Role Description If you're an elite mortgage associate or a mortgage advisor at a bank/credit union, you know that your biggest bottleneck isn't finding clients—it's the administrative grind. What if you could automate 70% of your workflow, eliminate underwriting, and get the dedicated support you need to focus on what you do best: building relationships and closing deals? How much would you grow your mortgage business? Qualifications - Proven Top Performer: You have originated at least $10M in mortgages in the last 12 months, and have demonstrated the ability to self-generate most or all of your leads. - Experienced Professional: You have a minimum of 2 years of continuous experience as a licensed Mortgage Associate or as a Mortgage Advisor at a bank or credit union. Requirements - Eliminate Underwriting: Our proprietary auto-adjudication engine instantly matches clients with the best lender options. You’ll never need to wait for an underwriter again. - Automate Your Workflow: Our system automates the most time-consuming tasks, including: - Nurturing your client pipeline and identifying new opportunities; - Guiding clients step-by-step through their application; - Integrating Equifax soft credit checks; - Automatically requesting the correct documents from clients; - Handling compliance and FINTRAC reporting. - Dedicated In-House Support: Our professional support team handles client intake, document gathering, and appraisal bookings, acting as a seamless extension of your business. - Keep Your Partners Informed: The platform automatically provides status updates to your referral partners, strengthening your relationships and ensuring transparency. Benefits - Qualified Leads: We invest in your success. Receive a consistent stream of qualified leads throughout your first year, of up to 30% of your annual volume. - Competitive Compensation: Benefit from an attractive commission split with desk and insurance fees waived, maximizing your take-home earnings. Our splits start at 90/10 and increase to 95/5 as you grow. Splits are capped at $12,000. - Industry-Leading Technology: Harness powerful tools that streamline your workflow and make underwriting effortless, so you can focus on closing more deals. - Marketing Support: Access ready-to-use marketing assets, targeted campaigns, and lead-nurture tools designed to help you attract and convert more clients. - Ongoing Training: Benefit from continuous training, best-practice guidance, performance coaching, and 1:1 deal support to help you sharpen your skills and scale your production.

Role Description An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter with wholesale experience to join its team. We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. - Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations - Analyze borrower financials, credit reports, and property appraisals to determine eligibility - Assess risk and provide thorough loan decisions with clear explanations and conditions - Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process - Stay up-to-date with industry trends, guidelines, and best practices Qualifications - Active DE and VA underwriting certification required - Must have used DE and VA designation within the last 11 months - Minimum 5 years of residential mortgage underwriting experience - Proven history of longevity in prior roles (average tenure, no frequent job changes) - Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products - Experience with Encompass strongly preferred - Excellent analytical, organizational, and problem-solving skills - Strong communication skills and ability to collaborate effectively in a team environment Benefits - Salary: $85,000 – $115,000 per year - Bonus eligible - Full benefits package including: - Medical - Dental - Vision - Life Insurance - Paid vacation and sick time Company Description Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients' needs, one of our Recruiters will reach out. Please check your spam folder and voicemail for messages from our recruiters. Unfortunately, due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Role Description As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to: - Bank Statement - DSCR (Debt Service Coverage Ratio) - Asset Depletion loans Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Qualifications - Minimum of 3+ years of experience in underwriting Non-QM loans. - Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. - Experience Underwriting Non-QM roles within the last 6 months. - Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. - Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. - Excellent communication skills, both written and verbal. - Ability to work independently and as part of a collaborative team. - Strong organizational and problem-solving skills. Requirements - Underwrite and approve or deny loan applications based on the company’s guidelines, policies, and regulatory requirements. - Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. - Ensure loan files are complete, accurate, and compliant before final approval or denial. - Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. - Provide guidance and support to junior underwriters and other team members as needed. - Maintain a high level of productivity and quality assurance while meeting deadlines. Benefits - Salary: 90-100k

Role Description This Senior Underwriter role supports residential mortgage production by delivering consistent, compliant underwriting decisions across a range of borrower profiles. You’ll evaluate risk, document clear decisions and conditions, and partner closely with loan officers, processors, and internal stakeholders to move files efficiently while maintaining strong underwriting quality. - Evaluate residential mortgage loan applications to ensure compliance with company policies and applicable federal and state regulations - Analyze borrower financials, credit reports, and property evaluations to determine feasibility and overall risk - Assess loan risk and make recommendations based on thorough analysis of borrower profiles - Collaborate with loan officers, processors, and other stakeholders to expedite the underwriting process and resolve questions quickly - Provide clear, concise explanations for loan decisions and conditions to all parties involved - Stay current on industry trends, regulations, and best practices to maintain high-quality underwriting standards Qualifications - 5+ years of residential mortgage underwriting experience - At least 2 full years of hands-on underwriting experience with Non-QM and/or Jumbo loans - Strong verbal and written communication skills, including the ability to clearly explain decisions and conditions - Ability to work effectively with multiple stakeholders in a deadline-driven environment - Proficiency in Encompass is highly preferred - Experience with Microsoft Office is a plus - DE and VA designations a plus Benefits - Health, vision, and dental insurance - 401(k) - Health savings account - Life insurance - Vacation and sick time Company Description