Life Underwriter Remote Jobs in Michigan (US)
This page tracks remote life underwriter openings that are location-eligible for Michigan.
This page tracks remote life underwriter openings that are location-eligible for Michigan.
Open jobs
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Hiring companies this week
3
Salary sample
$23 - $23
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4 Jobs
4 Companies
Here to Guide You Home | An Equal Housing Lender | Company NMLS ID #643114
Role Description Atlantic Coast Mortgage is seeking a Construction Lending Underwriter to join our growing construction lending team. This role plays a key part in supporting the review, analysis, and processing of bridge and construction loan transactions. The ideal candidate will have a solid foundation in residential mortgage underwriting, strong communication skills, exceptional attention to detail, and prior firsthand experience with construction lending products. This is an excellent opportunity for an underwriting professional looking to expand their expertise while working closely with loan officers, builders, and internal teams. - Function as the subject matter expert for ACM’s bridge and construction loan products, including answering scenario questions and providing guidance on loan structure and guideline requirements. - Review loan applications to ensure they are structured to meet applicable guidelines and submit exception requests to Executive Management for loans that fall outside of established requirements. - Research and respond to guideline inquiries, providing accurate and timely underwriting support. - Review and analyze complex income documentation, including personal and business tax returns, and perform calculations for qualifying income. - Communicate with loan officers throughout the review process regarding outstanding needs, loan eligibility, structuring, and guideline interpretation. - Perform due diligence reviews on builders; review and clear construction-related underwriting conditions prior to closing and contact builders directly to obtain required conditions as needed. - Review figures on construction loans prior to disclosure and prior to closing. - Prepare construction files for loan modification to perm once construction is complete. Qualifications - Minimum of 2 years of mortgage underwriting or junior underwriting experience. - Working knowledge of residential mortgage underwriting guidelines, documentation standards, and risk principles. - Experience working with Encompass, Fannie Mae Desktop Underwriter, and Freddie Mac Loan Product Advisor. - Strong verbal and written communication skills with the ability to interact professionally with loan officers, borrowers, builders, and internal teams. - Exceptional attention to detail and strong organizational skills. - Ability to manage multiple priorities and meet deadlines in a fast-paced environment. - Construction and bridge lending product experience is preferred. - Knowledge of applicable federal and state mortgage lending regulations. - Experience reviewing income, assets, credit, and collateral documentation. - Demonstrated ability to quickly learn new products, systems, and guidelines. Company Description ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.
Headquartered in Lansing, Michigan, Auto-Owners Insurance Group was founded in 1916 and is now one of the largest insurers in the United States, providing over
Title: Underwriter - Surety Bond Underwriting locations Lansing, MI time type Full time job requisition id R_13861 Job Description: A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs. Job Description We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team. Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to: - Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions - Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use - Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment - Analyze loss experience, financial conditions and physical characteristics of risks - Acquires a working knowledge of supporting sections of the underwriting department - Effectively communicate with independent agents and other associates through verbal and/or written means - Participate in and successfully complete the Company underwriter training program Desired Skills & Experience - Bachelor’s degree or direct equivalent experience with property/casualty underwriting - Ability to organize data, multi-task and make decisions independently - Above average communication skills (written and verbal) - Ability to write reports and compose correspondence - Ability to resolve complex issues - Continually develop product knowledge through participation in approved educational programs Benefits Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you! Equal Employment Opportunity Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law. *Please note that the ability to work in the U.S. without current or future sponsorship is a requirement. #LI-BK1 #LI-Hybrid
Carrington Mortgage Services (CMS) describes itself as a fully integrated mortgage company helping customers across their homeownership journey with a range of
Title: Loss Mitigation, Underwriter l Location: United States Job Description: Come join our amazing team and work remote from home! The Loss Mitigation Underwriter l will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $23.00 - $26.00 per hour. What you’ll do: - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines. - Conduct Verification of Income (VOI). - Calculate customer’s front and back-end debt to income ratio. - Verify occupancy, hardship and income. - Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options). - If applicable, identify the type(s) and amounts of liquid assets the borrower holds. - Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.). - Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines. - Document final decision and update system of record. What you’ll need: - High school diploma or equivalent required. - 1 to 2 years of underwriting loss mitigation experience required Our Company: Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com. What We Offer: - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!). - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. #Carrington #LI-GV1 Job Info - Job Identification4104 - Job CategoryLoss Mitigation - Degree LevelHigh School Graduate - Job ScheduleFull time - Locations 500 N State College Blvd, Orange, CA, 92868, US(Remote)
• Reviews for acceptance or denial, assigned life applications with face amounts up to $1,000,000 fully underwritten • Determines and assures that appropriate information necessary to fulfill underwriting requirements has been requested such as; re-examinations, special exams, medical reports, database research, investigations and laboratory studies • Strong production life underwriting experience • Comfort with complex casework • Ability to review and interpret medical records/APSs • Strong technical underwriting knowledge and judgment • Experience working directly with agents and applicants • Efficient but thoughtful evidence gathering (not ordering unnecessary requirements) • Interprets MIB codes, and prepares data and reports to the Medical Information Bureau, which involves knowledge of MIB code meanings and procedures. • Provide support for contract change and reinstatement underwriting that may be required. • Prepares presentations for underwriters or sales agents that assist with training and development.
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