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Property Claims Adjuster

Claims SpecialistClaims SpecialistFull TimeRemoteLeadTeam 201-500H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

7 hours ago

Salary

$60K - $90K / year

Seniority

Lead

Bachelor Degree8 yrs expEnglish

Job Description

Property Claims Adjuster

Openly

• Manage end-to-end property claim handling from first notice of loss through closure, including supplements, ensuring timely and accurate resolution. • Conduct thorough investigations including review of policy terms, coverage analysis, and determination of liability. • Examine claims for potential subrogation opportunities and identify potential fraudulent issues. • Determine the appropriate method of inspection (virtual, field, or third-party) based on claim complexity and circumstances. • Conduct virtual inspections using video, AI-assisted tools, and other emerging technology platforms. • Complete accurate property damage estimates using Cotality estimating software, adhering to established standard practices. • Prepare and maintain thorough file documentation, including coverage letters, estimates, activity notes, and settlement documentation. • Adhere to reserving best practices and update reserves accurately throughout the life of the claim. • Proactively handle claims with a commitment to timeliness and exceeding expectations. • Provide superior customer service to policyholders, claimants, and agents throughout the claims process. • Discuss claim status and provide regular updates to insureds, claimants, agents, and leadership, always maintaining clear and professional communication. • Negotiate settlement of claims with insureds, claimants, and vendors with fairness and professionalism. • Remain logged into phone queues to assist customers and respond promptly to inbound inquiries. • Manage and collaborate with vendor partners including contractors, independent adjusters, engineers, and other service providers. • Partner with internal functions — including SIU, Subrogation, Legal, and Underwriting — to drive aligned claim outcomes. • Provide input and ideas for continuous process improvement, identifying opportunities to enhance efficiency and claim quality. • Work CAT hours during storm events or periods of high claim volume as needed. • Support a collaborative team environment and contribute to a culture of accountability, learning and improvement.

Job Requirements

  • 8+ years of property adjusting claims experience and customer service
  • Experience writing estimates in Cotality, Xactimate, or a comparable platform
  • Experience writing estimates using information provided by field inspections, not only reviewing field adjuster estimates
  • Active adjuster license(s) or eligibility to obtain licenses in all required states; must maintain licensure as a condition of continued employment
  • Experience in a remote or hybrid claims environment
  • Proficiency in Microsoft and Google productivity tools
  • Excellent written and verbal communication skills
  • Strong organization, time management, and multi-tasking abilities
  • Strong negotiation and problem-solving skills
  • Ability to work from home without distraction
  • Tech-savvy with comfort using high-end technology tools for adjusting
  • Ability to work effectively both independently and within a fast-paced team environment
  • Comfortable with constant change, adaptability, and flexibility in a rapidly growing company

Benefits

  • Remote-First Culture - We supported #remotelife long before it was a given. We'll keep promoting it.
  • Competitive Salary & Equity
  • Comprehensive Medical, Dental, and Vision Plan Offerings
  • Life and disability coverage including voluntary options
  • Parental Leave - up to 8 weeks (320 hours) of paid parental leave based on meeting eligibility requirements
  • 401K Company Contribution - Openly contributes 3% of the employee's gross income, even if the employee does not contribute.
  • Work-from-home stipend - We provide a $1,500 allowance to spend on setting up your home workplace
  • Annual Professional Development Fund: Each employee has $2,000 in professional development (PD) funds to spend on activities or resources annually.
  • Be Well Program - Employees receive $50 per month to use towards your overall well-being
  • Paid Volunteer Service Hours
  • Referral Program and Reward

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