Skupina společností WFG sahá až do roku 1992. Od té doby se zabýváme činnostmi od lesnictví až po rezidenční projekty.
Title Examiner
Location
United States
Posted
8 days ago
Salary
0
Seniority
Senior
Job Description
Title Examiner
WFG
• The Title Examiner plays a key role in the process of insuring property by searching public records and examining titles to determine legal condition of property titles. • Produce a preliminary title report, commitment, foreclosure report or non-policy information report showing all appropriate liens, encumbrances and how title is vested. • Search computerized and manual title records on real estate and property records; determine instruments filed in public records affecting land. • Examine title products such as deeds, deeds of trust, liens, easements, mortgages, restrictions, property taxes and all pertinent documents in chain of title to determine ownership, encumbrances, and to verify legal descriptions of property for accuracy, completeness, and how it affects the title. • Prepare final product utilizing internal programs. Solid examination knowledge and experience by supporting residential title transactions. • Convey title requirements and exceptions to processing and closing departments.
Job Requirements
- Previous experience examining title and writing title reports.
- Fundamental knowledge of state real estate laws and title practices concerning probates, bankruptcies, divorces, judgments and other related matters.
- Proficient PC skills such as typing and navigating various software applications such as MS Word, Excel, Outlook and Adobe Acrobat.
- Experience working with title production software, i.e. RamQuest, ResWare, Data Trace, etc. preferred.
- Possess a high level of knowledge of the various state Department of Insurance Title Rates, Rules and Regulations including policies, endorsements, premiums and fees.
- The ability to work and communicate well with others.
- Ability to run out metes and bounds legal descriptions.
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Title Examiner
WFGSkupina společností WFG sahá až do roku 1992. Od té doby se zabýváme činnostmi od lesnictví až po rezidenční projekty.
• Search computerized and manual title records on real estate and property records; determine instruments filed in public records affecting land. • Examine title products such as deeds, deeds of trust, liens, easements, mortgages, restrictions, property taxes and all pertinent documents in chain of title to determine ownership, encumbrances, and to verify legal descriptions of property for accuracy, completeness, and how it affects the title. • Map legal descriptions to obtain search parameters. Determine and ensure property has been researched properly and information relating to parties involved and taxes are accurate. • Ensure the title to a property in question has no restrictions that may prevent or hinder its sale or use. • Examine all documents in the chain of title for validity including multiple and complex court cases utilizing advanced knowledge on legal descriptions, real property laws, and our client's policies. • Prepare final product utilizing internal programs. Solid examination knowledge and experience by supporting residential title transactions. • Prepare property reports and title commitments. • Utilize title examiner knowledge to search public and private records and examine documents relating to complex property titles. • Uses title insurance knowledge and junior underwriting guidelines to clear unwarranted liens, encumbrances, requirements or exceptions from appearing on delivered title products including title commitments, property reports, deed reports, and legal and vesting reports. • Conveys title requirements and exceptions to processing and closing departments.
Title Examiner
WFGSkupina společností WFG sahá až do roku 1992. Od té doby se zabýváme činnostmi od lesnictví až po rezidenční projekty.
• Search computerized and manual title records on real estate and property records; determine instruments filed in public records affecting land. • Examine title products such as deeds, deeds of trust, liens, easements, mortgages, restrictions, property taxes and all pertinent documents in chain of title to determine ownership, encumbrances, and to verify legal descriptions of property for accuracy, completeness, and how it affects the title. • Map legal descriptions to obtain search parameters. • Determine and ensure property has been researched properly and information relating to parties involved and taxes are accurate. • Ensure the title to a property in question has no restrictions that may prevent or hinder its sale or use. • Examine all documents in the chain of title for validity including multiple and complex court cases utilizing advanced knowledge on legal descriptions, real property laws, and our client's policies. • Prepare final product utilizing internal programs. Solid examination knowledge and experience by supporting residential title transactions. • Prepare property reports and title commitments. • Utilize title examiner knowledge to search public and private records and examine documents relating to complex property titles. • Uses title insurance knowledge and junior underwriting guidelines to clear unwarranted liens, encumbrances, requirements or exceptions from appearing on delivered title products including title commitments, property reports, deed reports, and legal and vesting reports. • Conveys title requirements and exceptions to processing and closing departments.
Title Examiner
Ardán®A family of companies that make real estate closings faster, simpler, and safer.
Role Description Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions. Essential Functions: - Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates and other matters of record. - Research respective title plant software, analyze & evaluate pertinent record documents for determination of ownership, legal descriptions, & any conjunction to title. - Explain chain of title, exceptions, and requirements to customers and managers. - Recognize title defects and formulate curative solutions. - Assess risks and liabilities that may jeopardize the company and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate. - Maintain proper production levels and delivery standards on a daily basis. - Work closely with the customer and escrow staff to meet time requirements for options, and assist with answering questions. - Prepare an accurate and comprehensive title commitment in accordance with company examining and policy procedures. - Perform other duties assigned by manager. - Participate in special projects and miscellaneous duties as assigned by management. Qualifications - Experienced Title examination background in the state of CA, AZ and NV. - Familiarity with TitlePoint, DataTrace, and County website searching. - Knowledge of underwriting policies and guidelines. - A clear understanding of metes and bounds, with adverse matters that pertain to subject property. - Effective communication skills, both verbal and written. - Organizational skills and ability to work within established time frames. - Ability to work in fast-paced environment while maintaining control. - Excellent problem solving/critical thinking. - Experience in CO is a plus. Requirements - High School diploma (or equivalent). - Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable. - Minimum of four years of industry experience. Benefits - Health, dental, and vision benefits. - Employer-paid disability and life insurance. - Flexible spending accounts. - 401K with company match. - Paid time off and company-paid holidays. - Wellness Resources. Company Description Ardán is a family of companies that make real estate closings faster, simpler, and safer through technology-driven, innovative solutions, sound underwriting, and exceptional customer service. At Ardán, we pride ourselves on being at the forefront of Insur-Tech. - Westcor - Founded by title agents, Westcor is the number one independent title insurance underwriter in the nation. - Grid151 - Powered by GridBase® technology, Grid151® delivers tech-enabled fulfillment services to the title insurance industry. - X1 Analytics - Using its proprietary data analytics engine, X1 Analytics® equips the title insurance industry with decisions and data which enable faster real estate closings with reduced cost and operational friction. - GridBase - Using their proprietary tech stack to create the universal API for lender and title collaboration, GridBase® delivers data middleware and tools that transform lender and title operations with highly optimized automations and integrations.
• Examine foreclosure title reports and abstracted documents for evaluation of effect on the chain of title and subsequent foreclosure action. • Search public records to determine legal condition of property title and requirements needed to cure defective title. • Summarize (abstracts) recorded documents which affect condition of title to property (e.g., mortgages, trust deeds, and contracts). • Determine conditions required to obtain clear title through a foreclosure, deed in lieu or other conveyance. • Examines mortgages, liens, judgments, easements, plat books, maps, contracts, and agreements to verify legal description, ownership, restrictions, or conformity to requirements. • Analyzes encumbrances to title, and prepares report outlining encumbrances and actions required to clear title. • Determine defendants required to obtain clear title through a foreclosure. • Initiates and follows-up on title claims. • Interacts with Attorneys, Clients and others to resolve title issues. • Completes title related steps assigned to the firm within the client systems. • Verify that the information in the title search and accompanying documentation is accurate and complete. • Analyze deeds, deeds of trust/mortgages, judgments, tax assessments and other applicable instruments. • Resolve problems relating to missing, incomplete, inaccurate or contradictory information contained in the title or accompanying documentation. • Identify title issues or defects. • Title claim preparation. • Provide an accurate and complete foreclosure report summary for our complaints dept./attorney.


