Invictus Capital Partners

• Review underwriting exceptions and documented compensating factors to ensure acceptability and address issues at the time of securitization • Monitor transaction timelines, loan documents, securitization documentation, platforms and parties involved to facilitate successful securitization of mortgage assets • Collaborate with third-party diligence providers, attorneys, banking partners, and internal teams to coordinate securitization activities • Ensure asset reviews and data from third party diligence firms are accurate and meet rating agency requirements for securitization • Conduct ongoing evaluation of the existing loan portfolio, including underwriting criteria and product parameters, to identify and resolve any securitization eligibility concerns • Contribute to the development and continuous improvement of internal procedures and documentation related to securitization and credit processes • Collaborate with the Operational team and perform additional duties as needed to support asset acquisition and as assigned by management.

• Review and analyze real estate appraisal for accuracy, completeness, reasonableness, and credibility. • Confirm appraisals comply with company policies, industry standards, and regulations. • Identify discrepancies, inconsistencies, or errors in appraisal reports and work with AMCs to resolve issues. • Perform quality control on appraisals by reviewing use of comparable properties and valuation methods. • Verify the appraisal provides an adequate description for property type, condition, location, externalities, and market trends. • Provide detailed documentation and feedback results of collateral review including potential risk issues, quality of appraisal, and justifications for approval or rejection. • Collaborate with review manager to resolve any discrepancies or quality issues identified in appraisal reports. • Complete audits of completed reports for compliance, AMC performance, or Internal procedures. • Maintain detailed records of all appraisals reviewed to document results and communications. • Stay current on industry regulations, market trends, and changes to guidelines.

• Develop and maintain relationships with banks, credit unions, and financial institutions within assigned territory. • Position Verus as a trusted wholesale lending partner for non-Agency and Jumbo loan solutions. • Build relationships with key stakeholders including retail lending leaders, mortgage departments, loan officers, and secondary marketing contacts. • Navigate institutional onboarding, approval, and partnership processes as needed. • Identify and pursue opportunities to establish new institutional referral and wholesale origination relationships. • Proactively source new business opportunities through networking, market analysis, industry events, and direct outreach. • Develop and maintain a strong pipeline of prospective institutional partners. • Drive production growth and market penetration within assigned territory. • Educate institutional partners on Verus’ products, underwriting philosophy, and dedicated support resources available to assist throughout the loan process. • Promote Verus' operational strengths, responsiveness, and partner support model to build confidence and long-term relationships. • Collaborate closely with underwriting, operations, account management, and internal sales teams to ensure smooth loan execution. • Partner with internal teams to ensure institutional relationships are supported effectively throughout the lending process. • Represent Verus at industry conferences, trade associations, and networking events.

• Receive, validate, and upload contact rosters from counterparties and internal stakeholders • Run all incoming contacts through email validation tools (e.g. NeverBounce) prior to upload, ensuring invalid or incomplete records are flagged and excluded • Ensure all contacts meet data quality standards — required fields include company name, company NMLS#, and assigned sales contact • Maintain and apply the company's CRM tagging taxonomy across channel, segment, status, rate sheet, distribution list, and event categories • Conduct regular audits of contact records to identify untagged, duplicate, or outdated entries and resolve them • Manage event tags in advance of conferences and industry events, and support post-event outreach segmentation • Coordinate contact reassignment when sales team members join or depart • Serve as a resource for the sales team — helping reps locate marketing materials, presentations, and resources within the company's content library • Pull targeted contact lists on request to support outreach, conference prep, and business development efforts • Support counterparty onboarding by coordinating the intake and processing of new contact lists • Maintain accuracy of distribution lists as contacts are added, updated, or removed • Monitor and enforce opt-out and unsubscribe compliance across platforms • Communicate contact upload confirmations and list updates to relevant stakeholders • Follow and maintain standard operating procedures for contact management and list uploads • Identify opportunities to improve or streamline existing workflows • Support the Marketing team on campaign execution tasks as needed

• Act as the primary contact of the conditions submission and clearing process / review, and as the liaison and coordinator between the TPO client and Underwriting. • Proactively managing all condition related follow-up to ensure they are collected from the TPO client and submitted to underwriting. • Communicate effectively with TPO clients and team members to resolve issues or address questions related to loan documentation / conditions. • Provide underwriting guidelines and condition subject matter expertise to the TPO client. • Meet service level agreements (SLAs) for collection and submission of loan conditions. • Manage file organization, upload documents to systems, and maintain accurate records.

• Foster and maintain strong relationships with existing non-Agency wholesale clients. • Be a point of contact for client inquiries, concerns, and support. • Identify and pursue opportunities to expand the client base in the non-Agency wholesale market. • Proactively engage with potential clients, presenting the benefits of our mortgage products. • Manage the end-to-end loan application process, collaborating with brokers and internal teams. • Ensure smooth and efficient transactions, resolving any issues that may arise during the loan process. • Stay updated on industry regulations, compliance requirements, and changes in the non-Agency mortgage space. • Ensure adherence to industry compliance standards. • Maintain state licensing approvals, where needed. • Effectively communicate with internal teams, including underwriters and loan processors, to streamline processes. • Collaborate with sales and marketing teams to contribute insights for refining strategies. • Conduct market analysis to identify trends and opportunities in the non-Agency wholesale sector. • Actively contribute to the overall success of the company by driving client satisfaction and maximizing business opportunities. • Stay adaptable to changing market conditions and proactively seek innovative approaches to enhance service delivery.

• Provide leadership and direction to a team of Asset Managers, setting clear expectations for portfolio ownership, decision-making, and execution quality. • Build, lead, and develop a high-performing asset management team through coaching, performance management, and succession planning. • Lead asset management strategy across servicing functions including Customer Engagement, Loss Mitigation, Foreclosure, Bankruptcy, REO, and Litigation. • Oversee third-party sub-servicers to ensure portfolio performance objectives are achieved, including delinquency reduction, loss minimization, and cash flow optimization. • Analyze portfolio trends and performance drivers; partner with sub-servicers to identify interventions that optimize outcomes and reduce risk. • Establish clear decision rights, escalation frameworks, and accountability models across asset management activities. • Oversee performance metrics, dashboards, and reporting to guide asset-level and portfolio-level decisions. • Apply analytical rigor and sound judgment to complex asset decisions, including scenario evaluation and trade-off analysis. • Continuously evaluate asset management and servicing processes to identify inefficiencies, risks, and improvement opportunities. • Implement scalable approaches that improve execution consistency, reduce volatility, and support long-term portfolio performance. • Identify servicing, operational, and compliance risks and implement durable solutions. • Maintain and govern delegation authority matrices and loss mitigation waterfalls to ensure consistency and compliance. • Partner closely with executive leadership to present portfolio insights, risks, and strategic recommendations. • Collaborate with Legal, Finance, Capital Markets, Servicing Operations, and other internal stakeholders to align asset management strategy with broader business objectives. • Translate complex data and portfolio dynamics into clear, actionable recommendations for senior leaders.

• Act as the primary contact of the conditions submission and clearing process / review, and as the liaison and coordinator between the TPO client and Underwriting. • Proactively managing all condition related follow-up to ensure they are collected from the TPO client and submitted to underwriting. • Communicate effectively with TPO clients and team members to resolve issues or address questions related to loan documentation / conditions. • Provide underwriting guidelines and condition subject matter expertise to the TPO client. • Meet service level agreements (SLAs) for collection and submission of loan conditions. • Manage file organization, upload documents to systems, and maintain accurate records.

• Fund wholesale origination loans in accordance with internal controls and funding timelines. • Support the correspondent funding process, ensuring accurate and timely execution. • Track and monitor origination escrows, ensuring proper calculation, disbursement, and reconciliation. • Process and confirm wires as requested, including validation of wire instructions and compliance with internal procedures. • Perform daily and monthly cash reconciliations and other supporting account reconciliations. • Monitor cash activity and ensure proper posting and movement of funds. • Provide backup support for core Finance and Accounting functions as needed. • Assist with ad hoc reporting, research, and special projects. • Identify opportunities to improve processes, controls, and operational efficiency. • Contribute to the success of the department with willingness to cross train and share in all department

• Serve as a part of the funding adjustment team, ensuring timely research, resolution, and documentation of all adjustments. • Manage and maintain the funding adjustment dashboard, including status updates, tracking, and reporting. • Monitor and respond to the Verus Funding Adjustment email inbox in a timely and professional manner. • Research and resolve post-funding adjustments, including pricing variances, fee discrepancies, curtailments, and other loan-level differences. • Communicate directly with Fund Administrators, DC Accounting Teams, Servicing, Lock Desk, and external Sellers to resolve outstanding items. • Monitor Post Funding cash accounts for incoming funds and prepare wire templates to transfer funds to appropriate accounts. • Prepare weekly wire templates for funding adjustment processing and confirm outgoing wire instructions. • Prepare and distribute funding adjustment statements to Sellers. • Identify and recommend process improvements to enhance efficiency and accuracy within funding and treasury workflows. • Cross-train and provide backup support across core Accounting & Finance functions as assigned. • Participate in special projects and departmental initiatives as needed.