Role Description
Are you a detail-obsessed mortgage professional who thrives on accuracy, communication, and getting things done right the first time? Join our client’s team as a Mortgage Loan Closer and take ownership of the final and most critical stage of the loan process—ensuring every closing is executed flawlessly and on time.
Please note: This is a remote/work from home position.
Key Responsibilities
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Serve as the primary point of contact between clients and settlement agents throughout the closing process.
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Review, validate, and input loan data into mortgage origination systems to generate closing documents.
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Prepare and review final closing packages and Closing Disclosures (CDs) for accuracy and compliance.
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Verify disbursement of funds, completion of signatures, and integrity of the final loan package.
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Release and track closing documents to settlement agents.
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Collaborate with title companies to review, balance, correct, and approve CDs across a wide range of loan types: BOND, VA, FHA, ARM, TXHE, TX A6, 50(f)(2) Conventional, USDA, and Texas Cash Outs.
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Approve CDs and authorize loan funding.
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Review closing conditions and documentation; clear conditions once satisfied.
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Ensure pre-closing documents (contracts, hazard insurance, etc.) meet all required guidelines.
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Provide closing-related support to branches and assist with other closers’ pipelines as needed.
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Assist with post-closing issue resolution.
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Conduct all work professionally and ethically to serve customers and uphold the company’s reputation.
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Willingness to work overtime and occasional weekends as needed.
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Perform other duties or special projects as assigned.
Qualifications
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Minimum 3 years of mortgage closing experience in a retail mortgage environment.
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Wholesale mortgage closing experience is required or, at minimum, considered a major advantage.
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Associate degree or equivalent work experience in mortgage closing.
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Proficiency in Encompass, Microsoft Office Suite (Word, Excel, Outlook), and familiarity with Fannie Mae Uniform Closing Dataset and Freddie Mac Loan Closing Advisor.
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Strong working knowledge of Fannie Mae, Freddie Mac, and government lending guidelines.
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Excellent written, verbal, and organizational skills.
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Ability to multitask and prioritize effectively in a fast-paced, deadline-driven environment.
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High level of accuracy, attention to detail, and commitment to customer service.
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Professional demeanor and effective communication skills with internal teams and external partners.
Benefits
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A competitive benefits package including paid time off, medical, dental, and vision insurance, a 401(k) plan, and more.
