Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity Employer: USAA Federal Savings Bank Tasks: Apply industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Apply critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Partner to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and leadership. Analyze internal and external scores/data for use in identifying first party fraud. Apply industry knowledge and competitive benchmarking to inform credit strategy development. Utilize advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Develop, manage, and present comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalate the quality and direction of credit performance to appropriate levels of management. Design and perform complex financial risk sensitivity analysis. Create and manage credit strategy infrastructure and ensure credit strategies are implemented as intended. Apply expert programming and analytical techniques to analyze credit data. Provide thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborate with key stakeholders to guide and facilitate teams in the development and implementation of key initiatives. Utilize analytically derived insights to develop strategic plans with significant impact to business results. Coach and mentor other analysts and serves as a thought leader within the analyst community. Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. May telecommute. Requirements: Will accept a Bachelor’s degree in Data Analytics, Business Management, Finance, Economics, Engineering, Mathematics or related field and 4 years of experience in the job offered or in a related occupation. Alternatively, will accept a Master’s degree in Data Analytics, Business Management, Finance, Economics, Engineering, Mathematics or related field and 2 years of experience in the job offered or in a related occupation. Position requires: - Unsecured loans consumer-lending industry experience; - Manipulating, analyzing and forming insights on both credit bureau and internal data to develop, implement, and monitor risk strategy using programming languages such as SAS, SQL, Python and data visualization tools (Tableau); - Developing, implementing, and monitoring risk strategy, leveraging credit bureau and other internal data; - Data modeling and risk management; - Microsoft Office products: Excel, Word, and PowerPoint; - SQL and Python for data segmentation and aggregation; - Snowflake and Extract Transform Load (ETL) process using SQL; - Designing statistics tests, interpret statistic metrics, machine learning algorithms like decision trees, and model metrics (table and Kolmogorov-Smirnov); and - Data analysis and data manipulation. Worksite: 5601 Legacy Drive, Plano Texas 75024 Relocation assistance is Not Available for this position. This position is eligible for the Employee Referral Program. #DNP Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

🚀 Join the Future of Commerce with Whatnot! Whatnot is the largest livestream shopping platform in North America and Europe to buy, sell, and discover the things you love. Whether it's trading cards, fashion, electronics, or live plants, our sellers are building real businesses across hundreds of categories. We're building live commerce at a scale that's never been done in the West, and there's no playbook to copy. The people here are shaping how an entirely new industry develops. As a remote co-located team, we're inspired by our values and anchored in hubs across the US, UK, Ireland, Poland, Germany, and Australia. We move fast, stay close to our users, and focus on the work that drives the most impact. We're one of the fastest growing marketplaces and were recently named the #1 Best Startup Employer in America by Forbes. Check out the latest Whatnot updates on our news and engineering blogs and join us as we enable anyone to turn their passion into a business and bring people together through commerce. 💻 Role Risk Strategists at Whatnot specialize in merging data analysis, best-in-industry risk and cybersecurity knowledge, and operational hustle to programmatically detect, measure, and thwart bad actors from disrupting our marketplace. - Monitoring: Tracking trust and fraud trends and analyzing the root causes. - Frontline investigation: develop and iterate rules to enforce Whatnot’s policies at scale. - Developing strategies: Creating tools, processes, and strategies to improve bad actor detection and mitigation. - Assessing risk: Evaluating new tools and existing processes for risk, and proposing ways to mitigate it. - Managing fraud controls: Collaborating with technology and operations teams to manage trust and fraud controls. - Tracking performance: Monitoring the performance of trust and fraud strategies, tools, and processes. - Identifying opportunities: Looking for opportunities to invest in trust and fraud protection for the short and long term. - Supporting new product launches: Analyzing fraud risks for new products and countries, and developing strategies to mitigate those risks before and after launch. - Work closely with the Trust and Risk engineering teams, operations partners, and data scientists to ensure long-term protections for our buyers and sellers are built and codified. We offer flexibility to work from home or from one of our global office hubs, and we value in-person time for planning, problem-solving, and connection. Team members in this role must live within commuting distance of our New York, Seattle, Los Angeles, and San Francisco hubs. 👋 You Curious about who thrives at Whatnot? We’ve found that low ego, a growth mindset, and leaning into action and high impact goes a long way here, but here are a few criteria we're looking for in this role: - Interest in having a direct impact on Whatnot’s mission - Responsible for the analysis of fraud or trust trends, the development of mitigation strategies and deployment of creative solutions to effectively manage the customer journey across the product - Assist in the development and optimization of risk mitigation controls within our framework of tools to ensure the business meets or exceeds our trust and risk goals while supporting business growth targets - Measure and monitor rule performance for the purpose of statistically quantifying risk and opportunity - Seek and design creative solutions to risk challenges through optimization of existing controls, pursuit of new tools and expanded use of alternative data - Endless curiosity and the passion to understand our customers and the transaction pattern 💰Compensation For Full-Time (Salary) US based applicants: $140,000/year to $210,000/year + benefits + equity. The salary range may be inclusive of several levels that would be applicable to the position. Final salary will be based on a number of factors including, level, relevant prior experience, skills, and expertise. This range is only inclusive of base salary, not benefits (more details below) or equity. 🎁 Benefits - Flexible Time off Policy and Company-wide Holidays (including a spring and winter break) - Health Insurance options including Medical, Dental, Vision - Work From Home Support - Home office setup allowance - Monthly allowance for cell phone and internet - Care benefits - Monthly allowance for wellness - Annual allowance towards Childcare - Lifetime benefit for family planning, such as adoption or fertility expenses - Retirement; 401k offering for Traditional and Roth accounts in the US (employer match up to 4% of base salary) and Pension plans internationally - Monthly allowance to dogfood the app - All Whatnauts are expected to develop a deep understanding of our product. We're passionate about building the best user experience, and all employees are expected to use Whatnot as both a buyer and a seller as part of their job (our dogfooding budget makes this fun and easy!). - Parental Leave - 16 weeks of paid parental leave + one month gradual return to work *company leave allowances run concurrently with country leave requirements which take precedence. 💛 EOE Whatnot is proud to be an Equal Opportunity Employer. We value diversity, and we do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, parental status, disability status, or any other status protected by local law. We believe that our work is better and our company culture is improved when we encourage, support, and respect the different skills and experiences represented within our workforce.

• Achieve and exceed underwriting performance and revenue goals, underwriting in accordance with our stated procedures. • Price accounts with competitive terms quickly, thoughtfully, and in accordance with our guidelines. • Manage quote related communication and questions in a thoughtful and trusting manner. • Collaborate with the underwriting team of Risk Engineers on understanding the unique exposures of complex accounts. • Provide market feedback and recommend improvements to our terms, rates, and guidelines improving our policy forms and coverages. • Bind accounts through the continuous engagement of your assigned brokers. • Represent Counterpart at broker meetings and various industry events. • Contribute ideas and feedback on our suite of tools and services as a key stakeholder of our product roadmap.

Role Description Join a team where your expertise truly drives outcomes. Church Mutual is seeking a Risk Control Consultant to lead consultative engagements across specialized markets. In this role, you’ll deliver high‑level risk mitigation strategies, influence underwriting decisions, develop technical content, and shape the risk control programs for complex accounts. Your industry knowledge and analytical skills will power safer operations and stronger partnerships. What you'll be doing: - Determine potential loss exposures, identify existing controls, and make recommendations on additional loss control programs and activities that will assist our customers in increasing their safety awareness and maintaining or enhancing their ability to reduce/prevent losses. - Survey and evaluate property, liability, workers' compensation, and commercial automobile hazards to determine potential loss exposures; identify existing controls; and make recommendations intended to reduce or eliminate loss exposures. - Provide service to external customers to maintain or enhance their loss control programs through the development of actions or programs that will reduce the frequency or severity of losses. - Conduct presentations of safety programs and use of safety materials to increase customer's safety awareness. - Build and maintain productive relationships with Underwriting and sales teams to support the business through the assessment of risks and promoting our service capabilities. - Document and submit assessment reports and recommendations resulting from customer visits. - Collect and provide information allowing the Property Valuation Team to develop cost estimates for individual risks. - Meet all assigned and required metrics and goals. Qualifications - Bachelor's degree or equivalent experience is required. Bachelor's degree in a safety related field is preferred. - A minimum of five years of risk control experience with a commercial insurance carrier. - Extensive knowledge of specialized facility operations and related loss exposures and controls within the specific market. - Highly conversant with training materials and programs specific to the needs of the specialized market. - Experience in managing risk control services on large accounts is preferred. - Mastery in developing presentations and presenting to groups. - Excellent verbal and listening skills. - Excellent planning skills for service delivery and itinerary management. - Demonstrated consulting skills in risk control area. - Proven ability to analyze data, develop, and implement solutions. - Proven time management and detailed organizational skills. Requirements - Remote position - Overnight travel is required 2-3 weeks a month. - Travels routinely via plane to customer locations. - Ability to operate a motor vehicle. - Works inside and may work outside in heat/cold, wet/humid, dry/arid, and varied lighting conditions. - May require occasional physical activities that include standing, walking (including extended periods on level and uneven walkways and surfaces that are wet, icy, snowy, or cluttered), bending, kneeling, stooping, crouching, crawling, and climbing (including ladders and stairs). Benefits - Church Mutual is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. - Exact compensation will vary based on consideration of a variety of factors including education, skills, experience, and location.