Invictus Capital Partners

• Foster and maintain strong relationships with existing non-Agency wholesale clients. • Be a point of contact for client inquiries, concerns, and support. • Identify and pursue opportunities to expand the client base in the non-Agency wholesale market. • Proactively engage with potential clients, presenting the benefits of our mortgage products. • Manage the end-to-end loan application process, collaborating with brokers and internal teams. • Ensure smooth and efficient transactions, resolving any issues that may arise during the loan process. • Stay updated on industry regulations, compliance requirements, and changes in the non-Agency mortgage space. • Ensure adherence to industry compliance standards. • Maintain state licensing approvals, where needed. • Effectively communicate with internal teams, including underwriters and loan processors, to streamline processes. • Collaborate with sales and marketing teams to contribute insights for refining strategies. • Conduct market analysis to identify trends and opportunities in the non-Agency wholesale sector. • Address and resolve any issues or challenges that may arise during the loan process, ensuring client satisfaction. • Actively contribute to the overall success of the company by driving client satisfaction and maximizing business opportunities. • Stay adaptable to changing market conditions and proactively seek innovative approaches to enhance service delivery.

• Provide leadership and direction to a team of Asset Managers, setting clear expectations for portfolio ownership, decision-making, and execution quality. • Build, lead, and develop a high-performing asset management team through coaching, performance management, and succession planning. • Lead asset management strategy across servicing functions including Customer Engagement, Loss Mitigation, Foreclosure, Bankruptcy, REO, and Litigation. • Oversee third-party sub-servicers to ensure portfolio performance objectives are achieved, including delinquency reduction, loss minimization, and cash flow optimization. • Analyze portfolio trends and performance drivers; partner with sub-servicers to identify interventions that optimize outcomes and reduce risk. • Establish clear decision rights, escalation frameworks, and accountability models across asset management activities. • Oversee performance metrics, dashboards, and reporting to guide asset-level and portfolio-level decisions. • Apply analytical rigor and sound judgment to complex asset decisions, including scenario evaluation and trade-off analysis. • Continuously evaluate asset management and servicing processes to identify inefficiencies, risks, and improvement opportunities. • Implement scalable approaches that improve execution consistency, reduce volatility, and support long-term portfolio performance. • Identify servicing, operational, and compliance risks and implement durable solutions. • Maintain and govern delegation authority matrices and loss mitigation waterfalls to ensure consistency and compliance. • Partner closely with executive leadership to present portfolio insights, risks, and strategic recommendations. • Collaborate with Legal, Finance, Capital Markets, Servicing Operations, and other internal stakeholders to align asset management strategy with broader business objectives. • Translate complex data and portfolio dynamics into clear, actionable recommendations for senior leaders.

• Act as the primary contact of the conditions submission and clearing process / review, and as the liaison and coordinator between the TPO client and Underwriting. • Proactively managing all condition related follow-up to ensure they are collected from the TPO client and submitted to underwriting. • Communicate effectively with TPO clients and team members to resolve issues or address questions related to loan documentation / conditions. • Provide underwriting guidelines and condition subject matter expertise to the TPO client. • Meet service level agreements (SLAs) for collection and submission of loan conditions. • Manage file organization, upload documents to systems, and maintain accurate records.

• Fund wholesale origination loans in accordance with internal controls and funding timelines. • Support the correspondent funding process, ensuring accurate and timely execution. • Track and monitor origination escrows, ensuring proper calculation, disbursement, and reconciliation. • Process and confirm wires as requested, including validation of wire instructions and compliance with internal procedures. • Perform daily and monthly cash reconciliations and other supporting account reconciliations. • Monitor cash activity and ensure proper posting and movement of funds. • Provide backup support for core Finance and Accounting functions as needed. • Assist with ad hoc reporting, research, and special projects. • Identify opportunities to improve processes, controls, and operational efficiency. • Contribute to the success of the department with willingness to cross train and share in all department

• Serve as a part of the funding adjustment team, ensuring timely research, resolution, and documentation of all adjustments. • Manage and maintain the funding adjustment dashboard, including status updates, tracking, and reporting. • Monitor and respond to the Verus Funding Adjustment email inbox in a timely and professional manner. • Research and resolve post-funding adjustments, including pricing variances, fee discrepancies, curtailments, and other loan-level differences. • Communicate directly with Fund Administrators, DC Accounting Teams, Servicing, Lock Desk, and external Sellers to resolve outstanding items. • Monitor Post Funding cash accounts for incoming funds and prepare wire templates to transfer funds to appropriate accounts. • Prepare weekly wire templates for funding adjustment processing and confirm outgoing wire instructions. • Prepare and distribute funding adjustment statements to Sellers. • Identify and recommend process improvements to enhance efficiency and accuracy within funding and treasury workflows. • Cross-train and provide backup support across core Accounting & Finance functions as assigned. • Participate in special projects and departmental initiatives as needed.

• Grow and lead a team of Account Executives at Verus Wholesale • Drive sales performance and build strong relationships with clients • Oversee account management and develop strategic initiatives • Contribute to the company’s overall growth in the wholesale mortgage market • Train, mentor, and manage a high-performing team of Account Executives • Develop and implement strategic sales plans to drive revenue growth • Build and maintain relationships with brokers and key partners • Track and analyze sales performance metrics and provide reports to senior leadership

• Act as a primary point of contact with servicers and external counsel. • Work in partnership with servicers to develop tools and processes that achieve desired outcomes. • Lead monthly servicer portfolio review meetings and ensure effective communication. • Develop and implement performance metrics, dashboards, and reporting to guide decision-making. • Ensure timely and compliant servicer actions; proactively address delays and inefficiencies. • Review and redesign processes internally and with the servicer to address root causes and improve consistency • Identify risks in legal or servicing processes and implement long-term solutions • Build scalable frameworks for repeatable, efficient asset management execution.