Generations Bank

At Generations Bank, we are excited to offer the Full Time Credit Analyst position in Rogers, AR, which provides a unique opportunity to make a direct impact on our customers' financial journeys. As a Credit Analyst, you will engage in meaningful analysis that supports sound lending decisions, helping to foster strong relationships within the community. The thrill of working with diverse financial data will enhance your analytical skills while contributing to customer-centric solutions. This role also offers the flexibility of working from home, allowing you to maintain a balanced work-life relationship while remaining connected to a supportive and professional team. You will be empowered to approach challenges with accountability and stewardship, further enabling your career growth. You can enjoy great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, competitive salary, Paid Time Off, paid Maternity and Paternity Leave; Employee Assistance Programs. Join us at Generations Bank, where your analytical expertise can truly shine and make a difference in the lives of our clients. Why Generations Bank? At Generations Bank, we prioritize a diverse and talented group of people who are encouraged to bring their full self to work. We are committed to a common goal, serving our community. Our four core values are more than words. They are at the heart of everything we do. We believe a team with a strong culture and unified purpose is better in the long run. ACCOUNTABILITY: We believe our work commitments should be done fully, and lending a hand to fellow team members isn't optional. RELATIONSHIPS: We believe when we treat our team and customers with humility, dignity, and pride we reach our highest potential. COMMUNICATION: We believe in proactively sharing ideas and information. STEWARDSHIP: We believe each team member should care for our assets and opportunities as if they were their own. Your role as a Credit Analyst As a Credit Analyst at Generations Bank, you will play a crucial role in shaping the financial landscape of our community. You will be responsible for gathering and analyzing credit information on current and prospective borrowers, allowing you to assess the advisability of granting credit across a diverse array of loans. Collaborating closely with loan officers, you will assist in crafting well-informed loan requests that align with our customer-centric philosophy. Your ability to maintain strong customer relationships will be paramount; not only will you promote the bank's services, but you will also refer clients to appropriate staff, ensuring they receive tailored financial solutions. This position embodies our commitment to stewardship and accountability, making it an excellent opportunity to impact both our clients and the bank's success. THE RESPONSIBILITIES OF THE JOB Financial Analysis: Perform comprehensive analysis of business and personal financial statements, tax returns, and cash flows to assess creditworthiness and risk. Loan Structuring: Assist loan officers in pre-qualification assessments and recommend appropriate loan structures, terms, and collateral positioning. Due Diligence: Conduct thorough background research, including credit bureau reports, industry peer comparisons, and market trend analysis. Reporting: Write detailed financial reviews and credit reports to support lending decisions and internal loan review functions. Portfolio Management: Monitor commercial accounts for updated financial data and assist in the timely review and renewal of existing credit facilities. Data Accuracy: Develop complex debt schedules and global cash flow models, ensuring all data is captured accurately from primary sources and guarantors. Compliance & Policy: Ensure all loan requests and structures adhere to Bank loan policy, federal/state regulations, and Bank Secrecy Act (BSA) requirements. Process Optimization: Support the computerization of loan review functions and manage the credit analyst queue and relationship files efficiently. Client Relations: Communicate clearly with customers to gather financial data and represent the Bank in community functions to enhance its image. Administrative Excellence: Complete all administrative tasks and stress-test analyses (including interest rate and property stress tests) with high accuracy and timeliness. THE REQUIREMENTS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. BASIC QUALIFICATIONS - candidates must have these to be considered: - High school diploma or equivalent. - Bachelor's degree and/or 3 or more years of credit analysis experience - Ability to perform the essential functions, and the mental/physical demands of the job. - Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities. Your next step We're looking for talented individuals like you to join our team and help us achieve our goals. If you're passionate, driven, and committed to making a difference, we want to hear from you! Don't wait - apply now and take the first step towards a fulfilling career with endless possibilities. Let's work together to make great things happen!

Embark on an exciting career as a Full-Time Commercial Loan Officer with Generations Bank in Bentonville, AR, where you will play a crucial role in business development and driving sales within our thriving community. This position offers the unique opportunity to work from home, providing you with the flexibility to maintain a healthy work-life balance while engaging in meaningful customer service. Your focus will be on building relationships with local businesses, fostering community involvement, and helping clients achieve their financial goals. As you navigate the dynamic landscape of commercial lending, you will be empowered to cultivate connections that make a difference. You can get great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Competitive Salary, Paid Time Off, and Paid maternity and paternity leave. Joining our team means becoming part of a customer-centric culture that emphasizes accountability and stewardship, ensuring you thrive both professionally and personally. Be part of something special with Generations Bank! Core Values At Generations Bank, we prioritize a diverse and talented group of people who are encouraged to bring their full self to work. We are committed to a common goal, serving our community. Our four core values are more than words. They are at the heart of everything we do. We believe a team with a strong culture and unified purpose is better in the long run. ACCOUNTABILITY: We believe our work commitments should be done fully, and lending a hand to fellow team members isn't optional. RELATIONSHIPS: We believe when we treat our team and customers with humility, dignity, and pride we reach our highest potential. COMMUNICATION: We believe in proactively sharing ideas and information. STEWARDSHIP: We believe each team member should care for our assets and opportunities as if they were their own. If you share a common vision in our culture and core values, we encourage you to apply. Are you excited about this Commercial Loan Officer job? As a new Commercial Loan Officer at Generations Bank in Rogers, you will be expected to engage with potential and existing clients to understand their financial needs and goals. Your daily responsibilities will include analyzing financial data, assessing creditworthiness, and preparing loan proposals. You will conduct thorough market research to identify opportunities and tailor solutions for clients. Effective communication will be key as you collaborate with internal teams and maintain relationships with stakeholders. What matters most To thrive as a Commercial Loan Officer at Generations Bank in Rogers, you will need a blend of analytical and interpersonal skills. Strong financial acumen is essential for evaluating clients' financial situations and making informed decisions. Exceptional communication skills will enable you to convey complex financial concepts clearly, fostering trust with clients. Your ability to build and maintain relationships is crucial, as this role relies heavily on developing long-term partnerships within the community. Attention to detail will aid in ensuring compliance with regulations and accurate loan documentation. Additionally, strong problem-solving abilities will help you navigate client challenges and propose tailored solutions. A customer-centric mindset, coupled with adaptability and accountability, will ensure your success in meeting the diverse needs of clients while promoting the bank's core values. What are the Requirements? These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. BASIC QUALIFICATIONS - you must have these to be considered for this role: - High school diploma or equivalent (GED). - Bachelor's degree and/or 3 or more years of lending experience. - Ability to perform the essential functions, mental, and physical demands of the job as listed in the Full Job Description attachment. - Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities. Connect with our team today! If you think this role will suit your needs, great! Applying is a piece of cake. Good luck - we're excited to meet you! Applicants who are offered this role are required to submit to a background check including a criminal record check, employment, education verification, and drug screening.

Join Generations Bank as a Full-Time Consumer Loan Officer and become an integral part of a dynamic team dedicated to fostering client relationships in Camden, AR. This position offers the unique opportunity to work from home, allowing you to create a flexible work environment that suits your lifestyle while still prioritizing customer-centric service. As a Consumer Loan Officer, you will play a vital role in helping local people thrive, making a tangible impact on your community. You'll collaborate with a supportive team that values accountability and stewardship, enhancing both your professional growth and job satisfaction. With a culture rooted in communication and relationship-building, this role is perfect for someone passionate about driving success for clients and seeking a rewarding career path. As a team member you'll be able to enjoy benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Competitive Salary, Paid Time Off, and Paid maternity and paternity leave. Take the next step in your career and apply today to make a difference with Generations Bank. What's your day like? As a new Consumer Loan Officer at Generations Bank, you will be expected to manage a diverse portfolio of consumer loans, building and nurturing strong relationships with clients. Your day-to-day responsibilities will include evaluating loan applications, conducting financial analysis, and assessing creditworthiness to support informed lending decisions. You will collaborate with underwriters and other team members to streamline the loan process while ensuring compliance with banking regulations. Engaging with clients through regular communication and meetings will be essential, as you gather information and provide guidance throughout the loan lifecycle. Additionally, you'll be responsible for identifying new business opportunities, developing tailored loan solutions, and effectively presenting proposals to potential clients. Your role will require you to stay updated on industry trends and market conditions to provide the best advice and support, aligning with our commitment to customer-centric service. Are you a good fit for this Consumer Loan Officer job? To be successful as a Consumer Loan Officer at Generations Bank, you will need a strong foundation in financial analysis and a keen understanding of lending practices. Excellent communication skills are paramount, allowing you to effectively articulate ideas and build lasting relationships with clients and colleagues. Your ability to listen actively and empathize with clients will foster trust and enhance customer satisfaction. Strong organizational skills are essential, enabling you to manage multiple loan applications and deadlines efficiently. A detail-oriented mindset will ensure accuracy in evaluating financial documents and compliance with regulatory standards. Additionally, analytical thinking will help you assess risk and identify new opportunities for growth within your portfolio. The ability to work collaboratively within a team while demonstrating accountability will enhance your effectiveness in a flexible work environment, aligning with our core values of stewardship and relationship-building. At Generations Bank we prioritize a diverse and talented group of people who are encouraged to bring their full self to work. We are committed to a common goal, serving our community. Our four core values are more than words. They are at the heart of everything we do. We believe a team with a strong culture and unified purpose is better in the long run. CORE VALUES ACCOUNTABILITY: We believe our work commitments should be done fully, and lending a hand to fellow team members isn't optional. RELATIONSHIPS: We believe when we treat our team and customers with humility, dignity, and pride we reach our highest potential. COMMUNICATION: We believe in proactively sharing ideas and information. STEWARDSHIP: We believe each team member should care for our assets and opportunities as if they were their own. Join us in shaping the future of banking by applying your skills in a role that values both professional excellence and personal growth. You will be offered great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Competitive Salary, Paid Time Off, and Paid maternity and paternity leave. Step into an environment where your contributions matter and where you can grow alongside a dedicated team. Connect with our team today! If you think this role will suit your needs, great! Applying is a piece of cake. Good luck - we're excited to meet you! WHAT ARE THE REQUIREMENTS? These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. BASIC QUALIFICATIONS - you must have these to be considered for this role: - High school diploma or equivalent (GED). - Bachelor's degree and/or 1 or more years of lending experience. - Ability to perform the essential functions, mental, and physical demands of the job as listed above. - Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities. ENVIRONMENT AND PHYSICAL ACTIVITY The position includes driving a Bank or personal owned vehicle approximately 10-25% of the time which includes exposure to the outside weather elements and moving mechanical parts. It may include some minor annoyances such as noise, odors, drafts, etc. The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching. The incumbent for this position may operate any or all of the following: telephone, smart phone, copy and fax machines, adding machine (calculator), image systems, scanning equipment, typewriter, computer terminal, laptop computer, tablet, printers, or other equipment as directed. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. PAY TRANSPARENCY NONDISCRIMINATION PROVISION Pay Transparency Nondiscrimination Provision: Generations Bank will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the legal duty of the contractor to furnish information. We comply with the ADA and consider reasonable accommodation measures that may be necessary for eligible applicants/employees to perform essential functions. Generations Bank is an affirmative action and equal opportunity employer and adheres to EEO Guidelines to offer employment without regard to race, color, religion, marital status, sex, sexual orientation, gender identity, pregnancy, age, national origin, disability, veteran status, or any other basis. All qualified applicants will receive equal consideration for employment. Our team needs you! If you think this job aligns with your requirements, then submitting an application is simple. Good luck! Applicants who are offered this role are required to submit to a background check including a criminal record check, employment, education verification, and drug screening.