Mortgage Banker – Outside Sales

BankerGeneralFull TimeRemoteJuniorTeam 1,001-5,000H1B SponsorCompany SiteLinkedIn

Location

Florida

Posted

12 days ago

Salary

0

Seniority

Junior

High School1 yr expEnglish

Job Description

Mortgage Banker – Outside Sales

Ameris Bank

• Responsible for sales efforts to originate and close mortgage loans • Maintain an active Ameris Bank sponsored Nationwide Mortgage Licensing System and Registry (NMLS) number in compliance with the federal S.A.F.E Act requirements • Establish and maintain all client relationships with realtors, builders, developers, branches and other referral agents on an ongoing basis • Contact in person or by phone potential or existing customers to develop new business or retain existing business • Counsel customers on all products the customer is eligible to obtain ensuring the product chosen best fits their financial needs without steering a customer to any particular product • Assist customers with completing the loan application, provide/explain required initial documentation and disclosures according to the required timelines, and submit loan applications within required timelines • Oversee loan process by monitoring loan status and ensuring conformity with terms • Communicate to loan processors regarding coordination of workflow and files in process and assist in collecting additional documents and communicating loan status to all parties in a timely manner • Adhere to established minimum fees and product pricing structure • Network through industry related functions, professional, business and community organizations and activities to promote and market loan products on a monthly basis • Attend all purchase loan closing transactions on behalf of Ameris Bank Mortgage as required • Communicate with branch manager on a regular basis to update them on sales call efforts • Meet regularly with loan processor to review pipeline report for accuracy and status • Work with branch managers and other sales personnel to support bank cross-selling opportunities and other initiatives • Keep informed on all Ameris Bank Mortgage loan programs and adhere to all regulatory and compliance requirements • Meet and exceed the minimum production standards as detailed in the compensation agreement • Attend all required meetings • Complete all required training • Adhere to work schedule as designated by manager • Practices ethical sales behaviors in accordance with Ameris' core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services

Job Requirements

  • Experience using mortgage origination applications
  • Effective utilization of a contact management system
  • Knowledge of mortgage products/servicing, operations, and current market trends
  • Proven mortgage production of $5 million over the past year
  • Proven success in establishing referral relationships
  • Minimum 1 year of Mortgage experience
  • Minimum 1 year of Customer Service experience
  • High school diploma or GED required
  • Bachelor’s degree preferred

Benefits

  • Medical, Dental and Vision Insurance
  • Life Insurance provided at no additional cost to employees
  • Accidental Death & Dismemberment Coverage
  • Long-Term Disability Coverage
  • Paid Sick and Vacation Leave
  • 11 Holidays
  • Volunteer/Service Day
  • Employee Stock Purchase Plan
  • 401(k) Retirement Plan
  • Ameris Bank matches 50% of your first 8% of contributions to the plan
  • Flexible Spending Accounts
  • Health Savings Account
  • Health Reimbursement Arrangement
  • Supplemental Life & Other Insurance Plans
  • Identity Theft Protection
  • Pet Insurance
  • Legal Insurance
  • Employee Assistance Program
  • Employee Advocacy Program
  • Tickets at Work (Entertainment discounts for Ameris Bank Employees)
  • AT&T Employee Discount
  • Wellness Discounts for Medical Premiums and Other Rewards
  • Employee Referral Incentive
  • Education Assistance
  • Employee Resource Groups

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