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Independence Bank logo
Independence Bank

Position is remote eligible in Kentucky once fully trained in Owensboro, KY to perform the position duties.

Mortgage Loan Processor

Location

United States + 9 moreAll locations: United States | United Kingdom | Canada | Germany | France | India | Brazil | Australia | Estonia | Japan

Posted

54 days ago

Salary

0

Seniority

Mid Level

No structured requirement data.

Job Description

Mortgage Loan Processor

Independence Bank

Role Description The Mortgage Loan Processor will assist Lenders with processing, approving, and closing all consumer purpose residential mortgage loans. - Reviews early disclosures for accuracy and ensures timing requirements are met - Supports the mortgage loan originators by processing applications and all supporting documents in a timely and accurate manner - Reviews file documentation to ensure all required items are requested - Inputs loan information into mortgage origination system for processing - Maintains a strong working knowledge of Secondary Market/Freddie Mac requirements as well as evolving mortgage regulatory requirements - Submits all processed secondary market loans to underwriting for final approval and clears any underwriting conditions - Processes all closing documents for mortgage originators - Ensures all required documentation is included in final loan for booking Qualifications - High School or GED required - A minimum of one (1) year of experience with loans and loan documents required - Computer competency required - Secondary market experience preferred Requirements - Organizational skills - Oral and written communication skills - Customer service skills - Analytical and problem-solving skills - Detail oriented - Ability to multi-task - Clerical and administrative skills - Ability to work as a part of a team Benefits - No travel required - Mandatory vacation not required Working Conditions - Indoors, environmentally controlled - Usual office working conditions - The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises Physical Requirements - Sitting (remaining in a seated position) - Constantly - Standing (remaining on one’s feet) - Occasionally - Walking (moving about on one’s feet) - Occasionally - Lifting (raising or lowering an object) - Occasionally - Carrying (transporting an object) - Occasionally - Pushing/Pulling (exerting force upon an object) - Occasionally - Reaching (extending hand(s) and arm(s)) - Occasionally - Keyboarding (entering text or data) - Constantly - Pinching/Gripping (working with the hand(s) or fingers) - Occasionally - Speaking (expressing ideas verbally) - Frequently - Hearing (ability to hear and understand speech) - Frequently - Near Visual Acuity (clarity of vision at approximately 20 inches or less) - Frequently - Far Visual Acuity (clarity of vision at approximately 20 feet or more) - Occasionally - May require lifting up to 10 pounds

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