Role : Pricing Actuary Location :  San Francisco Bay Area, CA / Austin, TX / Dallas, TX / Morristown, NJ (Hybrid) Reports To : Senior Manager, Pricing Actuary Open to Relocation? We’ve Got You Covered: This role is open to candidates willing to relocate to one of our hub locations. Hippo offers relocation assistance to support your move , so you can focus on doing impactful work—not the logistics of getting here. About Hippo: Hippo exists to protect the joy of homeownership. We believe that insurance should protect the things you treasure through an intuitive, modern experience. We provide tailored insurance coverage and preventative maintenance plans that keep you protected throughout your homeowner journey. We’ll also help you find coverage for everything life brings—from auto to flood—reimagining how you care for your home. About the Role: We are seeking a detail-oriented, analytical actuary to help scale our actuarial toolkit and drive pricing and product analytics for a fast-changing book of business. You’ll apply core actuarial principles in creative, forward-looking ways as part of a small, high-impact pricing team with broad organizational visibility and regular interaction with senior leaders and executives. About You: You are creative, collaborative, and self-motivated, with a passion for innovation. You thrive in a fast-paced startup environment, leveraging abundant growth opportunities and accessible self-service data to develop innovative pricing solutions. Your technical approach and comfort with Python and other coding languages will enable you to contribute to and enhance our actuarial data pipelines and toolkit. You excel in navigating uncertainty and change, making informed decisions even when data is imperfect. Your ability to communicate complex technical concepts to non-technical stakeholders is a key strength. What You’ll Do: Lead the analysis and execution of state-level rate changes and new program launches from end-to-end Collaborate with Underwriting & Product Management to influence business decisions around profit and growth levers Conduct regular actuarial indications and profitability studies to evaluate rate adequacy, identify growth opportunities, and inform pricing strategy Provide support for loss cost model selection, scoring, calibration, and reporting B uild raters and rate proposals in Python to ensure technical rate and model delivery Develop new tools for the pricing team, contributing to the continuous improvement of our product development lifecycle Cultivate proactive relationships with underwriting, legal, finance, risk and reinsurance, and agency to translate analytics into visible and actionable work Must Haves: Benefits and Perks Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with: Relocation Assistance – Support available for qualified candidates relocating to one of our hub locations Healthy Hippos Benefits - Multiple medical plan options, 100% covered dental and vision for you and your family, and a wellness program that rewards healthy habits. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP) Equity - This position is eligible for equity compensation Training and Career Growth - Training and internal career growth opportunities Flexible Time Off - You know when and how you should recharge Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers Hippo Habitat - Snacks and drinks available for onsite employees The Morristown, NJ and San Francisco Bay Area base pay range for this role is $155,000 - $195,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands. Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known. Hippo CCPA

• Utilize rich experience of commercial lines ratemaking and understanding of pricing models • Provide insights and guidance to various stakeholders • Mentor staff

Pay Range: $160,000.00 - $266,500.00 Please email HR_Talent_AcquisitionTeam@bcbsri.org if you are a candidate seeking a reasonable accommodation for the application and/or interview process. At BCBSRI, our greatest resource is our people. We come from varying backgrounds, different cultures, and unique experiences. We are hard-working, caring, and creative individuals who collaborate, support one another, and grow together. Passion, empathy, and understanding are at the forefront of everything we do—not just for our members, but for our employees as well. We recognize that to do your best work, you have to be your best self. It’s why we offer flexible work arrangements that include remote and hybrid opportunities and paid time off. We provide tuition reimbursement and assist with student-loan repayment. We offer health, dental, and vision insurance as well as programs that support your mental health and well-being. We pay competitively, offer bonuses and investment plans, and are committed to growing and developing our employees. Our culture is one of belonging. We strive to be transparent and accountable. We believe in equipping our associates with the knowledge and resources they need to be successful. No matter where you’re at in the organization, you’re an integral part of our team and your input, thoughts, and ideas are valued. Join others who value a workplace for all. We appreciate and celebrate everything that makes us unique, from personal characteristics to past experiences. Our different perspectives strengthen us as an organization and help us better serve all Rhode Islanders. We’re dedicated to serving Rhode Islanders. Our focus extends beyond providing access to high-quality, affordable, and equitable care. To further improve the health and well-being of our fellow Rhode Islanders, we regularly roll up our sleeves and get to work (literally) in communities all across the state—building homes, working in food pantries, revitalizing community centers, and transforming outdoor spaces for children and adults. Because we believe it is our collective responsibility to uplift our fellow Rhode Islanders when and where we can, our associates receive additional paid time to volunteer. Why this job matters: Bridge operational activities and financial processes, to enable accurate forecasting, financial reporting, and strategic decision-making. Partner closely with finance, contracting, and other business areas to ensure provider agreements and alternative payment models drive financial stability and support strategic and financial goals and mission. Lead actuarial support for risk adjustment and pharmacy rebate activities. What you will do: Lead actuarial support for provider contracting, including feasibility analysis of proposed alternative payment models and contract structures. Model financial impacts to inform contract negotiations, network shifts, and proposed changes. Forecast and monitor shared savings/losses, settlement outcomes, and downstream impacts of contracting decisions. Support risk adjustment projections and financial modeling across submission cycles to inform revenue forecasting and planning. Analyze and forecast quality incentive payments and rebate revenue based on utilization trends and contract terms. Collaborate with finance to ensure actuarial outputs are integrated into financial planning models and ledger entries. Identify and explain variance drivers from new membership and provider performance throughout the year. Serve as a translation layer between operational functions, business areas, and finance, strengthening financial forecasting and alignment. Perform other duties as assigned. What you need to succeed: Bachelor’s degree in Mathematics, Statistics, Economics or related field; or a combination of education and related work experience ASA or FSA designation from the Society of Actuaries Seven to ten years actuarial experience within the health insurance or related industry Prior experience pricing and evaluating alternative funding arrangements in healthcare. Medicare Advantage background Proven track record of partnering with finance and contracting functions to drive business results. Strong analytical, communication, and collaboration skills. Ability to present and translate complex data into digestible information. The extras: Experience with provider contracting, risk adjustment, and financial modeling preferred. Location: BCBSRI is headquartered in downtown Providence, conveniently located near the train station and bus terminal. We actively support associate well-being and work/life balance and offer the following schedules, based on role: In-office : onsite 5 days per week Hybrid: onsite 2-4 days per week Remote: onsite 0-1 days per week. Permitted to reside in the following states, pending approval from the Human Resources Department: Arizona, Connecticut, Florida, Georgia, Louisiana, Massachusetts, North Carolina, Oklahoma, Rhode Island, South Carolina, Texas, Virginia Our culture of belonging at Blue Cross & Blue Shield of Rhode Island (BCBSRI) is at the core of all we do, and it strengthens our ability to meet the challenges of today’s healthcare industry. BCBSRI is an equal opportunity employer. The law requires an employer to post notices describing the Federal laws. Please visit www.eeoc.gov/know-your-rights-workplace-discrimination-illegal to view the "Know Your Rights" poster.

• Develop a working understanding of available data sources, field definitions, and data collection methods. • Gather, analyze, and interpret data to identify trends and actionable insights for development of assumptions. • Establish repeatable processes and maintain ownership of regularly reviewing and refreshing assumptions. • Gain a comprehensive understanding of business processes and systems. • Work with business teams on appropriate execution strategies for implementing assumptions. • Communicate analysis findings and recommendations to managers, supervisors, and individual contributors, ensuring methods align with organizational goals and objectives. • Review and interpret data models, making recommendations for planning, forecasting, and reporting. • Anticipate and recognize issues that materially affect financial results, making recommendations on these matters. • Provide support for broader actuarial priorities, such as ad-hoc analyses and strategic projects.