ARMADA ANALYTICS LLC

Role Description The Underwriting Analyst plays an important role within the Underwriting Department. Underwriting Analysts collaborate with Underwriters and other staff to deliver mortgage recommendations to lenders in a fast-paced, deadline-driven environment. Job functions include, but are not limited to: - Management analysis - Market research - Property condition analysis - Valuation and financial analysis - On-site property inspections Duties and Responsibilities: - Perform comprehensive analysis and interpretation of multifamily real estate transactions in partnership with the team, ensuring adherence to lender guidelines. - Demonstrate ownership of your work, take on challenges and practice patience when learning new processes. - Reviews, tracks and maintains organization of due diligence for transactions. - Gathers site, neighborhood, and city data including demographics, sales and rent comparable(s), absorption surveys and occupancy studies. - Prepare property condition analysis and identify property level risks using engineering reports. - Analyze, review, and spread leases, rent rolls, operating statements, and collections of commercial real estate properties. - Crosstrain across the Company’s various products to cultivate ability to underwrite a variety of deal types. Qualifications - Bachelor’s degree required; business, communications, or analytical-related field of study preferred. - Proficiency in Microsoft Office including Outlook, Word, PowerPoint, and Excel. - Organized and detail oriented. - Excellent organizational, communication (written and verbal) and presentation skills. - Problem-solving skills to reflect level of responsibilities. - Self-motivated and solutions-oriented approach. Requirements - Experience in commercial real estate is strongly preferred. - 2+ years of professional experience with experience in underwriting/financial analytical capacity preferred. Benefits - Ability to interface with all levels of management. - Excellent written and verbal communication skills. - Passionate about culture; understands the significance of a company’s culture and its power to drive success. - Self-starter and ability to work well individually and as part of a team. - Ability to work across disciplines to generate new processes and/or resolve issues. - Strong work ethic and willingness to work extended hours when necessary. - Strong attention to detail, organizational skills, and the ability to set and meet deadlines in a fast-paced environment. - Excellent time management skills with the ability to meet deadlines and handle short timeframes. - Proven ability to successfully prioritize multiple tasks and allocate resources to meet goals. - Creative thinker with sound judgment. - Proven ability to take initiative, think on your feet, and make thoughtful decisions. - Highly effective project management and time management skills. Working Conditions - This position is in an office or remote environment, and travel is required. Physical Requirements - Ability to remain in a stationary position (e.g., sitting or standing) for extended periods. - Frequent use of hands and fingers for typing, writing, and handling office equipment. - Ability to communicate clearly in person and via electronic means. - Occasional lifting or moving of items up to 10–20 pounds (e.g., office supplies). - Visual ability to read documents, screens, and reports. - Ability to navigate office environment, including walking short distances. EEO Statement We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status. All employment decisions are based on qualifications, merit, and business needs.

Role Description The Underwriter plays an integral part in the success of the Underwriting Department. The Underwriter is responsible for ensuring that high quality service is delivered to clients in the process of completing transactions across agency, balance sheet, and/or CMBS executions. Underwriters are responsible for the completion and presentation of credit risk analyses of properties, markets, borrowers, and loans. In addition to performing your responsibilities autonomously, the Underwriter plays a leadership role across deal teams by guiding and shaping less experienced associates. - Analyze, interpret, and underwrite multifamily real estate transactions in compliance with respective agency guidelines. - Analyze and review borrower credit information and structure, third party reports, property financials and physical information to determine deal viability. - Cross-train across the Company’s various products to cultivate ability to underwrite a variety of deal types. - Accountable for ensuring actions and behavior drives a positive customer experience. Qualifications - Bachelor’s degree required; business, communications, or analytical-related field of study preferred. - Proficiency in Microsoft Office including Outlook, Word, PowerPoint, and Excel. - Experience with multifamily housing products. Requirements - 3+ years’ experience in underwriting/financial analytical capacity; experience in commercial real estate strongly preferred. - Demonstrated knowledge of and experience in underwriting, including a strong working knowledge of the key players in the industry. - Ability to identify and underwrite key credit and sponsor-related risks. - Ability to evaluate alternative risks carefully when structuring a transaction. - Demonstrated knowledge of property operations. - Experience in Affordable, Seniors, or FHA transaction types a plus but not required. Critical Competencies - Ability to interface with all levels of management. - Excellent written and verbal communication skills. - Passionate about culture; understands the significance of a company’s culture and its power to drive success. - Ability to work across disciplines to generate new processes and/or resolve issues. - Proficient with Microsoft Office Suite or similar software. - Strong attention to detail, organizational skills, and the ability to set and meet deadlines in a fast-paced environment. - Proven ability to successfully prioritize multiple tasks and allocate resources to meet goals. - Creative thinker with sound judgment. - Proven ability to take initiative, think on your feet, and make thoughtful decisions. - Highly effective project management and time management skills. - Ability to show ownership of your work, take on challenges, and demonstrate patience when learning new processes. Working Conditions - This position is in an office or remote environment, and occasional travel is required. Physical Requirements - Ability to remain in a stationary position (e.g., sitting or standing) for extended periods. - Frequent use of hands and fingers for typing, writing, and handling office equipment. - Ability to communicate clearly in person and via electronic means. - Occasional lifting or moving of items up to 10–20 pounds (e.g., office supplies). - Visual ability to read documents, screens, and reports. - Ability to navigate office environment, including walking short distances. EEO Statement We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status. All employment decisions are based on qualifications, merit, and business needs.