• Design and build the core backend systems that power a new revolving credit product used directly by consumers. • Own distributed services that support underwriting, pricing, line management, transactions, and servicing with high reliability and observability. • Translate complex product and economic requirements into scalable technical systems, balancing speed, risk, and long term maintainability. • Partner closely with machine learning engineers and data teams to productionize models and integrate AI driven decisioning into real time user flows. • Collaborate with mobile engineers to deliver seamless consumer facing features, ensuring backend systems are optimized for real world usage patterns. • Work across the full lifecycle of credit, from consumer acquisition and onboarding through funding, servicing, and capital markets distribution. • Shape foundational architectural decisions in a greenfield environment, while thoughtfully integrating with systems from Upstart’s mature lending platform. • Contribute to a Gen AI first product strategy, helping define how generative AI enhances user experience, internal tooling, automation, and operational workflows. • Raise the bar for engineering quality through strong API design, data modeling, observability, testing, and operational rigor.

• Guide system build initiatives encompassing research, composition, and development of RAN algorithms • Integrate innovative strategies like AI/ML, Deep Learning, and Raytracing • Enable realization of algorithms in a GPU accelerated system • Assess design and implementation tradeoffs • Collaborate with customers and ecosystem partners • Support integration, system simulations, performance benchmarking, and optimizations

• Define and develop metrics that enable rapid debugging, testing, and evaluation of our Autonomous Vehicle software. • Build compelling, data driven evaluation products by combining on-road driving analysis, large scale simulation, models, metrics and dashboards. • Collaborate with machine learning engineers, infrastructure engineers and roboticists to develop novel solutions to open-ended problems. • Work with the Planning & Control team to develop and drive software testing strategies.

• Own and drive technical initiatives • Mentor mid-level and junior engineers • Build and maintain production systems • Shape how we work by contributing to architecture decisions