Creditstar

Role Description The successful candidate will provide independent oversight, challenge, and strategic guidance to management and fellow Board Members. The Board plays an active role in overseeing: - Strategy - Financial performance - Governance - Risk management - Regulatory compliance - Customer protection Qualifications - Board or senior executive experience within regulated financial services - Strong understanding of governance, risk management, and regulatory frameworks - Sound commercial judgement and strategic thinking - High levels of integrity, ethics, independence of mind, and professionalism - The ability to provide constructive challenge while maintaining a collaborative approach - Swedish language proficiency Requirements The successful candidate will be subject to and must pass the suitability assessment (lämplighetsprövning) in line with applicable regulations. - Experience in one or more of the following areas would be necessary: - Banking, consumer finance, lending, payments, or fintech - Swedish financial regulation, including AML/CFT - Experience interacting with Finansinspektionen and/or other financial regulators - Credit risk, treasury, capital adequacy, or risk management - Audit, accounting, or financial reporting - Growth-stage or regulated financial institutions - Tech, IT, and cybersecurity - Product development Time Commitment Sufficient availability to perform the necessary Board duties, considering any other professional commitments: approximately 6-10 Board and committee meetings per year, together with preparation time and occasional involvement in strategic or regulatory matters. Location Sweden Application Interested candidates are invited to submit their CVs together with a brief cover letter outlining their relevant experience and motivation. For more information please contact: Head of People Operations and Culture at irina.zozulja@creditstar.com

Role Description We are seeking an experienced Chief Information Officer (CIO) to lead the technology strategy, IT governance, cybersecurity, and digital transformation initiatives for our Swedish operations. This is a unique opportunity for someone who enjoys combining strategic leadership with hands-on execution in an ambitious growth company. You will build and lead the IT, security and operational resilience function of a growing regulated fintech company. As CIO, you will also play a key role in ensuring compliance with Swedish Financial Supervisory Authority (Finansinspektionen) regulations, DORA requirements, GDPR, EBA ICT guidelines, and other relevant Swedish and EU legislation. Key Responsibilities - Establish, lead and scale high-performing IT and security teams. - Define and execute the company’s IT and technology strategy aligned with business objectives and regulatory expectations. - Ensure compliance with Finansinspektionen regulations, DORA, GDPR, EBA Guidelines on ICT and security risk management, and Swedish cybersecurity requirements. - Lead IT governance, information security, infrastructure, and software development functions as they grow. - Own IT budgeting, procurement, cost optimization and technology investment planning. - Oversee cybersecurity strategy, incident management, disaster recovery, and business continuity planning. - Ensure strong controls around outsourcing, cloud services, and third-party vendor management. - Manage IT audits, regulatory inspections, and remediation activities. - Drive digital transformation and technology modernization initiatives. - Collaborate with Compliance, Risk, Legal, and Operations teams to maintain a secure and compliant technology environment. - Develop and maintain data governance and information security frameworks. - Build and operate foundational IT processes, tooling and controls. - Select, negotiate and manage relationships with IT vendors, cloud providers and software partners. - Initially run day-to-day IT operations including end-user support, device management, SaaS administration and workplace IT. Qualifications - Bachelor’s or Master’s degree in Information Technology, Computer Science, Engineering, or a related field. - Minimum 10 years of experience in IT leadership roles within banking, fintech, or regulated financial services. - Strong understanding of Swedish financial regulations and Finansinspektionen expectations regarding ICT and operational resilience. - Experience with DORA, GDPR, ISO 27001, cybersecurity frameworks, and cloud governance. - Proven experience managing IT risk, cybersecurity, and regulatory compliance. - Proven experience building or scaling IT and security functions in growing organizations. - Comfortable operating both strategically and hands-on in fast growing environments. - Experience leading large-scale technology transformation projects. - Strong stakeholder management and communication skills. - Excellent leadership and people management capabilities. - Fluent English required; Swedish language skills are highly desirable. Preferred Qualifications - Certifications such as CISSP, CISM, ITIL, COBIT, or equivalent. - Experience in fintech or digital consumer lending environments. - Familiarity with EBA outsourcing guidelines and operational resilience frameworks. Benefits - Strategic executive role with significant impact on business growth and resilience. - Opportunity to shape technology decisions with direct access to senior leadership and business stakeholders. - Chance to build scalable teams, processes and technology foundations supporting the company’s next phase of growth. - Fast-moving environment with short decision paths and close collaboration across the business. - Competitive salary. - Opportunity to lead modern technology and security initiatives.

Role Description We are seeking a skilled BI Engineer with 3–7 years of experience to support data-driven decision-making. The ideal candidate will have strong expertise in data modeling, SQL, and modern data stack tools, familiarity with credit or lending metrics is a strong plus, as you'll be working closely with risk and finance teams where domain context matters as much as technical skill. Key Responsibilities - Design, build, and maintain Power BI dashboards that serve as the primary reporting layer for finance, risk, and product teams, owning both the accuracy and performance of what gets published. - Write efficient, well-structured SQL queries against Snowflake to extract, validate, and shape data for reporting and ad-hoc analysis. - Design and implement scalable semantic data models in Power BI including DAX measures, star-schema structures, and calculated tables, ensuring reports perform reliably at scale. - Build and manage data transformation logic using dbt, collaborating with the data engineering team to ensure the right data is available, structured correctly, and ready for the BI layer. - Partner with finance, risk, and product stakeholders to translate business questions into well-defined reporting requirements. - Own data validation and quality checks across your reporting surfaces. - Contribute to metric governance: documenting definitions, business logic, and calculation methodology so that key terms like "active loan" or "default rate" mean the same thing across every report and every market. - Identify opportunities to improve existing reports, reduce manual processes, and increase self-service capability across business teams. Qualifications - Strong proficiency in SQL - Hands-on experience with Power BI and DAX - Experience with Snowflake or other cloud data warehouses - Solid understanding of data modeling concepts - Experience with dbt or similar data transformation tools - Strong analytical and problem-solving skills Nice to Have - Experience in the lending/financial services domain - Knowledge of Python or scripting for data analysis - Familiarity with ETL/ELT processes - Exposure to cloud platforms (AWS, Azure, or GCP) - Understanding of data governance and data quality frameworks Minimum Qualifications - Bachelor’s degree in Engineering, Computer Science, Statistics, or related field - 3–7 years of relevant experience in data analytics or BI roles Benefits - Direct influence on data-driven products that reach millions of people - A talented international team with a collaborative culture - A dynamic, challenging, and rewarding role in a rapidly expanding international company - Health Insurance, Life Insurance, and Provident Fund (PF)