Sr Business Banking Ops Underwriting Portfolio Manager Location: Pittsburgh, Pennsylvania; Tampa, Florida Full-time Hybrid Type: 1ST Category: Business Banking Job Description: The Senior UW - Wholesale portion of this position is responsible for reviewing and underwriting loan requests under Commercial Credit Policy up to TCL $15MM.Underwriting and recommendations should be based on sound credit judgment with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation and mitigation and proper loan structuring. - Position is responsible for underwriting and recommending for approval to Credit Officers within SLAs and meeting production requirements. Expected high degree of technical competency in credit analysis. - The Senior UW - Wholesale will independently interact with Senior Management, Sales Team, and Credit Officer, to discuss and resolve risk related issues. - Senior UW - Wholesale independently reviews financials, proposed loan structure, collateral and due diligence and makes recommendations of new money requests for approval. - Aggressively seeks alternative means of financing or counter offers for all borrowers when it is determined that the original request cannot be accommodated. - The Senior UW - Wholesale will perform the functions of the position with periodic oversight and is expected to perform with reasonable to general supervisory intervention. The Senior Portfolio Manager - Wholesale piece is responsible for effective credit administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, and on-going portfolio maintenance activities. - Responsible for ensuring overall portfolio performance and asset quality remains strong and independently develops strategies and actions to resolve issues that could increase risk and/or create loss for the Bank. - Manage relationships with TCL between $1MM - $15MM+, with particular emphasis on larger (>$3MM) more complicated relationships. Expected high degree of technical competency in credit analysis. - Independently interact with Senior Management, Sales Team, Credit Officer and CRM, in order to discuss and resolve risk related issues. - Direct interaction with customers may be required, in order to discuss and resolve risk related issues. - Independently reviews financials and makes recommendations for approval of annual review/renewal and/or modifications within delegated lending authority. Primary Responsibilities Senior UW - Wholesale - Evaluates appropriateness of loan structure with Relationship Managers as needed to meet client needs for new loans while ensuring the Bank’s credit risk profiles are maintained. - Assures compliance with Commercial Credit Policy and Risk Acceptance Criteria. - Applies credit skills, product knowledge, industry analysis, and sound judgment to assess and manage credit risk effectively. - Exhibits knowledge of various types of loan terms, structures, and conditions and understanding of loan documentation. - Credit experience and skill set with complex credits, including various organizational structures, covenant structures and/or collateral structures. - Consistently adheres to all Service Level Agreements. Senior PM - Wholesale - Assume the responsibility to protect and preserve the integrity of the pooled or individual portfolio while assessing and managing risk, through the annual review process via recommendation. - Applies credit skills, product knowledge, industry analysis, and sound judgment to assess and manage credit risk effectively. - Exhibits knowledge of various types of loan terms, structures, and conditions and understanding of loan documentation. - Consistently adheres to all regulatory compliance requirements. - Accurately test covenants and recognize events of default while providing recommendations on strategy and action planning. - Effectively supports high quality credit file documentation in a paperless environment. - Effectively tracks and monitors financial statement requirements; reviews Borrowing Base certificates. - Consistently adheres to all Service Level Agreements Qualifications - 7+ years of experience and exhibited high degree of technical competency in various aspects of commercial lending /portfolio management. - Exhibit comprehensive written and verbal communication skills. - Experience with financial analysis and credit structuring, understanding and applying credit policy, and credit monitoring and risk administration practices. - Expected to have high level of credit and documentation experience. - Must be skilled in proposing and negotiating and recommending credit and covenant structures for approval. - Must demonstrate practical and conceptual knowledge of credit and risk analysis. Education - Bachelor's Degree - Preferred: Master' Degree Hours & Work Schedule - Hours per Week: 40 - Work Schedule: M-F - 4 days in office, 1 day remote Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Imagine yourself… Doing meaningful work that makes an everyday impact on the world around you. Growing your expertise and expanding your skillset with every project. Thriving in a supportive team environment that inspires you to strive for excellence. At Hach (www.hach.com), a Veralto company, we ensure water quality for people around the world, and every team member plays a vital role in that mission. Our founding vision is to make water analysis better—faster, simpler, greener, and more informative. We accomplish this through teamwork, customer partnerships, passionate experts, and reliable, easy-to-use solutions. As part of our team and the broader Veralto network, you’ll be part of a unique work environment where purpose meets possibility: where you’ll make an immediate, measurable impact on a global scale by enabling the world’s everyday water needs, and where you’ll have opportunities to foster your professional development and fuel your career growth. Motivated by the highest possible stakes in climate change and global health, we’re working together within a rapidly digitizing industry to find innovative technologies that guarantee the safety of our water and our environment. More about us: https://www.hach.com/about-us Reporting to the Manager Business Systems, the Sr. Business Systems Analyst is responsible for working together with associates from various functions to enhance and manage enterprise systems. This role focuses on improving the deployment of on‑prem, SaaS, and PaaS applications, establishing continuous delivery and integration, and ensuring quality and sustainability through autonomous execution and effective collaboration. This position is in India and will be Remote. In this role, a typical day will look like: - Act as Oracle Fusion Product Information Management (PIM) SME with deep knowledge of Product Lifecycle Management concepts - Manage application license agreements - Communicate and collaborate with development teams, vendors, and IT - Load data conversions through the FBDI process and write specifications for conversions, integrations, modifications, and reports - Support SaaS and PaaS solutions including Oracle Fusion BI Publisher reports, API integrations, and BICC configurations - Identify Public View Objects (PVOs), create staging and base tables, and run integrations to extract data from SaaS to ATP databases - Develop inbound integrations to Product Data Hub (PDH) - Design and develop reports, dashboards, and data models using OTBI, BI Publisher, and Fusion Data Intelligence - Develop custom formulas, configure subject areas, and implement security settings in OTBI - Administer different cloud environments - Collaborate with business SMEs to manage Oracle Fusion updates and conduct testing The essential requirements of the job include: - Bachelor’s degree in Computer Science or a related technical field - Minimum of 5 years of experience supporting Oracle Fusion Product Information Management subscription - 5+ years of hands‑on experience with Oracle reporting tools (OTBI, BI Publisher, Fusion Data Intelligence) - Experience with SaaS and PaaS solutions, including API integrations and BICC configurations - Knowledge of software engineering concepts, SDLC, data management, requirement elicitation, documentation, and test scripts - Experience managing Oracle Fusion environments and upgrades - Project and vendor management experience Desirable skills/experience: - Experience configuring security controls on Oracle Fusion subscriptions - Familiarity with Oracle APEX and Oracle Fusion PIM subscription - Familiarity with Page Composer, Application Composer, Groovy scripts, and REST APIs - Familiarity with Java/J2EE, SQL, and UI frameworks such as Angular and React - Familiarity with IQ, OQ, and PQ processes Hach is proud to part of the Water Quality segment of Veralto (NYSE: VLTO), a $5B global leader dedicated to ensuring access to clean water, safe food and medicine, and trusted essential goods. When you join Veralto's vibrant global network of 17,000 associates, you join a unique culture and work environment where purpose meets possibility: where the work you do has an everyday impact on the resources and essentials we all rely on, and where you’ll have valuable opportunities to deepen your skillset, pursue your ambitions, and grow your career. Together, we’re Safeguarding the World’s Most Vital Resources™—and building rewarding careers along the way. Contact @karangadi At Veralto, we value diversity and the existence of similarities and differences, both visible and not, found in our workforce, workplace and throughout the markets we serve. Our associates, customers and shareholders contribute unique and different perspectives as a result of these diverse attributes. Unsolicited Assistance We do not accept unsolicited assistance from any headhunters or recruitment firms for any of our job openings. All resumes or profiles submitted by search firms to any employee at any of the Veralto companies, in any form without a valid, signed search agreement in place for the specific position, approved by Talent Acquisition, will be deemed the sole property of Veralto and its companies. No fee will be paid in the event the candidate is hired by Veralto and its companies because of the unsolicited referral.

• Lead the FP&A function through an existing team, strengthening forecasting, planning, and business insights • Improve forecast accuracy, long-range planning, and scenario modeling • Develop KPI frameworks and executive reporting to support decision-making • Build and implement frameworks and guardrails for vendor, partner, and third-party agreements in conjunction with the CFO, CEO, and general counsel • Ensure agreements align with financial outcomes including revenue recognition, cost structure, and forecasting • Identify gaps between how agreements are structured and how they are operationalized, and drive alignment • Ensure customer contracts align with pricing and financial guidelines to support accurate billing, reporting, and forecasting • Oversee alignment between contracts and billing to ensure accuracy and completeness • Partner with Legal to translate contractual requirements into practical business processes • Work with Product and Engineering to ensure agreements align with system capabilities and workflows • Partner with Sales and Operations to reinforce consistency and discipline in deal and partner structures • Identify and mitigate financial and operational risks related to agreements and integrations • Improve visibility into risks impacting revenue, cost, and compliance

The Guaranteed Wealth Solutions Case Co-Ordinator team, within Relationship Management, is seeking dynamic candidates, capable of working within a team of Specialists in Customer Service for individual Manulife Investment products. Are you truly excited and motivated about helping customers? Always interested in looking at ways to improve the customer’s experience? Do you love to solve problems and look for alternative options? Then we’ve got a role for you! This is a full-time position, 37.5 hours per week. Shifts are between the hours of 8:00 am to 5:00 pm, Monday to Friday. Training on our phone system (Amazon Connect), our case tracking system (Salesforce) and our email management process is provided to the successful candidates. A successful candidate must already be experienced with and have knowledge of all Manulife Segregated Fund Products, processes, product rules and requirements. Successful candidates will be monitored to successfully meet established goals. Position Responsibilities: - Handling of inquiries by Email from our MGA and National account back offices, relating to our products and procedures. - Providing outstanding customer experience, accurately and professionally. - Provide comprehensive information to queries by researching information on resource systems. - Promote, educate and support our customers with use of our online tools – OLT, eTrack, eDocs. - Work within our published service standards for query resolution - Build valuable and supportive relationships with back office partners - Provide support to our Premier Case Coordination team, as required - Work with our Relationship Management Consultants, when required, to ensure swift resolution - Strong demonstrated professionalism, judgment and interpersonal skills - Excellent organization and prioritization skills and time management to be able to multitask in a high volume rapidly changing work environment. - Strong focus on teamwork and collaboration. - Ability to assess risk regarding complex escalated complaints, provide recommendations, options, rationale and grant exceptions within department parameters, where applicable. Required Qualifications: - Knowledge of Manulife Investments Segregated Funds product is a requirement. - Excellent verbal and written communication skills - Previous Customer Service experience. - Punctuality and Attendance is critical. - Great attitude and high energy. - Empathy. - Always looking for ways to enhance the customer’s experience. - Have a desire to make a difference in a customer’s experience. - A desire to learn and grow in a dynamic global company. - Technical knowledge. - Navigation of software and multiple applications. - Attention to Detail. - Effective Listening Skills. - Ability to understand questions and/or to probe for additional information or clarification to gain understanding. - Questioning and Innovating. - Ability to multi-task. - Ability to learn and apply new knowledge. - Able to work in a very structured environment. - Teamwork and collaboration. - Ability to work in a fast-paced environment. - Able to accept regular coaching feedback and apply improvements suggested. Preferred Qualifications: - Background in the financial services industry. - Understanding of Investment products available to Canadian Investors (eg. RRSP, RRIF, TFSA). - Ability to navigate multiple software applications. - Knowledge of Manulife Investments GIC/GIA and Immediate Annuity products. - Bilingualism (English and French) is an asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec. When you join our team: - We’ll empower you to learn and grow the career you want. - We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. - As part of our global team, we’ll support you in shaping the future you want to see. #LI-REMOTE The role being advertised is an existing vacancy. About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html. Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com. Referenced Salary Location CAN, Ontario - Full Time Remote Working Arrangement Remote Salary range is expected to be between $51,975.00 CAD - $86,625.00 CAD Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact hr@manulife.com for the salary range for your location. Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact hr@manulife.com for more information about U.S.-specific paid time off provisions. We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.