Encova Insurance has an opening for an Assistant Vice President, Underwriting Operations, Workers' Compensation. This role will have the option to work home-based but you must reside within one of our payroll approved states. These states can be viewed on our careers page. Are you a Referral? If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team. Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin. JOB OBJECTIVE: The Assistant Vice President, Underwriting Operations leads technical underwriting disciplines for Commercial Lines. This position manages the Commercial Lines Segment Managers and other underwriting support. This role coaches, trains and mentors internal and external stakeholders on underwriting and related product guidelines, standards and other technical underwriting disciplines. The role leads the development and utilization of quantitative and qualitative business indicators and makes technical decisions and recommendations in accordance with delegated authority and strategic direction. This position analyzes book of business performance and trends and recommends adjustments and responses; reviews changes and compliance requirements and ensures conformance. ESSENTIAL FUNCTIONS: • Lead and manage direct reports in development and implementation of technical underwriting and product subject matter expertise to underwriting teams and other disciplines to support business plan objectives. This includes but is not limited to policies, strategy and tactics, product development, business services, filings, processes and workflows (including automation and business rules), regulatory compliance and market conduct matters. • Lead and manage direct reports in performance of regular quality control and participate in quality audits. • Lead collaboration with senior management on larger, more complex accounts requiring special expertise. • Lead enterprise development projects – including business requirements and timelines – that impact coverage, pricing, rating, systems logic, automation, and best practices. • Lead the development of pricing strategies from the individual risk to portfolio levels using models and methodologies to support a profitable and competitive pricing approach to the market. • Develop and manage direct reports to implement strategic and tactical product and service development initiatives using trend monitoring, feedback from stakeholders and marketplace competitor review. • Lead and manage direct reports and enterprise resources in training internal and external stakeholders on products and services and their associated processes, based on a solid understanding of and impact to field constituents such as agents, underwriting, customer service, marketing and policyholders. Lead development of appropriate supporting materials. • Lead enterprise gathering and analysis of competitor product, service and pricing intelligence (external) and product and service trends/results (internal) and recommend new and revised products, processes and systems. • Create innovative solutions as a result of competitor and internal trend analysis and work with other disciplines to gather input regarding product and service changes and ideas. • Lead and manage direct reports in the development of internal guidelines, policies and procedures that address business needs and support business objectives. • Lead enterprise investigation of compliance and regulatory issues and recommend appropriate business solutions. • Lead the development, use and maintenance of Guaranteed Cost and Loss Sensitive WC Product and related guidelines, monitors and controls. OTHER FUNCTIONS: • Non-essential function: other duties as assigned. KNOWLEDGE, SKILLS AND ABILITIES: • A Bachelor’s degree from an accredited four-year college or university required. Commensurate experience may be considered. • Master’s degree in management preferred. • A minimum of 10 years of experience with a property/casualty insurance carrier handling commercial lines products such as package lines and/or workers’ compensation products is required. • Three plus years management experience preferred. • Experience with project management preferred. • Professional insurance designations relevant to area of expertise desired. • Core proficiency in leading an underwriting, product development, or operations team tasked with responsibility for developing and managing a profitable book of business on a regional or national scale. • Ability to lead, manage and collaborate effectively. • Ability to apply leadership skills, technical expertise and sound logic to identify and analyze problems and implement effective underwriting and product solutions. • Knowledge of policy and procedures regarding underwriting administration, risk administration and classification, insurance and risk management, accounting or business administration, premium audit or underwriting and loss control. • Superior understanding of the form and content of package lines and/or workers compensation insurance policies. • Demonstrate a solid understanding of compliance issues and regulatory environment in project development and implementation. • Knowledge of cost rating plans and related pricing methods and procedures, and ability to use this information to determine and calculate business exposures, classifications, experience or other rating plan modifications. Understand credit risks in order to determine the appropriate guaranteed cost coverage for each business. • Ability to analyze and evaluate specific complaints and inquiries regarding insurance contracts, coverage, and rating plans. • Ability to read and interpret financial statements. • Excellent interpersonal skills. • Exceptional oral and written communication skills. • Excellent analytical, research, and documentation skills. • Demonstrate sound judgment and work independently or with minimal direction. • Knowledge of design, implementation and interfaces of current systems and applications. • Proficient in Excel. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential. What you can expect from us In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to: - Health, Dental & Vision Insurance - Company-provided life and income protection plans - Eligibility to participate in a company incentive bonus program - 401(k) Retirement Plan - 100% company match up to 7% on annual salary - Paid Time Off, Paid Holidays, and Floating Holidays - Flexible Work Arrangements - Hybrid and remote depending on the role We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally. Encova Insurance is an EOE/E-Verify employer. #LI-Remote#LI-LP1

Job Title: Non-Delegated Mortgage Underwriter III Location: Remote Georgia What you'll do: A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards. - Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times - Identify any document deficiencies, request additional information and/or documentation from Clients as needed - Expert ability to navigate and interpret all agency and company guidelines - Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. - Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans - Other duties as assigned What you'll need: - 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment. - Ability to communicate effectively and professionally - Basic proficiency in Microsoft Office products (Excel, Word, etc.) - Encompass LOS experience preferred - Project management experience - College degree preferred but not required - Loan quality and risk management - Knowledge of FNMA and FHLMC guidelines - Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor - Excellent Customer/Client service skills - Ability to work in a fast paced production environment - Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints - Excellent written and verbal communication skills - Prioritization and Time Management skills - Ability to learn and adapt to guideline changes Compensation: Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location. Benefits you’ll love: We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation

• Provide technical underwriting support for highly complex assigned accounts • Collect data and organize files and reports • Perform administrative and customer service duties regarding new and renewal accounts • Provide Underwriters with required reports and analysis.

Role Description Candidate will have a strong Farm/Agribusiness background as this position is responsible for achieving profitable underwriting results in support of growth and profit objectives by appropriate risk selection, agency relations, book management and development of the Enterprise Farm/Agribusiness and Monoline Auto (Auto Accel) program business opportunities. - Solicits and develops Farm/Agribusiness and Monoline Auto (Auto Accel) opportunities through relationship development and agency travel. - Underwrite new and renewal business for Farm/Agribusiness & Monoline Auto (Auto Accel) business including the evaluation, classification, and rating of risk to determine acceptability, coverage, and pricing. - Building and establishing underwriting guidelines and reference materials for Agribusiness. - Refers potential risks outside of your authority to department Team Lead and/or Manager after pre-underwriting is complete. - Demonstrate knowledge of subject material through referral discussions and file documentation. - Exhibit sound judgment in decision-making. - Analyzes quality, volume, mix of business and profit for assigned state. - Identify trends in submission activity and works to meet production targets as established. - Maintain policy retention and pricing objectives. - Maintains superior service that meets and exceeds department standards and our Enterprise brand of service, trust and relationship. - Displays understanding ease of doing business (EODB) with customers. - Develop effective relationships with agents to meet production goals. - Practice effective verbal and written communication skills and maintain professionalism in all work dealings. - Develops ongoing working relationships with insurance producers and keeps them up-to-date on underwriting and/or product changes. - Maintains relationships with agencies, claims, and Enterprise counterparts. - Responsible for agency travel to increase producer awareness of Enterprise underwriting appetites, philosophy, and product offerings. - Develop and maintain full knowledge of all policy forms, coverages, rating plans, and manuals for all lines written. - Serve as a resource to our agents and share knowledge and experience with our underwriter team. - Maintain thorough and complete file documentation for all assigned accounts. Qualifications - Bachelor’s degree and/or CPCU designation strongly desired. - Minimum of 5 years of Agribusiness experience. - Professional insurance designation (e.g. CPCU, AFIS, etc.) preferred. - Extensive knowledge of and ability to analyze and interpret underwriting manuals, policies. - Working knowledge of ISO based products and services (i.e. rates, rules & forms). - Ability to build effective relationships. - Exceptional interpersonal and organizational skills. - Demonstrated leadership ability. - Strong interpersonal skills and the ability to interact with all levels in the organization. - Ability to manage multiple priorities of varying complexities. - Strong organizational, analytical, and problem-solving skills are essential. - Exceptional customer service skills. - Valid driver’s license with acceptable driving record. - Strong attention to detail. - Excellent time management skills. Benefits - Competitive traditional benefits. - Cultural appreciation holiday. - Family formation benefits. - Compassionate care leave. - Expanded categories of bereavement leave.