
Form3
Remote Jobs
We design, build and run the technology that powers the future of payments.
30 Jobs
Senior Software Engineer – Go, AI Resilience, Security Enhancements
Form3We design, build and run the technology that powers the future of payments.
• Deliver key initiatives that strengthen the security and resilience of Form3's cloud-native payments platform • Design, build, and implement capabilities that enhance the security, trust, and resilience of our systems • Apply expertise across areas such as API security, cryptographic controls, AI governance, software supply chain security, and automated security tooling
Senior Software Engineer – Go, AI Resilience, Security Enhancements
Form3We design, build and run the technology that powers the future of payments.
• Engage in delivering key initiatives that strengthen the security and resilience of Form3's cloud-native payments platform • Design, build, and implement capabilities enhancing security, trust, and resilience of systems • Apply expertise across areas such as API security, cryptographic controls, AI governance, software supply chain security, and automated security tooling • Work alongside engineers, platform specialists, and security experts to deliver scalable, maintainable capabilities embedded into software development lifecycle
Senior Product Manager – US Payments
Form3We design, build and run the technology that powers the future of payments.
• Define and execute the product strategy and roadmap for your US payment products, delivering measurable customer and commercial outcomes. • Bring new payment capabilities to market, leading products from discovery through launch and ongoing optimisation. • Partner with Engineering and Business Analysis to deliver scalable, high-quality products that meet customer and market needs. • Build strong relationships with banks and financial institutions to uncover customer challenges and translate them into valuable product capabilities. • Enable commercial success by supporting customer engagements, go-to-market initiatives and strategic sales opportunities. • Shape product pricing, positioning and competitive differentiation to maximise market adoption. • Ensure products remain compliant, competitive and aligned with evolving payment scheme and regulatory requirements. • Work collaboratively across Product, Engineering and Commercial teams to deliver exceptional customer experiences and business growth.
Senior Software Engineer, Go
Form3We design, build and run the technology that powers the future of payments.
• Designing, building, and running cloud-native microservices in Go that are the backbone of our real-time payments platform • Building systems that are highly available, low-latency, and scalable, handling billions of payment requests with precision and resilience • Taking full ownership of services: from initial design and implementation to deployment and production support • Working with a mindset where cost-efficiency, observability, and operational excellence are core to how we build • Collaborating closely with other engineers in a flat, autonomous team structure, with a strong focus on code quality, simplicity, and continuous improvement • Working with modern tooling and technologies such as Golang, Kubernetes, CockroachDB and NATS JetStream in a highly automated DevOps environment
Senior Software Developer, Go – US Instant Payments
Form3We design, build and run the technology that powers the future of payments.
• Join Form3’s US engineering business line and contribute to the development of our US gateway products • Contribute to feature development, system design and testing • Manage and enhance our infrastructure • Support daily product operations, including participation in the on-call rotation • Play a crucial role in building mission-critical systems
Senior Cloud Security Engineer
Form3We design, build and run the technology that powers the future of payments.
Senior Cloud Security Engineer Location: Germany, Netherlands, Spain, Portugal & UK 100% Remote You’ll design, implement, and maintain defensive security controls that protect our high-availability, multi-cloud payment systems built on modern technologies. Your deep understanding of current threats, exploitation methods, and risk trade-offs will enable you to guide engineering teams on effective security features and ensure the right defensive measures are prioritised. WE’RE LOOKING FOR Essential - You live on the linux command line - Your current research and experience back up your opinionated views on security practices and tradeoffs, which you love to openly debate and willingly share - You’re sought after for your security engineering expertise, having built multiple security controls that are actively proven in large production estates - Your security expertise extends to at least one public cloud, including essential security features and long-term security hardening practices - You have a good grounding in Kubernetes security and have ideally developed complex, heavily customised multi-cluser environments - You appreciate building systems with good engineering practices and may have a background in software engineering at scale - You’re open to being a part of our on-call rota, ready to respond if we have a severe, platform-impacting security tooling failure or need second-line security incident response assistance Desirable - You have an interest in offensive security, potentially including participation in CTFs and past experience as a red team operator or pen tester - You’ve developed security configurations in multiple public and private clouds - You’re a confident presenter and have accelerated appreciation of security across engineering teams - You regularly support building and analysis of threat models using a well defined process - You have experience securing data centers and networking devices - You’re terrified by supply chain and CI/CD security, but have good patterns for reducing the risks - Your engineering experiences matches Form3’s tech stack – including Golang and Terraform TECH STACK ⚙️ - AWS, GCP, Azure and private Data Centers - Kubernetes, Helm, Flux - Distributed systems, mostly Golang based with CockroachDB and NATS - SIEM/SOAR, EDR, CNAPP, and a suite of open source tools with custom integrations THE TEAM You will join a team of defensive security engineers directly maintaining and expanding security controls as well as advising the wider platform and application engineers within our R&D team. We report into the CISO and work alongside the other functional pillars of InfoSec. HIRING LOCATIONS We are a remote-first organisation and are able to accept applications from the following countries; Germany, Netherlands, Spain, Portugal & UK
Product Owner - US Payments Location 100% Remote (US/Canada*) This is an exciting opportunity for a Business Analyst or Product Owner to join the US Product team within Form3. This role will act as a product expert for both internal teams and external stakeholders, driving continuous improvement and providing clarity on Form3’s full US Payments product suite. With previous experience working within US Payments, you will be supporting the wider team to make informed decisions, making a meaningful impact on the build and delivery of Form3’s Payments products across the US. Key Responsibilities - Collaborate effectively across the FedNow, RTP and ACH product lines, working closely with Senior Business Analysts and Product Managers to support the end-to-end delivery of payments solutions. - Partner with the wider business to initiate and support the build of future products, such as Form3’s Zelle gateway. - Partner with cross-functional Engineering teams across the US to translate product vision into actionable requirements. - Become a Subject Matter Expert on Form3’s full US payments product suite, offering guidance and clarity to both internal teams and external stakeholders. - Analyse the impact of product changes and enhancements quickly and effectively, shaping and documenting requirements to support continuous improvement. - Take full ownership of certain tasks within the team, such as writing user stories, defining acceptance criteria, creating functional features and non-functional specifications, and analysing data. - Develop a high-level understanding of the overall US product line and underlying platform architecture to further inform decision-making and prioritisation. WE ARE LOOKING FOR Essential Form3’s Product team is a central function within the business, so we are looking for an ambitious and versatile Business Analyst / Product Owner who can act autonomously, whilst also working well as a key player within a wider team. - 2 years’ experience in a Business Analyst or Product Owner role. - Previous experience working on US Payments products (e.g. FedNow; RTP; ACH), with in-depth knowledge of how these schemes work. - Proven ability in writing user stories, defining acceptance criteria, and creating functional features and non-functional specifications. - Technical experience working with API and cloud-based product offerings. - Hands-on experience with data analysis and presenting insights to a wide range of internal and external stakeholders. - Sound understanding of the full product development lifecycle. - Excellent stakeholder management and communication skills, with the ability to collaborate effectively across multiple internal teams, particularly within Engineering. - Ability to operate effectively in a fast-paced, high-growth environment. Desirable - Previous experience working on Zelle products, with demonstrated understanding of how Zelle differs to other US payment schemes. - Experience within an external-facing role, in which partnering with customers / clients has been a core responsibility. THE TEAM Form3’s Product Team are the backbone of our ground-breaking services, holding responsibility for creating and developing real-time, cutting-edge payments technology products for our full scope of financial services customers. Within Form3, Business Analysts / Product Owners do not just document requirements; they are central to innovation, trusted with product ownership tasks and surrounded by a high-calibre team of experts. This role sits within the US Product team, where the key focus is to build and run best-in-class payments services. It is a fast-paced, collaborative team who are proud of Form3's product offerings. HIRING LOCATIONS For this role, we are currently able to accept applications from Canada (Ontario) and these US States: Connecticut, New York, New Jersey, North Carolina and Florida.
Senior Cloud Security Engineer - Kubernetes
Form3We design, build and run the technology that powers the future of payments.
Senior Cloud Security Engineer (Kubernetes) Location 100% Remote (UK/EU*) You will build and run defensive security controls for highly-available multi-cloud payment systems running the latest technology. You understand current threats, exploitation paths and risk tradeoffs in order to advise engineering teams on beneficial security features as well as prioritise management of defensive controls. WE’RE LOOKING FOR Essential - You live on the linux command line - Your current research and experience back up your opinionated views on security practices and tradeoffs, which you love to openly debate and willingly share - You’re sought after for your Kubernetes security expertise and have developed complex heavily customised multi-cluser environments - Your security expertise extends to at least one public cloud, including essential security features and long-term security hardening practices - You appreciate building systems with good engineering practices and may have a background in software engineering at scale - You’re open to being a part of our on-call rota, ready to respond if we have a severe, platform-impacting security tooling failure or need second-line security incident response assistance Desirable - You have an interest in offensive security, potentially including participation in CTFs and past experience as a red team operator or pen tester - You’ve developed security configurations in multiple public and private clouds - You’re a confident presenter and have accelerated appreciation of security across engineering teams - You regularly support building and analysis of threat models using a well defined process - You have experience securing data centers and networking devices - You’re terrified by supply chain and CI/CD security, but have good patterns for reducing the risks - Your engineering experiences matches Form3’s tech stack – including Golang and Terraform TECH STACK - AWS, GCP, Azure and private Data Centers - Kubernetes, Helm, Flux - Distributed systems, mostly Golang based with CockroachDB and NATS - SIEM/SOAR, EDR, CNAPP, and a suite of open source tools with custom integrations THE TEAM You will join a team of defensive security engineers directly maintaining and expanding security controls as well as advising the wider platform and application engineers within our R&D team. We report into the CISO and work alongside the other functional pillars of InfoSec. We are a remote-first organisation and are able to accept applications from the following countries; Germany, Netherlands, Spain, Portugal & UK
Head of Financial Planning and Analysis
Form3We design, build and run the technology that powers the future of payments.
Head of Financial Planning and Analysis (FP&A) Location 100% Remote (UK) This is an exciting opportunity for a highly skilled Head of Financial Planning & Analysis (FP&A) to join the Finance team within Form3. This role will act as a key financial partner to all units across the business, influencing and challenging senior stakeholders to improve performance, optimise cost structures and strengthen unit economics. With previous experience leading a team of FP&A experts, you will hold responsibility for driving forecasting accuracy, commercial understanding and long-term value creation through rigorous analysis, scenario modelling and forward-looking insights. Key Responsibilities - Lead, develop and mentor a team of Finance Business Partners, creating a high-performance culture grounded in accountability, collaboration and continuous improvement. - Design, implement and embed a scalable Finance Business Partnering model, ensuring clear alignment with business units and consistent delivery of commercial insights. - Take ownership of all cycles of financial forecasting, including budgeting, long-range planning, re-forecasting and monthly performance review. - Present financial insights and recommendations to the Executive team and the Board, translating complex analyses into clear, actionable narratives. - Contribute to key fundraising activities through the preparation of investor materials and engagement with stakeholders. - Partner closely with Product, Technology, Operations and Commercial teams to support strategic initiatives, pricing, investment cases and go-to-market decisions. - Lead on the development of dashboards, KPIs and reporting frameworks that enhance transparency, and track financial and operational performance. - Drive continuous refinement of forecasting models, financial tools and planning processes, introducing best practice FP&A methodologies. - Ensure that the FP&A team operates with strong governance and consistent standards within a robust control environment. WE’RE LOOKING FOR Essential Form3’s Finance team is a critical function within the business, so we are looking for a Head of Financial Planning & Analysis (FP&A) who has a strategic mindset combined with hands-on capability, with the aptitude to move between big-picture thinking and detailed analysis. - Extensive FP&A Leadership experience, ideally within a high-growth, technology-led or financial services environment. - Experience within a start-up / scale-up environment, ideally within a SaaS company. - Demonstrated success in building and managing Finance Business Partnering teams, with strong coaching capability and a commitment to developing talent. - Proven experience in corporate finance, with the ability to support investor engagement and deliver high-quality financial materials. - The ability to influence and challenge senior stakeholders, with a collaborative approach and strong commercial acumen. - Deep expertise in financial modelling, forecasting, budgeting and scenario analysis. - Experience implementing planning systems, reporting tools and performance management frameworks. - Strong communication skills, with the ability to distil complex financial concepts into impactful and persuasive insights. Desirable - An Accountancy qualification (CIMA; ACA; ACCA), with a strong foundation of technical knowledge. HIRING LOCATIONS For this role, we are currently only able to accept applications from within the United Kingdom.
Senior Software Engineer - Batch Processing
Form3We design, build and run the technology that powers the future of payments.
Senior Software Engineer (Go) - Batch Processing Location: Germany, Netherlands, Spain, Portugal & UK 100% Remote THE ROLE The role consists of working in a team that owns critical batch payment processing capabilities and is focused on maintaining high levels of reliability, resilience, and production stability. Looking ahead the team have an exciting pipeline. We’re onboarding several new customers while continuing to improve our automation and onboarding processes. A key milestone for us is delivering our largest customer to date in the UK. This will increase the volume and criticality of the payments we process and supporting services. We’ll also be working on observability, and SLOs, SLIs across our services and improving our testing posture, working on our product offering, and enhancing our DR testing across multi-cloud components. We have a responsibility to ensure our services are reliable and resilient opening the door to new initiatives as needed. You can look forward to plenty of interesting challenges to work on. WHAT YOU’LL BE DOING - Designing, building, and running cloud-native microservices in Go that are the backbone of our real-time payments platform - Building systems that are highly available, low-latency, and scalable, handling billions of payment requests with precision and resilience - Taking full ownership of services: from initial design and implementation to deployment and production support - Working with a mindset where cost-efficiency, observability, and operational excellence are core to how we build - Collaborating closely with other engineers in a flat, autonomous team structure, with a strong focus on code quality, simplicity, and continuous improvement - Working with modern tooling and technologies such as Golang, Kubernetes, CockroachDB and NATS JetStream in a highly automated DevOps environment WE’RE LOOKING FOR If you’re passionate about engineering, and you enjoy a mixture of new build, performance, testing and SRE work then you’ll fit right in. All services are in Go apart from one of our reporting services so a bit of Java experience is a plus. The same goes for infrastructure as code and kubernetes experience . We have supporting platform teams but work within a devops culture. If you make it, you ship it. - Deep understanding of designing and building distributed systems - Enjoys working on complex challenges within critical software where high performance and robustness are essential - Familiarity with cloud and containerisation technologies, test automation tools and CI/CD pipelines - Interest in owning projects end-to-end and supporting them as they go live in production - Appreciation of clean code and software engineering best-practice - Experience with Go, along with a “right tool for the job” mentality - Great communication skills who enjoy sharing knowledge and collaborating with others TECH STACK Here are a few of the tools and methodologies we utilise: - Infrastructure: AWS, GCP, Azure, Kubernetes - Platform: CockroachDB, NATS JetStream, Elasticsearch, Vault, Cilium - Tools: Terraform, Flux, GitHub, Prometheus, Pact.io, Tilt - Code: Go (and a little Java), containerised microservices, CQRS, open source - Ways of working: TDD/BDD, Pair Programming, 100% remote, SecDevOps THE TEAM As a small, focused team we value ownership, collaboration and continuous improvement. We start our week with our Headliners session, where we discuss our focus for the week ahead. This is followed by an optional coffee catch up each day to connect as a team / share any important team updates. We try to pair programme where we can, and will expect the candidate to be comfortable working in this way. We operate on a shared on-call rota, with a weekly shift covering both day and night, plus a separate weekend rotation which is offset from the weekday on-call. You would be expected to take part in this rotation once onboarded. INTERVIEW PROCESS Stage 1: Screening call with Talent Team Stage 2: Take home test Stage 3: Technical interview Stage 4: Team interview We always aim to stick to the above process, however there may be occasions when an additional interview stage is needed for us to be sure we find the best fit for the role! HIRING LOCATIONS We can accept applications from the following countries; Germany, Netherlands, Spain, Portugal & UK ABOUT FORM3 Revolutionising the world of payments with our cutting-edge technology and innovative solutions. For more information about Form3, check out the following pages: What we do | Life at Form3 | Benefits | Payments Cannot Fail Series |Tech Podcast OUR DEI&B COMMITMENT We hire talented people from a variety of backgrounds and experiences and are committed to a work environment based on diversity, open-mindedness and curiosity. We’re united by our company values (we even created them together!) and we celebrate our unique differences. Our employee lifecycle processes are designed to embrace equal opportunity and prevent discrimination against our people regardless of personal characteristics. It is our strong belief that the more inclusive and belonging we are as a business, the better our work will be. As an inclusive employer, we guarantee to interview all neurodiverse and physically disabled applicants who meet the minimum criteria for this role. We also encourage candidates to notify us of any reasonable adjustments that may be required during the recruitment process. This includes providing job adverts in alternative, accessible formats or adjustments required at interview stage. If you consider yourself to be neurodiverse or physically disabled under the UN definition of disability and would like to be considered under this scheme and/or require any reasonable adjustments please let us know by sending an email to careers@form3.tech clearly stating your consent for us to process this data. For more information, please refer to our Recruitment Data Policy.
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