HomeTrust Bank

• This position is responsible for the loan processing (packaging and closing) of all SBA and USDA loans. • Work closely with the SBA Lending Team, attorneys, third-party vendors, and other internal departments to process, close, and manage the SBA relationships with the highest degree of SBA loan program compliance. • Provide administrative support relative to SBA loan origination and closing process and spearhead communication with clients, borrowers, brokers, government entities, and other third parties exercising discretion and judgment. • Manage the Commercial Loan Pipeline (CLP) record after the initial entry by the Relationship Manager, and monitor and update status through each phase of process. • Assist in the collection and review of required application and financial documents to establish the SBA Borrower Checklist. • Responsible for maintaining the SBA Client File in accordance with the Bank's file folder structure and ensuring documentation is saved to the appropriate subfolders using the Bank's established naming conventions. • Draft, review, and manage the SBA Borrower Checklist, SBA Forms including Forms 1919 and 159, Loan Authorizations, ETRAN Terms and Conditions, and Loan Commitment Letters. • Ensure loans are closed in compliance with the Bank's and SBA's policies and procedures.

• Identify, deliver, and execute the equipment finance sales strategy • Develop profitable relationships with HomeTrust Bank clients and non-bank prospects • Maintain a scheduled calling program with commercial clients and prospects • Identify areas of competition and potential new markets to maximize equipment finance volume and earnings • Analyze client and prospect financial data to manage risk and provide accurate credit applications • Attain or exceed annual assigned budgets for volume, fees, and other key objectives • Work closely with Commercial Relationship Managers and conduct joint calls on clients • Attend bank meetings to provide equipment finance product training • Structure, design, and propose viable equipment finance transactions • Tailor agreements that meet customer needs from transaction start to close.