Role Description We are looking for an expert data cruncher with a knack for investigating financial information. Mortgage Processors are responsible for interviewing loan applicants, reviewing applicant financial data and approving or rejecting loans, among other duties. Mortgage Processors will work closely with loan applicants and interview them personally. They will need excellent communicative and interpersonal skills to be successful in the position. - Interviewing loan applicants. - Assisting applicants in selecting the most suitable mortgage option. - Reviewing loan applications. - Evaluating applicant financial information including salary, assets, debts and expenses. - Calculating applicant credit scores. - Verifying the accuracy of applicant data. - Approving or rejecting loans. - Managing real estate loan documentation. - Ensuring compliance with banking regulations. - Submitting a detailed loan package to the Underwriting department. Qualifications - Must have completed Mortgage Course and Obtained Mortgage License. - 2+ years experience in mortgage processing. - Excellent mathematical and statistical aptitude. - Analytical mindset. - Good written and verbal communication. - Good organizational skills. - Exceptional interpersonal skills. - Attention to detail.

• Review and audit underwriting decisions, processes and tools • Review inforce policies for potential rescission assessing new information • Monitor application and claims trends and respond proactively • Support legal teams with expert insights on cases in litigation • Recommend new risk management strategies and controls • Track and analyze key risk indicators to inform decisions • Deliver comprehensive reports for senior leaders and external partners • Deliver educational programs and research to elevate underwriting expertise • Partner with analytics to integrate cutting-edge insights into risk management practices • Lead risk management programs and mentor emerging talent • Partner with cross-functional teams to foster high-performing collaboration • Build relationships with key stakeholders including reinsurers

Role Description If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! This role will be in our Contract+ unit. The ideal candidate will have brokerage casualty (GL) underwriting experience in the Excess & Surplus (non-admitted) line of business. This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program. Key Responsibilities - Researches and develops new classes of business as directed. - Researches market trends and competition. - Assesses market viability, creates forms & endorsements, and develops rates with actuarial support. - Partners with Actuarial team on large, complex accounts to develop rates/pricing. - Reviews individual risks or programs within assigned territory and makes acceptance/declination decisions. - Analyzes exposures to loss and develops adequate premium charges. - Achieves team/individual production and loss ratio goals through sound territory management. - Leads and influences agencies by creating sales strategies and implementing sales processes. - Analyzes premium and loss results by agency, state, major class of business, and program. - Performs audits of agents, individual risks, and programs for compliance. - Quotes, prices, and underwrites new and renewal policies and endorsements. - Handles policy maintenance items and mid-term requests. - Fosters positive business relationships with agents and brokers. - Demonstrates a thorough understanding of facultative reinsurance. - Resolves technical questions of great complexity. - Markets Nationwide products and services to drive agency and company results. - May perform other responsibilities as assigned. Qualifications - Undergraduate studies and completion of general insurance courses such as CPCU, CIC, AU, ARM, CPIW, CWIS, or ASLI is preferred. - Eight years underwriting experience handling large or complex programs and accounts, excess & surplus lines preferred. Requirements - Ability to communicate effectively, orally and in writing. - Demonstrates advanced negotiation skills and ability to work as a project lead. - Ability to analyze highly complex insurance risks. - Ability to devise business solutions to complex problems. - Ability to train and mentor all levels of underwriters. - Ability to analyze and interpret mathematical, statistical, and logical data. Benefits - Medical/dental/vision insurance. - Life insurance. - Short and long-term disability coverage. - Paid time off with a minimum of 18 days paid time off each full calendar year. - Nine paid holidays. - 401(k) with company match. - Company-paid pension plan. - Business casual attire.

• support underwriters in evaluating risks • manage complex inspection-related tasks • handle exceptions and resolve issues • act as a liaison between underwriters, agents, and inspection vendors