Bank Five Nine

Role Description Join Our Team as a Remote Mortgage Underwriter! Are you an experienced mortgage underwriter looking for a remote opportunity with a community bank dedicated to making lives better? If so, we’d love to hear from you! - Underwriting Excellence: Review and underwrite loan applications to ensure they meet bank, FHA/VA, and secondary market standards. - Team Collaboration: Communicate effectively with processors, lenders, and other internal and external customers. - Documentation Review: Analyze loan documentation for adherence to investor requirements and track missing documentation. - Technical Expertise: Provide guidance to internal and external customers on loan-related queries. - Compliance: Ensure all activities comply with state and federal laws, regulations, and Bank lending policies. Hours of Work: - Full-time, exempt position - Weekly hours may vary to ensure department coverage Qualifications - Must-Have: - Bachelor’s Degree or equivalent experience - At least 2 years of experience as a mortgage underwriter or certified processor - Proficiency in Microsoft Word and Excel - Thorough understanding of the Secondary Market, products, and delivery - Nice to Have: - FHA Certification (strongly preferred) - VA SAR / LAPP Designation (strongly preferred) - Proficiency in desktop underwriter - Thorough understanding of Fannie Mae and Freddie Mac guidelines - Level of position is determined by experience and valid licensing/certifications Our Commitment to Diversity We are an equal opportunity employer and ensure all qualified applicants receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.