Summary The Spec, Loan Review audits specific documents in the file to agency guidelines to obtain the FHA, VA, and USDA, Certificates. Essential Job Functions: - Review document per the Agency check list requirements - Audit information to the EDMS verifying the information meets the specific loan type requirements - Verify information is accurate in Lakewood and in the FHA, VA, and USDA websites - Enter data in to Lakewood upon completion - Enter data in to Agency websites - Communicate to appropriate contact for deficiencies - Contact FHA, VA, USDA, underwriters, and post closers to correct any inaccuracies - Assemble loan packages to manually submit to Agencies within a designated deadline - Maintain regular and punctual attendance. Other Related Duties: - Performs other related duties as assigned. Supervisory Responsibilities: This job has no supervisory responsibilities. Qualifications: To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. Education and/or Experience: High School Diploma or GED or one to three months related experience and/or training; or equivalent combination of education and experience. Language Skills: Ability to read, and interpret documents such as policy and procedure manuals, safety rules, operating and maintenance instructions. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization. Mathematical Skills: Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percentage and to draw and interpret bar graph. Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. Certificates, Licenses, Registrations: None required Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. Equal Employment Opportunity Freedom Mortgage is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Americans with Disabilities Act Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation. Applicants as well as employees are encouraged to meet with Human Resources as the organization shall review reasonable accommodations on a case-by-case basis in accordance with applicable law. Job Responsibilities The following statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position. Freedom Mortgage Corporation may change the specific job duties with or without prior notice based on the needs of the organization.

About the role T1F is building its team of Loan Underwriters to vet and approve investors seeking financing and the loans we intend to extend to them. You will be part of a collaborative team supporting investors throughout the application, underwriting and loan funding process. You will assess the individual and overall risk of a potential borrower, property and loan and are ultimately responsible for approving or denying mortgage loans. The primary function of an Underwriter is to perform a detailed credit underwriting to ensure that our business purpose loans meet credit policy and regulatory requirements. You’ll work with members of every team to help move loans through the origination process. Strong producers and leaders in this role have tremendous opportunity for growth into management or other teams within the organization as we scale. What you'll do - Underwrite Business Purpose mortgage loans in compliance with credit guidelines and requirements - Review loan files for completeness and creditworthiness - Collaborate with the Loan Expert and Closing team to identify any missing loan documentation and generate credit conditions lists for applicants - Train and mentor new Loan Underwriters as we expand - Keep all documents organized and itemized in internal drives and proprietary systems - Manage high deal flow pipeline and prioritize work to ensure loans close on time and with a high degree of accuracy - Identify, report and escalate any suspected fraudulent activity to the appropriate management as necessary - Stay up to date with the most current company underwriting guidelines, policies, procedures and workplays as well as federal and state regulatory requirements to ensure compliance at all times - Review and take ownership of all loan files and borrower details prior to approving loans for closing and submission to our Closing team Qualifications - Professional experience in advanced quality control - At least 1 year experience in the mortgage industry as a Loan Processor, Underwriter, Transaction Coordinator, or Analyst - Bachelor’s degree - Disciplined, extreme attention to detail, and obsessive about quality control - Ability to make tough decisions focusing on the creditworthiness of borrowers, properties and loans - Excellent written and verbal communication skills - Strong people skills; Ability to convey needs and build rapport with borrowers and 3rd party vendors - Empathic, active listening - Meticulous pipeline management - Effective time management and task prioritization - Comfortable in unstructured environments - Politely persistent - Technologically literate - Ability to adapt to change quickly - Love critical thinking and problem solving - Must work well in a (remote) team environment Compensation & Benefits We’re building a disciplined, high-performing lending platform with institutional backing and entrepreneurial energy. If you want to grow with a company that values operational excellence and customer experience, we’d love to meet you. We offer: - Competitive cash salary (commensurate with experience) - Performance-based incentive opportunity - Competitive and comprehensive health benefits - Remote flexibility At Tier One Funding, we strive to build a workforce composed of individuals with diverse backgrounds, abilities, minds, and identities that will help us to grow, not only as a company, but also as individuals. We are focused on building a diverse and inclusive workforce. If you’re excited about this role, but do not meet 100% of the qualifications listed above, we still encourage you to apply. Tier One Funding is an Equal Opportunity Employer.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description This is a very rare and exciting opportunity for a Market Facing Middle Market Underwriter to join a highly reputable industry leader, to assist with the continued expansion into the Commercial Package marketplace. The ideal candidate would work remotely and travel throughout the Pittsburgh, PA region. This position does not offer a company vehicle but mileage reimbursement is offered. - Develop and manage a local territory for new business opportunities in Commercial Package, Auto, Workers Compensation, and Umbrella. - Drive profitability and growth by identifying new business, negotiating renewals, and maintaining strong customer and producer relationships. - Collaborate with the Commercial Sales Team and support product development through market intelligence and departmental projects. - Ensure compliance with legal/regulatory standards. Qualifications - Middle Market experience is required. - Typically has a minimum of 5+ years experience underwriting commercial package accounts. - Must have knowledge of ISO ratings and forms. - Experience developing agency relationships and profitable business. - Extensive knowledge of Commercial Multi-line Package underwriting with a strong focus and thorough knowledge of Property and General Liability assessment, controls, rules, guidelines, pricing, rating, and coverage. - Umbrella underwriting experience required. - Working knowledge of Facultative Reinsurance. - Ability to review coverage requests and independently make risk decisions based on company appetite, guidelines, risk characteristics and levels of authority. Refers risks as required for additional review. - Strong communication, interpersonal, problem solving and team building skills. Ability to work with sales, loss prevention, premium audit, and the product development staff. - Maintains thorough knowledge of applicable laws, regulations and governance, target industry and class trends, emerging market needs, issues, and competition as it relates to Commercial Package. - This is a field position and requires travel throughout the Pittsburgh Region and surrounding areas several times per week. - Travel to our headquarters in West Trenton, NJ is required at least once per quarter at the company's expense. - High School Diploma or GED equivalent required. Requirements - Bachelor’s degree is preferred. - Knowledge of Guidewire is a plus. - Completion of general insurance courses such as CPCU, AU, ARM or CIC are a plus. - Proficient in Microsoft Office Suite, including Word, Excel, and PowerPoint. Benefits - Salary is commensurate with experience and credentials. - Pay Range: $101,415-$117,837. - Eligible full-time employees receive a competitive Total Rewards package, including but not limited to: - 401(k) with employer match up to 8% and additional service-based contributions. - Health, Dental, and Vision insurance. - Life and Disability coverage. - Generous PTO. - Paid Sick Leave. - Paid parental leave in addition to state-mandated leave. - Employees may also be eligible for discretionary bonuses.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description If you excel in collaborating with others to assess possibilities and discover solutions, it may be time to combine your analytical rigor with a premier brand in the real estate space. First American is looking to add a Residential Underwriter to our Michigan team. This position plays a key role in making the dream of home ownership a reality. This role can work remote within the state of Michigan. - Provides underwriting support, counsel, and authorization to company personnel and customer(s) for residential transactions related to the issuance of real estate title insurance commitments and policies. - Utilizes underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance. - Provides guidance to company personnel in the performance of real estate settlement services. - Additional duties include: - Review of attorney title comment letters - Underwriting of proforma and endorsement requests - Mapping legal descriptions - Survey reviews Qualifications - Title experience preferably within the state of Michigan - Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process - Title search and exam experience preferred - Strong analytical rigor and business acumen - Strong negotiation skills and ability to provide alternative solutions or convey unpopular information with tact - Ability to collaborate and act decisively; build relationships internally and externally - Excellent listening, verbal, and written communication skills - Strong organizational skills with the ability to multi-task, prioritize and timely follow up - Abstract thinking and creative solutions Requirements - Pay Range: $88,850 - $118,450 Annually - This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location. Benefits - Comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave - Employee stock purchase plan