Principal Duties and Responsibilities - Ensure effective risk management. Perform reviews, assessment of new business, and renewal large claims/disclosure to identify known and potential risk. - Assist underwriters in the evaluation and assessment of clinical and claims data to identify and quantify known and potential risk through the provision of concise, detailed, and accurate reporting of data analysis findings, observations and recommendations to underwriting. - Effectively explain complex clinical conditions to team. - Develop and maintain strong client, TPA and vendor relationships. - Consult with clients and TPA’s on case management issues, alternative levels of care, program development, quality improvement, claims issues and educational needs. - Work with claim team to determine the need to impact, develop a cost mitigation strategy and work with internal as well as external stakeholders to produce an effective clinical and financial outcome. - Assist with medical necessity determinations and claim audits. - Perform as needed: transplant and other complex /catastrophic care reviews including review of treatment plan for medical necessity/experimental treatment, appropriateness of setting and coordination of any necessary additional review with outside medical expert. - Consult with internal and external clients on high cost claims and successfully engaged effective clinical risk management strategies. - Determine need for extra contractual agreements and /or engagement of specialty resources and acts as a liaison until the claim is complete. - Serve as a resource for claims and underwriting related to the risk management of A&H claims. - Establish reserve recommendations and adjusted as needed and reviewed on a monthly basis. - Build strong relationships with internal and external clients and communicated risk factors, resolved complex inquires and developed recommendations for continuous improvement. Qualifications, Education and Experience Preferred - 5+ years of clinical and case management experience - RN license required - CCM preferred - Bachelor's degree preferred - Stop loss and reinsurance experience preferred - Excellent written and oral communication skills - Ability to multi-task and prioritize - Team oriented yet able to work independently - Ability to build and maintain strong professional relationships - Proficiency with Excel, Word and spreadsheet analysis Compensation & Benefits The applicable base salary for this opportunity is $80,000 - $130000. The base pay offered will be determined by factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. In addition to the base salary, this opportunity may be eligible for performance-based incentives.​ We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition and professional certification assistance, 401k savings, elective participation in the Employee Stock Purchase Program, paid time off, paid holidays, and child bonding leave, as well as other employee assistance. #LI-Remote

Role Description Our client is seeking a detail-oriented and analytical Product Underwriting Analyst to support the development, performance monitoring, and enhancement of insurance products across multiple lines of business. This individual will work closely with product management, underwriting, actuarial, claims, IT, marketing, and data teams to evaluate product performance, identify opportunities for improvement, and support strategic product initiatives. The ideal candidate brings strong analytical skills, well versed in Homeowner Property Underwriting and/or Product Development, solid understanding of products and market dynamics, and the ability to translate data insights into actionable recommendations. This role will play a key part in supporting product strategy, monitoring portfolio performance, and ensuring insurance products remain competitive, compliant, and aligned with company growth objectives. - Analyze insurance product performance, including profitability, loss ratios, growth trends, and market competitiveness. - Support the development and enhancement of insurance products through research, data analysis, and performance monitoring. - Evaluate underwriting and pricing trends to identify opportunities for product optimization and portfolio improvement. - Collaborate with underwriting, actuarial, claims, and finance teams to gather insights and support product strategy initiatives. - Prepare reports and dashboards tracking product performance metrics, including premium growth, retention, and profitability. - Conduct competitive and market analysis to assess product positioning and identify emerging market opportunities. - Assist with product filings, regulatory documentation, and compliance-related product updates as needed. - Identify trends in customer behavior, claims activity, and underwriting performance to inform product decisions. - Support new product launches, product revisions, and system implementations impacting product design or rating structures. - Work with technology and data teams to ensure accurate product configuration within policy administration systems. - Provide analytical support for business cases related to product expansion, pricing adjustments, or new market entry. - Maintain clear communication with internal stakeholders to ensure alignment on product goals and performance outcomes. Qualifications - 4 - 7+ years of experience in Property Underwriting or Product Development - Strong understanding of insurance products, underwriting principles, and policy structures. - Experience analyzing insurance data including premiums, loss ratios, claims trends, and profitability metrics. - Proficiency in data analysis tools such as Excel, SQL, Power BI, Tableau, or similar reporting platforms. - Ability to translate complex data into clear insights and business recommendations. - Bachelor’s degree in Business, Finance, Economics, Risk Management, Insurance, or a related field preferred. - Professional designations such as CPCU, ARM, or AU preferred. - Strong analytical, problem-solving, and critical-thinking skills. - Excellent written and verbal communication abilities. - Ability to collaborate effectively with cross-functional teams including product, actuarial, underwriting, and IT. - Experience working with policy administration systems or insurance data platforms preferred. Benefits - $80,000 – $100,000 + Bonus (depending on experience) - Paid time off and company-recognized holidays - Performance-based annual incentive opportunity - Fully remote - Comprehensive health benefits package (Medical, Dental, Vision, Life) - 100% 401k Employer match - Pension and Profit Sharing benefits

The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: RegularLanguage Fluency: English (Required) Work Shift: 1st Shift (United States of America)Please review the following job description: Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established internal and external procedures. Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Companies. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Meet or exceed production goals as assigned by Management. 2. Underwrite new and renewal business. 3. Supervise of team(s) ensuring all pertinent information is communicated. 4. Develop and maintain excellent relationships with clients. 5. Market all program products and services to clients. 6. Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business. 7. Approve and disapprove endorsement requests according to internal and Company guidelines. 8. Monitor accounts to ensure compliance with the firm's policies and procedures. 9. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success. 10. Review and handle policy servicing requests (endorsement, audits, Company requests, Certificates, Premium Finance Notices and Cancellations, etc.) appropriately. 11. Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions. 12. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits - both internal and external. 13. Maintain necessary licenses to produce business. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree or appropriate insurance designation 2. Five years of experience as an active Underwriter or seven years of experience in the insurance industry 3. Must be licensed in corresponding areas of insurance as necessary 4. Must be able to understand and analyze necessary components of insurance policies 5. Ability to understand the client's needs and have knowledge of the risk profiles associated 6. Recognize new trends and developments in the insurance industry and be able to incorporate into strategies 7. Must have knowledge of commercial multi-line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an excellent working relationship with agencies 10. Leadership and team playing skills 11. Exercise discretion in making decisions 12. Maintain current knowledge of the insurance industry 13. Good written and verbal skills 14. Maintain travel schedule depending on the needs of clients, Agents, and new business 15. Ability to work extended hours when necessary General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being – physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Truliant’s mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationships, and Community define how we interact with members to fulfill our mission of improving lives and providing a foundation on which we conduct ourselves. Our Promise to Our Teammates: Truliant strives to provide all teammates with an enjoyable place to work where they feel valued, empowered and rewarded for all that they do. Purpose of the Job The Mortgage Underwriter II is responsible for reviewing and underwriting sellable and portfolio residential mortgage loan applications, including those insured by FHA and VA. The Mortgage Underwriter II ensures lending standards are upheld, investor guidelines are maintained, and informs processors, loan officers, and management of findings and credit decisions. The Mortgage Underwriter II must be well-versed in standard concepts, practices, and procedures of residential underwriting and is able to ensure that the loan meets GSE, FHA, VA, and USDA insurability. The position must underwrite all levels of complexity of mortgage loan applications and evaluate loans to minimize risk or loss. Essential Functions and Responsibilities - Analyzes credit, income, tax returns, and assets to determine the borrower’s credit worthiness and ability to repay per the terms defined by the credit union and/or investor. - Evaluates and reviews appraisal reports and collateral issues related to real estate to determine whether they properly support approval of a loan application. - Reviews all third-party vendor reports for fraud, collateral valuation, and compliance with investor guidelines. - Proposes alternatives to loan requests that do not meet underwriting guidelines and seeks approval when necessary. - Mitigates risk by conducting thorough and prudent reviews of loan files. Validates loan application and supporting documentation. Dispositions loans within underwriting authority limits. - Presents loans with recommendations to leadership when the loan limit exceeds the underwriter’s authority. - Clears conditions identified through the underwriting process and issues a final approval for closing. - Informs processors, mortgage loan officers, closers, and management of changes, status updates, findings, and credit decisions. - Possess a strong understanding of multiple Correspondent Lending products, policies, processes, and their required documentation. Stays abreast of changing underwriting guidelines for FHA, VA, USDA, and other government programs. - Maintains DE, SAR, and other underwriting designations. - Mentors conforming and government underwriters and assists with complex loan files, as needed. - Helps Underwriting staff to obtain DE and SAR Designations. - May provide training and direction to team members in order to assure a clear understanding of compliance and lending guidelines, particularly with those intending to eventually serve in an Underwriter role. - Manages assigned pipeline; dispositions loans and resolves conditions within established timeframes. - Completes, passes, and maintains an up-to-date status for all positional and company-required compliance and regulatory courses by assigned due date(s). - Displays commitment to ensuring compliance with applicable regulations by adhering to regulatory requirements and monitoring and reporting BSA/AML risks. - Maintains confidentiality and security of all member transactions and information. - Proposes recommendations for policy regarding portfolio guidelines, and enforces resulting procedures. - Responsible for ensuring the underwriting team is kept apprised of policy and guideline changes and /or updates to all internal and government agencies. Other Duties and Responsibilities - Assists with other tasks and projects as assigned. Knowledge, Skills, and Abilities - Must have a sound understanding of standard concepts, practices, procedures, regulations, and compliance within the loan origination environment, as well as services offered by the credit union. - Must possess a full range of expertise in secondary market and portfolio guidelines, including Fannie Mae and Freddie Mac. - Must have USDA knowledge, along with DE and SAR required for FHA and VA underwriting, or have the skills and knowledge required to obtain them. - Must have the ability to make independent decisions regarding the acceptability of loan files and approval/denial of loan applications. - Must demonstrate ability to manually underwrite loans and apply sound judgment and decisions. - Must demonstrate high volume productivity. - Must be detail-oriented, organized, and work efficiently under pressure. - Must have excellent communication skills in English, both verbal and written. - Must have intermediate knowledge of Microsoft Excel and Word. - Must have the ability to understand all business processes within the credit union. - Must meet requirements to be bonded. - Must be detail-oriented and well-organized. - Must be able to work in a general office environment. - Must be flexible and able to shift resources and priorities as required. - Must be able to complete all assignments with minimal supervision. - Should possess a strong commitment to providing excellent service to Truliant’s members. Physical Requirements - Occasional standing, walking, bending, and stooping required - Must be able to sit at a desk for long periods of time and use a computer - Must be able to moderately lift or move up to 5 pounds and occasionally lift or move up to 10 pounds Education and Background - High School diploma or equivalent required, with at least 10 years of mortgage lending experience required. - 10 years of underwriting experience required. - Bachelor’s Degree in Business or Finance preferred. If you have a passion for member service and would like to invest in a meaningful career with opportunity for growth, we encourage you to apply to Truliant! As a member of the Truliant family, you will enjoy the following full time benefits: - No-cost employee Medical, dental, vision coverage - Prescription benefits (including mail order) - Paid holidays and Paid Time Off (PTO) - 401(k) plan with contribution matching - Paid community involvement volunteers hours - Paid group life Insurance - Teammate loan discounts - Tuition reimbursement - Short and long-term disability - Health & Wellness program - Teledoc (physician video conferencing) - Onsite fitness facilities or health club reimbursement - Employee Assistance Program (EAP) - Medical flexible spending account - Dependent care flexible spending account