• Underwrites risks including the selection and rejection of new and renewal business for complex, specialty accounts • Maximizes opportunities for underwriting profitable new and renewal business • Develops and maintains an active target account list tracking prospects and opportunities • Manages financial performance including accident year loss ratio, premium plans, and commission targets • Executes underwriting strategy including portfolio management and compliance with standards • Develops superior working relationships with producers to promote mutual growth and profitability goals

Application Deadline: 04/02/2026 Address: VIRTUAL59 - REMOTE/TELETRAVAIL - ON - BMO Job Family Group: Business Management (2 Year Contract) The Specialist, Loan Quality Control will support mortgage quality review to verify vendor's underwriting practice following BMO’s requirements. Underwriting experience of residential mortgages are highly preferred: - Executes work and audit files to ensure timely, accurate, and efficient service delivery. - Ensures consistent, high-quality practices/work and the achievement of business results in alignment with business/group strategies and with productivity goals. - Analyzes root causes of any errors discovered during underwriting to provide for effective communication and coaching. - Provides ongoing support to the continuous improvement process of the business unit. - Thinks creatively and proposes new solutions. - Exercises judgment to identify, diagnose, and solve problems within given rules. - Works mostly independently. - Broader work or accountabilities may be assigned as needed. Qualifications: - Typically, between 3 – 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. - Underwriting experience of residential mortgages are highly preferred. - Bilingual skills will be considered an asset - Verbal & written communication skills (English) - In-depth. - Collaboration & team skills - In-depth. - Analytical and problem-solving skills - In-depth. Salary: $45,500.00 - $84,500.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en. BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

• Provide superior support to the Underwriting and Operations Units • Work closely with Underwriting Assistants and Underwriters • Gain in-depth understanding of multiple insurance products in the US market • Combine insurance expertise with strong customer focus • Facilitate account clearance and set-up • Execute submission triage activities • Organize and maintain file documentation • Balance multiple tasks/projects to focus on key priorities

Description General Job Summary The Loss Mitigation Associate is responsible for minimizing foreclosures which includes but is not limited to debt counseling. Ensure loss mitigation financial packages are reviewed timely and properly while complying with investor and insurer regulations. Help as many customers as possible to avoid foreclosure under strict and constantly changing regulatory requirements. Process workouts, reporting to investors and comply with guidelines and regulations as applicable. Summary of Essential Job Functions - Review financial packages for completeness. - Process workouts and monitor workouts based on GSE, FHA, USDA, VA, FHLB, GNMA and private clients guidelines. - Ensure all federal, state and investor guidelines and requirements are adhered to for underwriting review and decision. - Monitor & respond to departmental email. - Communicate with customers, credit unions, insurers, and secondary market investors to strategize workout programs. - Report workouts to investors, Treasury, and investor vendors - Counsel delinquent customers and attend via phone periodic mitigation meetings with attorneys. - Work with other departments to ensure appropriate changes to the system, payments are applied correctly, and foreclosures are placed on hold or cancelled as appropriate. - Work with State Assistance and Hardest Hit Programs - Maintain ICE’s MSP and LoanSphere with appropriate codes and comments. - Complete updates in FHA Connection, SMDU, FHLMC Resolve, USDA-LINC, VA Valeri, FHLB eMAQCS. - Maintain accuracy in payments posted to loans in loss mitigation process. Other Job Functions - Attend all training sessions for department. - Update and review announcements and changes to workout programs - All other duties as assigned by management Requirements Education, Training and Work Experience - High school diploma (or equivalent) required - Minimum 2 years of experience in mortgage loss mitigation and related default servicing - Familiarity with GSE, FHA, USDA, VA, FHLB and GNMA loss mitigation guidelines - Strong understanding of foreclosure prevention options and regulatory compliance - Proficiency in loan servicing systems MSP and LMS (ICE) - Strong attention to details and organizational skills - Effective verbal and written communication abilities Knowledge, Skills and Abilities - Maintain & foster positive relationships with customers and business partners. - Complete all assigned training in a timely manner. - Provide professional communication in both oral & written expression. - Excellent organizational, time management & analytical skills - Organizational skills with ability to prioritize and meet deadlines while maintaining high degree of accuracy. - Ability to manage confidential information. - Strong analytical skills, with the ability to seek out and offer business-oriented solutions. - High degree of dependability Working Environment Primary working environment is within an indoor climate-controlled office space and/or a private home office or some combination which will be at managements sole discretion. Employee may be subject to florescent lighting, dust, and other normal indoor allergens. Employee may work in close proximity of coworkers and occasionally independently in quiet environments. Physical Requirements - Able to lift up to 20 pounds. - Extended periods of sitting (at computer desk) - Complete repetitive tasks (including operation of computer mouse/keyboard) Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. **University Bank is an Equal Opportunity / Affirmative Action Employer**