Capital Markets, Marketing, and Secondary to ensure service excellence. • Advocate for sales needs while balancing operational capacity and credit risk. • Other duties as assigned.

• Develop and execute a sales strategy aligned with the Company’s production and profitability targets. • Drive market share expansion through broker acquisition, activation, and retention initiatives. • Recruit, develop, and retain high-performing Account Executives within the managed territory. • Elevate the Company’s brand position through industry conferences and regional events. • Collaborate with Operations, Underwriting, Capital Markets, Marketing, and Secondary to ensure service excellence. • Advocate for sales needs while balancing operational capacity and credit risk. • Other duties as assigned.

• Develop and execute a regional sales strategy aligned with Company production and profitability targets. • Grow market share expansion through broker acquisition, activation and retention initiatives. • Recruit, develop, and retain high-performing Account Executives within the managed territory. • Establish and maintain relationships through frequent travel with mortgage brokers and mortgage bankers to generate business referrals. • Elevate the Company’s brand positioning through industry conferences and regional events.

Wholesale Regional Sales Manager Position Overview: The Wholesale Regional Sales Manager is responsible for driving production, profitability, and strategic growth within the Third-Party Origination (TPO) channel across an assigned geographic region. This position oversees Account Executives to expand market share, deepen broker relationships, and execute company growth initiatives. Ideal candidates for this position have strong leadership abilities, a customer-oriented mindset with prior sales experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements. Essential Functions of the Role: - Develop and execute a regional sales strategy aligned with Company production and profitability targets. - Grow market share expansion through broker acquisition, activation and retention initiatives. - Recruit, develop, and retain high-performing Account Executives within the managed territory. - Educate and train lending partners on Company products, policies and procedures. - Establish and maintain relationships through frequent travel with mortgage brokers and mortgage bankers to generate business referrals. - Elevate the Company’s brand positioning through industry conferences and regional events. - Collaborate with Operations and Underwriting to ensure service excellence. - Other duties as assigned. Classification: Full Time, Exempt Essential Knowledge/Skills/Abilities: - Ability to train, motivate, and delegate teams - Strong customer-oriented mindset - Excellent communication skills - Ability to build professional relationships - Knowledge of local, state, and federal lending laws (TILA, RESPA, HMDA, etc.) - Ability to adapt to market changes - Knowledge of the mortgage loan process - Ability to train, motivate, and delegate teams Experience Requirements: - Minimum of five (5) years of wholesale mortgage lending sales experience required. - Prior management experience preferred. Education / Licensing Requirements: - High school diploma or equivalent required. Some college preferred. Working Conditions: - Fast-paced environment. - Requires normal vision (corrected) both close and distant. - Requires normal hearing levels (corrected). - Requires working at a desk to use a phone and computer for extended periods of time. - Requires sitting, bending. - Works effectively with frequent interruptions. - Lifting requirements of 10 lbs. occasionally. - Frequent travel >50%. - Along with a great culture and competitive pay, full-time employees are eligible to receive additional benefits: - Medical, dental, and vision insurance - Short-term and long-term disability - 401(k) and Roth 401(k) plans and Company match - Company-provided life insurance - 8 paid holidays - AND MORE! - Pay: starting at $70K annually depending on experience, with eligibility for commissions.

Wholesale Regional Sales Manager Position Overview: The Wholesale Regional Sales Manager is responsible for driving production, profitability, and strategic growth within the Third-Party Origination (TPO) channel across an assigned geographic region. This position oversees Account Executives to expand market share, deepen broker relationships, and execute company growth initiatives. Ideal candidates for this position have strong leadership abilities, a customer-oriented mindset with prior sales experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements. Essential Functions of the Role: - Develop and execute a regional sales strategy aligned with Company production and profitability targets. - Grow market share expansion through broker acquisition, activation and retention initiatives. - Recruit, develop, and retain high-performing Account Executives within the managed territory. - Educate and train lending partners on Company products, policies and procedures. - Establish and maintain relationships through frequent travel with mortgage brokers and mortgage bankers to generate business referrals. - Elevate the Company’s brand positioning through industry conferences and regional events. - Collaborate with Operations and Underwriting to ensure service excellence. - Other duties as assigned. Classification: Full Time, Exempt Essential Knowledge/Skills/Abilities: - Ability to train, motivate, and delegate teams - Strong customer-oriented mindset - Excellent communication skills - Ability to build professional relationships - Knowledge of local, state, and federal lending laws (TILA, RESPA, HMDA, etc.) - Ability to adapt to market changes - Knowledge of the mortgage loan process - Ability to train, motivate, and delegate teams Experience Requirements: - Minimum of five (5) years of wholesale mortgage lending sales experience required. - Prior management experience preferred. Education / Licensing Requirements: - High school diploma or equivalent required. Some college preferred. Working Conditions: - Fast-paced environment. - Requires normal vision (corrected) both close and distant. - Requires normal hearing levels (corrected). - Requires working at a desk to use a phone and computer for extended periods of time. - Requires sitting, bending. - Works effectively with frequent interruptions. - Lifting requirements of 10 lbs. occasionally. - Frequent travel >50%. - Along with a great culture and competitive pay, full-time employees are eligible to receive additional benefits: - Medical, dental, and vision insurance - Short-term and long-term disability - 401(k) and Roth 401(k) plans and Company match - Company-provided life insurance - 8 paid holidays - AND MORE! - Pay: starting at $70,000 annually depending on experience, with eligibility for commissions.

Wholesale Divisional Vice President Position Overview: The Wholesale Divisional Vice President serves as the senior sales leader within the division, driving production, profitability, and strategic growth within the Third-Party Origination (TPO) channel across an assigned geographic division. This position oversees Account Executives and support staff to expand market share, deepen broker relationships, and execute company growth initiatives. Ideal candidates for this position have a proven track record of building and scaling sales organizations, the ability to work across organizational boundaries, and proven knowledge of mortgage lending compliance and regulatory requirements. Essential Functions of the Role: - Develop and execute a sales strategy aligned with the Company’s production and profitability targets. - Drive market share expansion through broker acquisition, activation, and retention initiatives. - Recruit, develop, and retain high-performing Account Executives within the managed territory. - Elevate the Company’s brand position through industry conferences and regional events. - Collaborate with Operations, Underwriting, Capital Markets, Marketing, and Secondary to ensure service excellence. - Advocate for sales needs while balancing operational capacity and credit risk. - Other duties as assigned. Classification: Full Time, Exempt Essential Knowledge/Skills/Abilities: - Proven ability to build and scale sales organizations - Ability to work across organizational boundaries - Knowledge of local, state, and federal lending laws (TILA, RESPA, HMDA, etc.) - Extensive knowledge of broker channel dynamics and the competitive landscape - Strong communication skills - Ability to display an executive presence - Ability to adapt to market changes - Ability to train, motivate, and delegate with teams Experience Requirements: - Minimum of seven (7) years of wholesale mortgage lending sales experience with increasing levels of leadership experience required. Education / Licensing Requirements: - High school diploma or equivalent required. Some college preferred. Working Conditions: - Fast-paced environment. - Requires normal vision (corrected) both close and distant. - Requires normal hearing levels (corrected). - Requires working at a desk to use a phone and computer for extended periods of time. - Requires sitting, bending. - Works effectively with frequent interruptions. - Lifting requirements of 10 lbs. occasionally. Frequent travel >50% - Along with a great culture and competitive pay, full-time employees are eligible to receive additional benefits: - Medical, dental, and vision insurance - Short-term and long-term disability - 401(k) and Roth 401(k) plans and Company match - Company-provided life insurance - 8 paid holidays - AND MORE! - Pay: starting at $100,000 annually depending on experience, with eligibility for commissions.