Circle logo
Circle

Circle helps businesses and developers harness the power of stablecoins for payments and internet commerce worldwide.

Senior Analyst, AML Know Your Customer

Financial CrimeFinancial CrimeFull TimeRemoteSeniorTeam 501-1,000Since 2013H1B SponsorCompany SiteLinkedIn

Location

Ireland

Posted

65 days ago

Salary

0

Seniority

Senior

Job Description

Senior Analyst, AML Know Your Customer

Circle

Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com . What you'll be part of: Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values : High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder. Circle is looking for a Senior Analyst, to join its Compliance Operations team and conduct complex reviews and projects in Circle's KYC team. The Senior Analyst, AML is responsible for conducting detailed customer onboarding, including enhanced due diligence, and on-going periodic reviews. You'll operate at the intersection of some of the most innovative products and customers and support Circle's efforts to ensure the safety of its platform through in-depth customer investigations and continuous monitoring of various threat vectors across the KYC landscape. What you'll work on: - Reviewing higher and high risk client relationships to ensure that customer due diligence is complete and accurate and meets applicable specialized and enhanced due diligence requirements. - On-going monitoring of customers, including counterparty compliance calls, assessing of transactional activity, collecting and testing samples of customer files - Updating internal records to enrich customer KYC files. - Ensuring the customer's nature of business aligns with their business models and profiles. - Escalating and drafting executive level risk acceptance memos for customers with red flags and higher risk attributes and succinctly summarizing findings and next steps. - Partnering with key internal stakeholders including business teams and other control functions to monitor client relationships on an ongoing basis and ensure compliance with regulatory expectations. - Partnering with team leads within the region to facilitate knowledge sharing. - Monitoring industry trends relative to money laundering or fraud schemes including detection and reporting of suspicious activity. - Performing any general administration and ancillary activities as may be required and related to the above functions in accordance with the business requirements of the Company. - Leveraging AI tools to improve review efficiency and quality, including AI-generated risk summaries, memo drafting support, and automated alert triage to enhance decision-making and workflow throughput. What you'll bring to Circle: - A passion for harnessing the power of digital currency and blockchain technology and services built on top of it. Deep understanding of blockchain technology - An innovative and creative mind looking to suggest new solutions to old problems. - Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams. Appreciate direct communication. - Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands. Never tired of learning. - B.A./B.S. degree; quantitative or technical degree a plus. - 4+ years of relevant experience in AML and KYC reviews for corporates, with 2 years in crypto, preferable in ongoing monitoring of higher and high risk customers. - Detail-oriented, highly analytical and comfortable digging into data - Strong communication skills and presence, ability to interface with internal and external teams - CAMS, CFCS or CFE certification is a plus. - Work effectively in a fully remote environment with teams spanning multiple time-zones (our team is across the US, Europe & APAC). - Experience/familiarity with Slack, Apple MacOS and GSuite. Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law. Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs. #LI-Remote

Benefits

  • 401(K), 401(K) matching, Adoption Assistance, Childcare benefits, Commuter benefits, Company equity, Company-sponsored outings, Company sponsored family events, Continuing education stipend, Customized development tracks, Dental insurance, Disability insurance, Documented equal pay policy, Volunteer in local community, Family medical leave, Fitness stipend, Flexible Spending Account (FSA), Flexible work schedule, Generous parental leave, Generous PTO, Company-sponsored happy hours, Health insurance, Job training & conferences, Open door policy, Life insurance, Mean gender pay gap below 10%, Mentorship program, Paid volunteer time, Online course subscriptions available, Open office floor plan, Paid holidays, Paid industry certifications, Pair programming, Paid sick days, Partners with nonprofits, Performance bonus, Pet insurance, Promote from within, Lunch and learns, Relocation assistance, Remote work program, Free snacks and drinks, Team based strategic planning, OKR operational model, Continuing education available during work hours, Unlimited vacation policy, Vision insurance, Wellness programs, Some meals provided, Mental health benefits, Home-office stipend for remote employees, Diversity employee resource groups, Hiring practices that promote diversity, Fertility benefits, Employee resource groups, Employee-led culture committees, Quarterly engagement surveys, In-person all-hands meetings, In-person revenue kickoff, Summer hours, Employee awards, Pay transparency, Personal development training, Virtual coaching services, Apprenticeship programs, Flexible time off, Floating holidays, Bereavement leave benefits, Company-wide vacation

Related Categories

Related Job Pages

More Financial Crime Jobs

Quilter logo

Train To Be A Self-Employed Financial Adviser

Quilter

Design your next PCB design in hours, not weeks, with Quilter's generative AI for electronics.

Financial Crime65 days ago
Full TimeRemoteTeam 1-10H1B No Sponsor

Summary Ready for a Career Change? Become a Qualified Financial Adviser through Quilter Academy – Opportunities available nationwide! Are you exploring your next career move and looking for a role where you can make a meaningful impact? Do you: • Enjoy helping others? • Have a strong network of personal and professional connections? • Aspire to build a fulfilling career with flexibility and purpose? If so, Quilter Academy could be your route to achieving your aspirations.About the Role We are now recruiting individuals with the attitude, drive, and determination to join our next training programme and start your journey to becoming a fully qualified financial adviser with Quilter. This is your chance to join a fully supported career transition programme (funding available) that will help you achieve your goals and become a qualified, self-employed financial adviser. What We Offer: A comprehensive, structured training programme and exam support designed to help you achieve your Level 4 Diploma in Regulated Financial Planning. For those who have already achieved their Level 4 Diploma in regulated financial advice (via CII, LIBF, or CISI), we offer an immersive 3-month skills development programme. This includes tools, mentoring, and business support to prepare you for meeting new clients as a financial adviser. A proposition that can lead to a secure financial future with the potential to build a business with capital value. About You What We’re Looking For: - Individuals with varied career journeys , life experience who bring unique perspectives and insights, with a positive outlook and ability to network. - Strong interpersonal skills and a commitment to building meaningful client relationships. - Analytical thinkers with attention to detail. - Trustworthy individuals capable of managing financial responsibilities. - Motivated individuals who are interested in self-employment and shaping their own career path. Essential Requirements: - The right to work in the UK and appropriate visas for a minimum of 5 years. - At least 5 years of career history. - A satisfactory credit history (required for regulatory purposes). - Ability to travel for client meetings – Full driving license Could this be you? If you're driven, people-focused, and ready to take control of your future, the Quilter Academy could be your perfect next step. Apply today and start your journey toward a fulfilling new career as a financial adviser.

United Kingdom
Circular Action Alliance logo

Manager - Regulatory Reporting & Compliance

Circular Action Alliance

CAA is a U.S. Producer Responsibility Organization dedicated to implementing effective EPR laws for paper and packaging.

Financial Crime66 days ago
Full TimeRemoteTeam 11-50Since 2022H1B No Sponsor

Role Description The Reporting and Compliance Manager will be part of the National Program Operations Team and report to the Director of EPR Regulatory Compliance. This role will provide regulatory and technical support for the development and implementation of extended producer responsibility (EPR) programs, helping ensure compliance with applicable statutory and regulatory requirements. - Assist in the ongoing implementation of the organization’s compliance framework. - Develop state compliance reporting materials. - Create producer guidance materials. - Maintain reporting category definitions for covered materials under CAA’s approved program plans in each state. - Support the development and maintenance of reporting and fee categories across multiple states. - Provide technical assistance to internal teams. - Contribute to regulatory analysis efforts. - Support initiatives aimed at improving consistency and reducing reporting burdens for producers. Qualifications - Bachelor’s degree (ideally in public policy, sustainability, environmental science, materials science, or a related discipline). - At least 5+ years of regulatory compliance experience, with preference for regulatory, policy, or operational experience in EPR program implementation or related fields. - Knowledge of the packaging regulatory landscape, including labeling, transportation, and trade regulations. - Experience with statutory and regulatory interpretation and compliance analysis. - Excellent analytical and problem-solving skills, with the ability to translate complex data into actionable insights. Requirements - Strong communication and stakeholder engagement skills. - Detail-oriented with a commitment to accuracy and compliance. - Ability to lead and collaborate within cross-functional teams, including remote employees. - Ability to work in a fast-paced, dynamic environment, adapting to CAA’s startup nature. Benefits - Location: Fully Remote, must reside in. - Pay Rate: Based on a variety of factors in accordance with applicable law including the successful candidate’s relevant experience, skills, knowledge, and experience. - Reports To: Director of Regulatory Compliance. Company Description Circular Action Alliance is an equal employment opportunity employer. All qualified applicants for employment will be considered without regard to race, color, religion, sex (including pregnancy, childbirth, lactation, and related medical conditions), national origin, military or veteran status, sexual orientation, gender identity, age or any other category protected by applicable federal, state, or local law. If you require accommodation as part of the application process, please contact careers@circularaction.org.

United States
$104K - $123.5K / year
Job Closed
Full TimeRemoteTeam 10,001+Since 1968H1B Sponsor

• Lead team responsible for compliance with export controls and sanctions across EMEA • Define and drive regulatory strategy aligned with business priorities • Advise senior leaders on compliant solutions • Represent Intel before regulatory authorities and engage with trade associations • Develop a high-performing regional compliance team

United Kingdom
Job Closed
10x.Team logo

KYC/CDD/AML Specialist – AI Trainer

10x.Team

Built for Humans. Powered by AI. The AI Recruiter that takes over first interviews — fast, fair, and compliant.

Financial Crime66 days ago
ContractRemoteTeam 11-50Since 2023H1B No Sponsor

• Review and refine AI-generated outputs across KYC, CDD, AML, and financial crime compliance topics • Evaluate AI responses for regulatory accuracy, business realism, and practical applicability (e.g., 4th/5th AMLD, JMLSG guidance, FCA frameworks) • Draft realistic compliance scenarios based on your direct experience (customer onboarding, risk assessment, investigations, SARs) • Create scenario variations from diverse perspectives (compliance analyst, MLRO, auditor, regulator) • Identify gaps, weak logic, or oversights in AI-generated compliance reasoning

Poland
€91 - €140 / hour