Sovereign Insurance

Role Description The Senior Risk Specialist collaborates with the National Resource Practice underwriting group specializing in large and complex Energy risks. This role focuses on: - Oil and Gas production facilities across upstream and downstream sectors - Mining Operations underground and above ground - Power Generation - Course of Construction - Pulp & Paper - Renewable Energy technologies The role identifies and quantifies risk exposures and improvement opportunities, sharing expertise internally and with clients while maintaining strong relationships focused on risk reduction and customer service. The Senior Risk Specialist provides technical leadership, coaches and mentors the Risk Engineering Services team, and delivers timely, professional risk engineering support to underwriting under established standards. How you will create impact: - Conducting comprehensive risk evaluations through site surveys and file reviews to identify loss exposures, hazards, controls, and regulatory compliance, and producing detailed risk assessment reports to support underwriting risk selection and pricing decisions. - Consulting with clients, brokers, and underwriters on loss control and prevention practices, collaborating on fact finding, and developing aligned, practical risk mitigation solutions. - Providing consultative risk improvement services by reviewing and updating loss prevention procedures, completing safety consultations, and developing actionable recommendations and improvement plans. - Serving as a subject matter expert in risk management practices, industry trends, and emerging developments, and contributing expertise to the design of risk engineering protocols and services. - Supporting the development and enhancement of risk engineering programs and value-added services by providing operational input, participating in pilots, and contributing technical expertise to initiatives. - Developing and delivering technical training materials, library articles, and education sessions for clients, brokers, underwriters, and internal teams. - Building and maintaining strong relationships with clients, internal staff, and external service providers to ensure timely, cost effective, and high quality service delivery. - Providing professional guidance, technical advice, and mentorship to underwriters and risk engineering colleagues, supporting quality of work and shared team objectives. - Maintaining current knowledge of underwriting standards, regulatory requirements, and industry best practices, while actively participating in industry associations, meetings, and reporting activities. Qualifications - A degree or diploma in Engineering, Applied Science, or a related field, combined with a minimum of 15 years of relevant insurance industry experience, or an equivalent combination of education and experience. - Professional designations including Chartered Insurance Professional and Canadian Risk Management. - Technical knowledge and coursework related to fire protection, building construction, sprinkler systems, industrial processes, product and premises liability, life safety, security systems, and fleet safety. - Strong understanding of risk management practices, loss prevention methodologies, and evolving industry trends, with the ability to assess complex exposures and recommend effective mitigation strategies. - Demonstrated analytical thinking, problem solving, and decision-making capabilities, supported by strong attention to detail and organizational skills. - Well developed written, verbal, interpersonal, and customer service skills, enabling effective collaboration with clients, brokers, underwriters, and internal partners. - Proficiency in using technology and digital tools to support risk analysis, reporting, documentation, and efficient service delivery. - Proficiency in both English and French is essential to the main duties in this role, including servicing and communicating primarily with majority anglophone and francophone clients, groups, and teams. Requirements - You will be subject to a Background check as a condition of employment, in the event you are the successful candidate. - Potential exposure to conditions that require health and safety protection, such as chemicals, noise, dust and debris. - Frequent movement, moderate exertion and the ability to lift or move up to 20 lbs is required. - Requiring regular travel and possession of a personal vehicle along with a valid driver’s license and appropriate insurance. - Detail oriented work that requires a high degree of mental concentration for extended periods of time. Benefits - Room to grow with confidence — build your career, contribute your ideas, and see the impact of your work. - A culture that values you — inclusive, collaborative, and respectful, where different perspectives are encouraged and heard. - Rewards that recognize you and the work you do - competitive salary and variable compensation, benefits and pension, paid time off, development and recognition programs. - Support for your well-being — a holistic approach to physical, mental, social, and financial wellness. - Pride in purpose — being part of a Canadian organization dedicated to protecting Canadian businesses and the communities they serve while giving back through volunteering, donations, and national initiatives that help build a more sustainable future.

Role Description The Risk Specialist must be proficient in Property & Casualty with emphasis on large manufacturing, warehousing and Course of Construction type perils and must develop a comprehensive understanding of insured operations to assess the level of risk associated with surveyed exposures and provides underwriters with clear, well documented risk assessment reports that include complete analysis and grading. The Risk Specialist also delivers formal and informal training and education to underwriting staff to support the development of technical expertise and sound risk judgment. Decision making and problem solving require a high degree of technical proficiency and professional judgment, with consultation expected when uncertainty exists. Accuracy is critical, as errors may result in significant financial impact and reputational risk to the organization. How you will create impact: - Conducting risk evaluations through site surveys and file reviews to identify loss exposures, hazards, controls, and regulatory compliance while developing a detailed understanding of insured operations. - Assessing the scope and effectiveness of risk controls and safety management practices, and proposing advanced, practical risk management solutions. - Consulting with clients, brokers, and underwriters on loss control and prevention practices through collaborative fact finding and solution development. - Preparing clear, comprehensive risk evaluation and assessment reports with analysis, grading, and underwriting recommendations to support risk selection and pricing decisions. - Delivering consultative risk improvement services by reviewing existing loss prevention programs and developing actionable improvement plans. - Developing and delivering technical training, education sessions, library articles, and learning materials for clients, brokers, underwriters, and staff. - Supporting risk engineering program development by contributing subject matter expertise, assisting with pilot initiatives, and providing operational feedback to management. - Maintaining strong client, broker, and internal relationships while acting as a risk management expert, mentor, and industry participant focused on service excellence and market opportunity growth. Qualifications - Degree or diploma in Engineering, Applied Science, or a related field, or equivalent relevant industry experience. - Completion of recognized professional insurance designations, including CIP and CRM. - Technical education covering fire protection, building construction, sprinkler systems, security alarms, industrial processes, liability exposures, life safety, and fleet safety. - Minimum of 10 years of experience within the insurance industry. - Strong analytical, problem solving, decision making, organizational, and attention to detail skills. - Effective communication, interpersonal, customer service, change management, and technology skills. Requirements - You will be subject to a Background check as a condition of employment, in the event you are the successful candidate. - This role involves direct contact with clients and/or service providers in their environment. - You are required to have a valid driver’s license and insurance. - Work will primarily be in Southern Ontario and 5% travel outside of Ontario. Benefits - Room to grow with confidence — build your career, contribute your ideas, and see the impact of your work. - A culture that values you — inclusive, collaborative, and respectful, where different perspectives are encouraged and heard. - Rewards that recognize you and the work you do - competitive salary and variable compensation, benefits and pension, paid time off, development and recognition programs. - Support for your well-being — a holistic approach to physical, mental, social, and financial wellness. - Pride in purpose — being part of a Canadian organization dedicated to protecting Canadian businesses and the communities they serve while giving back through volunteering, donations, and national initiatives that help build a more sustainable future.