• Proactively identify and communicate business opportunities and recommendations using data manipulation, programming, statistics and data visualization • Present complex analytical findings and strategic recommendations to senior leadership, tailoring messaging to drive clarity, alignment, and action • Drive executive alignment by translating ambiguous business challenges into structured analytical insights and recommendations • Lead design and validation for all phases of research projects, including presentation of results, guiding iterative improvement • Maintain relationships and alignment among stakeholders to meet objectives • Create and support business intelligence tools, databases, dashboards, reports or methods • Document technical design standards for reporting solutions to ensure their accurate development • Identify, document, and use exploratory data analysis to investigate assumptions • Stay informed of industry or business trends that pertain to data

About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The Team: The Analytics team at Upstart is at the forefront of AI/ML-driven credit lending across the organization. Our team employs advanced analytical and technical prowess to deliver comprehensive support in Upstart’s lending platform. The Credit Analytics team is building out foundational frameworks and infrastructures on loan performance and forecasting, market cycles and emerging trends, risk and return trade-offs, among others. We also take pride in developing our business intelligence tools to empower self-service reporting and streamlining work processes through automation. As a Senior Manager at Upstart, you will join our Credit Analytics horizontal team. In this multi-disciplinary role, you will drive strategic workstreams spanning across valuation and credit oversight, shaping and hands-on scaling our analytics processes, credit performance frameworks, and post-origination forecasting methodologies. Collaborating across Data Analytics, Machine Learning, Product, and Finance teams, you will spearhead cross-functional initiatives that embed rigorous valuation models, forward-looking credit governance, and automated processes—empowering Upstart’s multi-product growth and reinforcing our market leadership in lending. How you’ll make an impact: - Partner with the Data Analytics vertical teams, Machine Learning, Product, Engineering, and Finance teams to shape credit metrics and narratives, financial forecast, and driving consensus in the state of Upstart platform - Influence Upstart’s credit platform and investor/lending community through informing decisions, opportunities, and risks, while supported by deep understanding and insights on Upstart’s machine learning model, credit, and valuation - Lead and develop analytics on underwriting decisions, credit monitoring, model impacts, asset forecast, and valuation modeling to conduct in-depth analyses on credit data, trends, and anomalies that drive model and product decisions - Develop foundational forecast pipelines, and automated reporting to enable robust and dynamic credit intelligence for Upstart analyst community - Mentor junior team members on best practices and foster a center of excellence on data, credit, and analytics Minimum Qualifications: - 8+ years professional experience with demonstrated growth and leadership in technology and financial industry - Experience in developing credit analytics, financial forecasting, and/or quantitative risk models with Python, R, & SQL - Experience in decisioning supported by large datasets, data modeling, and data pipelines using tools like Databricks, DBT, Looker, Snowflake, & Redshift - Degree in Quantitative Finance/Economics, Statistics, Engineering, Data Science or other quantitative fields Preferred Qualifications: - Demonstrated ability to work collaboratively and in deep partnership with cross-functional colleagues especially in Finance, Product, Data Engineering, ML teams - Ability to craft executive-ready narratives around complex business or performance topics, leveraging visualization and dashboards (e.g., Tableau, PowerBI, Looker), and to successfully influence and drive C-level decision-making - Experience in SOX controlled reporting or regulatory reporting cycles - Experience in consumer lending strategy, and/or investment experience in consumer credit capital markets, private credit, structured products - Experience in developing junior team members on technical subjects Position location - This role is available in the following locations: Remote Time zone requirements - The team operates on the West coast time zones. Travel requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time. At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Base Salary Range $182,300—$252,500 USD What you'll love At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect: - Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly - Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year - Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees - Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose - Health Savings Account contributions from Upstart for eligible plans - Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage - Paid time off, sick and safe time, and company holidays - Paid family and parental leave to support caregiving and major life moments - Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving - Employee Assistance Program (EAP) offering mental health support and life-centered resources - Financial wellness resources, including access to financial planning tools and a financial concierge service - Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you - Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from - Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs) - Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!). Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com https://www.upstart.com/candidate_privacy_policy

• Collaborate with stakeholders ranging from individual contributor Product Managers to leadership to understand business questions and define the right analytical approach. • Gather data from multiple sources and connect disparate data points into a clear story about product usage, customer behavior, and product health. • Establish reporting for new products and features, including defining metrics and building repeatable analysis that teams can use to track adoption and performance. • Analyze usage patterns within GitLab's Platforms sections to help teams understand how this area is performing and where improvements may be needed. • Explore behavioral trends for the Dedicated offering to surface insights that can inform product decisions and the customer experience. • Partner with UX to better understand user behavior and support research with quantitative analysis. • Work with Engineering teams on data collection and instrumentation approaches so product usage can be measured accurately and consistently. • Collaborate with Analytics Engineers on data modeling needs for reporting and analysis, helping ensure the underlying data supports reliable decision-making.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Senior Data Analyst - REMOTE. In this role, you will support a crucial program aimed at identifying vulnerabilities within Medicaid, Medicare, and Marketplace systems. Your expertise in data analysis will allow you to harness publicly available data to derive actionable insights. You will collaborate with key stakeholders to address complex challenges, utilizing advanced statistical tools and methods. This is an opportunity to make a significant impact in healthcare data management while enjoying the flexibility of remote work. Your contributions will be instrumental in enhancing the effectiveness of healthcare programs. Accountabilities - Collaborate with stakeholders to identify healthcare vulnerabilities. - Analyze public data using SAS, SQL, R, and Python. - Organize information to support decision-making processes. - Create visualizations to display data insights. - Generate data summaries through descriptive statistics. - Perform complex data manipulations and reporting. - Develop solutions to solve open-ended business problems. Qualifications - Bachelor's degree and 3+ years of related experience. - Experience in Medicare, Medicaid, or Healthcare Marketplace. - Strong skills in statistical modeling and analysis with SAS. - Proficient in SQL for data manipulation. - Experience with data anomaly resolution and data quality. - Skilled in MS Excel and PowerPoint for analysis and presentation. - Ability to communicate complex concepts to varied audiences. Requirements - Bachelor's degree and 3+ years of related experience. - Experience in Medicare, Medicaid, or Healthcare Marketplace. - Strong skills in statistical modeling and analysis with SAS. - Proficient in SQL for data manipulation. - Experience with data anomaly resolution and data quality. - Skilled in MS Excel and PowerPoint for analysis and presentation. - Ability to communicate complex concepts to varied audiences. Benefits - Flexible working hours to promote work/life balance. - Comprehensive medical, dental, and vision plan options. - 401(k) plan with company matching. - Generous paid time off including vacation and holidays. - Paid parental leave and additional personal leave. - Short and long-term disability benefits. - Competitive salary based on experience and location.