• underwrites credit package and makes loan decisions for residential and consumer lending applications • reviews and analyzes real estate appraisals • maintains knowledge of Raymond James Bank loan programs • interacts with clients and financial advisors

Role Description To respond to growing client interest in customized debt and equity investment funds, Avivar is creating Avivar Capital Fund Management, LLC (AFM). AFM will have two groups: Debt Capital Solutions and Equity Capital Solutions. The Manager of Loan Underwriting plays a critical role in advancing Avivar's mission by overseeing all credit underwriting activities specifically within the Debt Capital Solutions (DCS) function. - Ensure the underwriting team meets annual lending and investment goals while responding to community needs in a rigorous, efficient, and impact-focused manner. - Foster team cohesion and capacity, promote a client-centered approach to lending and investment activities, and work collaboratively across departments to strengthen internal processes. - Contribute to the development of new products and strategies aligned with community priorities. - Maintain strong attention to detail, particularly with respect to complex federal and state regulations, credit agreements, notes, guarantees, and collateral documentation. - Comprehensive knowledge of inclusive and sustainable community development-focused commercial lending and portfolio management is required, including origination, processing, closing, and asset management. Qualifications - Bachelor's Degree required (Finance, Business, Economics, Engineering or related field). MBA is strongly preferred. - Minimum of 5-7 years of experience working on complex real estate lending and underwriting (including affordable housing), deal structuring, and risk mitigation. - Demonstrated experience leading staff and managing a department or program. - Familiarity and experience with community real estate financing programs like New Market Tax Credits (NMTCs), Low Income Housing Tax Credits (LIHTCs), Historic Tax Credits (HTC), and Program Related Investments (PRIs). - Experience and/or strong interest in CDFIs, impact investing, and community and economic development. - Proven ability to cultivate and maintain diverse relationships; experience with lenders, investors, philanthropic organizations, and government agencies is a plus. - Exceptional written and oral communication skills. - Exceptional client management and client service skills. - Expertise or lived experience in issues of racial and economic equity and the intersection of social justice with community economic development strongly preferred. - Experience living, working, or organizing in the communities served by Avivar. - Advanced Microsoft Excel skills and high proficiency with PowerPoint, Word, Outlook, and SharePoint. - Exceptional project management skills, including the ability to create work plans and oversee junior staff in carrying out tasks. - Ability to think and work independently in a fast-paced, team-based environment with minimal supervision. - Ability to take initiative and work proactively. - Exceptional team player with a positive attitude and ability to collaborate effectively. - Excellent problem-solving and analytic abilities. Requirements - Will manage at least one direct report. - This position is full-time, exempt. - Reports directly to the Managing Director, Debt Capital Solutions. - Base salary range for this position is set at $105,000-$129,000 annually, commensurate with experience and qualifications. - Willingness to travel, on average, one week per month, which may be more concentrated in certain seasons. Benefits - Competitive benefits package including health, retirement, and paid time-off. Work Environment - Avivar is currently a virtual operation with frequent online meetings and remote offices. - The full team aims to gather in-person once per year, with project teams gathering periodically at client meetings and industry conferences. Physical Demands - Remaining in a seated position for extended periods of time. - Entering text or data into a computer or other machine by means of a traditional keyboard. - Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this role. Affirmative Action Plan / Equal Employment Opportunity (AAP/EEO) Statement Avivar Capital is deeply committed to building the field of impact investing by cultivating a diverse and inclusive next generation of impact investing professionals that represent the communities we serve. We believe that diversity and inclusion among our teammates is critical to our success as a company, and we seek to recruit, develop, and retain the most talented people from a diverse candidate pool.

Role Description In this role, you will be responsible for driving profitable business from an assigned group of brokers and partnering closely with our Sales organization. You will underwrite and manage products across Coalition’s portfolio, including the enterprise segment, while serving as a trusted partner to brokers and customers. Along the way, you will help clients better understand how to protect their businesses, bringing together underwriting expertise, business acumen and a relationship-first approach. This is a fully remote position that can be based anywhere in the Northeast. Ideal locations are New York City, Boston, or Philadelphia. Responsibilities - Underwrite new and renewal accounts within authority, including the enterprise segment (accounts with ~$1B+ in revenue), while maintaining alignment to underwriting guidelines, risk appetite, and carrier requirements. - Own senior and specialty broker relationships and play a visible role in client-facing activity for larger and more complex accounts. - Maintain disciplined underwriting files, documentation, and internal tool usage in line with Coalition’s workflows and governance standards. - Lead more granular discussions on coverage, manuscript endorsement requests, alternate forms, and other non-standard structures typical of larger-market underwriting. - Bring deeper technical underwriting judgment to more complex organizations, including risks involving larger networks, subsidiaries, and differentiated operating-company exposures. - Mentor and coach other underwriters, including support on files, broker communication, and deal strategy. - Partner with Sales, Product, Claims, CPU, and Coalition’s security team to improve underwriting decisions, market execution, and client outcomes. - Help shape local or regional underwriting practices, escalation standards, and process improvements for more sophisticated business. - Regular travel required for broker management, client meetings, education, and market-facing activity. Qualifications - 5+ years of underwriting experience, including at least several years handling high-complex cyber and Technology E&O risks for large enterprise business (~$1B+ revenue); additional experience in underwriting miscellaneous professional liability is a plus. - Ability to analyze complex cyber and technology risks and understand their implications for underwriting, pricing, structure, and profitability. - Ability to combine underwriting expertise with broker and client needs to craft solutions and explain rationale clearly and confidently. - Strong presentation presence, negotiation skills, and comfort handling executive-facing broker and client conversations. - Meaningful experience mentoring others and contributing to underwriting standards, governance, or training. Requirements - Regular travel required for broker management, client meetings, education, and market-facing activity. Benefits - 100% medical, dental and vision coverage - Flexible PTO policy - Annual home office stipend and WeWork access - Mental & physical health wellness programs (One Medical, Headspace, Wellhub, and more)! - Competitive compensation and opportunity for advancement

Role Description CMG Home Loans is hiring a Non-QM Underwriter (Team Lead) that has strong Non-QM and Jumbo underwriting experience. They are responsible for the execution of underwriting based on company policy and standards. The Team Lead ensures sound decisions to protect the financial and operational interests of the company and helps train underwriters. Hiring a candidate in the Pacific or Mountain time zones to cover the West Coast. - Underwrite complex Non-QM loan files in accordance with multiple investor guidelines. - Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products. - Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility. - Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms. - Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities. - Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements. - Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression. - Support training and knowledge-sharing initiatives for other mortgage operations team members as needed. - Assist with ad hoc reporting and special projects. - Perform other duties as assigned. Qualifications - Minimum of five (5) years of manual mortgage underwriting experience. - Recent Non-QM underwriting experience within the last 12–24 months is required. - Experience underwriting Jumbo and Portfolio loan products preferred. - Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP). - Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions. - Intermediate proficiency with Microsoft Word, Excel, and Outlook. - Ability to thrive in a fast-paced, high-volume environment. - Strong communication, interpersonal, analytical, and organizational skills. - High level of integrity, professionalism, and confidentiality. - Self-motivated, dependable, and able to manage priorities while meeting established deadlines. - Strong critical thinking, problem-solving, and decision-making abilities. Requirements - Direct Reports: NA Benefits - This position may also be eligible for incentive compensation and a comprehensive benefits package. Company Description This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required. The compensation range for this position will be provided upon request. Actual compensation will be determined based on a variety of factors, including the candidate's qualifications, relevant mortgage industry experience, skills, education, certifications, geographic location (where applicable), market conditions, and internal equity.