• Analyze and render home loan lending decisions consistent with STCU policies, STCU product details and secondary market investor guidelines • Work independently while also providing mentorship and support to other roles as needed • Demonstrate full proficiency and knowledge of home loan underwriting guidelines and maintain compliance with all regulatory standards • Determine borrower ability to repay and, property and program eligibility by reviewing and analyzing income documentation, asset documentation, credit reports, appraisals, AVMs, title reports, etc. • Ensure alignment with STCU’s risk-tolerance standards and portfolio quality by applying strong problem-solving, sound judgment, and rigorous scrutiny to analyze the suitability of exception requests and complex loans • Act as a senior member of the underwriting team by providing key feedback, mentoring and training to loan officers, processors and other underwriters when needed